[{"data":1,"prerenderedAt":4531},["ShallowReactive",2],{"fr-blog/comptabilite-fournisseur":3,"fr-global-content":637,"fr-article-global-content":2244,"fr-blog-article-more-articles-d0994ca0-a555-425e-b68f-d17b0657cfdb":2495,"fr-blog-article-more-articles-213437497":4526},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":623,"full_slug":624,"sort_by_date":60,"position":625,"tag_list":626,"is_startpage":28,"parent_id":628,"meta_data":60,"group_id":629,"first_published_at":630,"release_id":60,"lang":66,"path":60,"alternates":631,"default_full_slug":632,"translated_slugs":633},"4 pistes pour construire une comptabilité fournisseur en béton armé","2022-11-02T18:06:15.307Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:49.773Z",213437497,"a35a24bd-379f-4a31-a18a-c49ddccc2837",{"_uid":11,"title":4,"author":12,"topics":76,"content":119,"category":519,"language":545,"component":532,"heroMedia":546,"publishedAt":553,"readingTime":554,"redirectUrl":22,"componentsAfterTheArticle":555},"bccae761-0dd5-430c-9954-1e91ea5cab1c",{"name":13,"created_at":14,"published_at":6,"updated_at":15,"id":16,"uuid":17,"content":18,"slug":44,"full_slug":59,"sort_by_date":60,"position":61,"tag_list":62,"is_startpage":28,"parent_id":63,"meta_data":60,"group_id":64,"first_published_at":65,"release_id":60,"lang":66,"path":60,"alternates":67,"default_full_slug":68,"translated_slugs":69,"_stopResolving":75},"Gabriel Autran","2022-10-19T17:44:02.412Z","2026-03-12T10:47:22.582Z",206167994,"c9a15b72-6cfa-4af4-9833-8cc8cc8eba55",{"_uid":19,"name":13,"links":20,"picture":42,"lastName":47,"component":48,"firstName":49,"description":50},"f296e8a3-b92d-4cc8-b994-b996e5bbefb1",[21,35],{"tag":22,"_uid":23,"icon":24,"link":29,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"","d51b7e7b-c635-49fc-99e7-3449e9ad75d1",{"id":25,"alt":22,"name":22,"focus":22,"title":22,"filename":26,"copyright":22,"fieldtype":27,"is_external_url":28},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",false,{"id":22,"url":30,"linktype":31,"fieldtype":32,"cached_url":30},"https://www.linkedin.com/in/gabriel-sahli-autran/","url","multilink","primary","cta",{"tag":22,"_uid":36,"icon":37,"link":40,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"ea366fce-8220-4640-8d16-f3b6ce616c6d",{"id":38,"alt":22,"name":22,"focus":22,"title":22,"filename":39,"copyright":22,"fieldtype":27,"is_external_url":28},4129793,"https://a.storyblok.com/f/146026/x/9a557168a2/ic_twitter.svg",{"id":22,"url":41,"linktype":31,"fieldtype":32,"cached_url":41},"https://twitter.com/GabSLATR",{"id":43,"alt":44,"name":22,"focus":22,"title":22,"source":22,"filename":45,"copyright":22,"fieldtype":27,"meta_data":46,"is_external_url":28},13791944,"gabriel-autran","https://a.storyblok.com/f/146026/698x624/43261643c7/gabriel-autran.png",{},"Autran","author","Gabriel",{"type":51,"content":52},"doc",[53],{"type":54,"content":55},"paragraph",[56],{"text":57,"type":58},"Chez Spendesk, Gabriel a pour mission de transformer la finance d'entreprise en sujet du quotidien. Après plus de 5 ans à écrire pour divers secteurs de la tech française, Gabriel s'est spécialisé dans l'assur-tech et la fintech,  dans le but de mettre en valeur les courants profonds à l'œuvre dans les méthodes et outils de gestion des ressources, observables dans les grandes structures comme pour les plus modestes entités.","text","fr/blog/author/gabriel-autran",null,-970,[],176408854,"1299388e-ba28-4bc4-9671-0f5c67eee9be","2022-11-02T15:25:41.087Z","fr",[],"blog/author/gabriel-autran",[70,71,73],{"path":68,"name":60,"lang":66,"published":60},{"path":68,"name":60,"lang":72,"published":60},"de",{"path":68,"name":60,"lang":74,"published":60},"es",true,[77,99],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":83,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":89,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":93,"default_full_slug":94,"translated_slugs":95,"_stopResolving":75},"Comptabilité","2022-10-19T17:57:49.664Z","2026-03-12T10:47:22.734Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"_uid":84,"name":78,"component":85},"1dc6497e-1135-45e9-a2c6-426facc382ba","tag","comptabilite","fr/blog/topic/comptabilite",-50,[],176456153,"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[96,97,98],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":100,"created_at":101,"published_at":6,"updated_at":102,"id":103,"uuid":104,"content":105,"slug":107,"full_slug":108,"sort_by_date":60,"position":109,"tag_list":110,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":111,"first_published_at":112,"release_id":60,"lang":66,"path":60,"alternates":113,"default_full_slug":114,"translated_slugs":115,"_stopResolving":75},"Gestion des dépenses","2022-10-19T17:57:49.883Z","2026-03-12T10:47:22.758Z",206171402,"10ebb00d-65f3-42f6-997a-5aaf2acb94de",{"_uid":106,"name":100,"component":85},"5e8bdb3b-8902-4018-b794-cc7a6b9d58e2","gestion-des-depenses","fr/blog/topic/gestion-des-depenses",-60,[],"20ad7c2f-9f74-406b-8af8-7d8b9f4125de","2022-11-02T15:24:55.480Z",[],"blog/topic/gestion-des-depenses",[116,117,118],{"path":114,"name":60,"lang":66,"published":60},{"path":114,"name":60,"lang":72,"published":60},{"path":114,"name":60,"lang":74,"published":60},{"type":51,"content":120},[121,154,158,162,192,198,202,206,210,264,268,272,276,280,284,288,292,337,341,345,349,353,357,361,365,369,387,400,404,408,412,416,435,439,501],{"type":54,"content":122},[123,125,138,140,152],{"text":124,"type":58},"Qu'il s'agisse de ",{"text":126,"type":58,"marks":127},"procure-to-pay",[128],{"type":129,"attrs":130},"link",{"href":126,"uuid":131,"title":60,"anchor":60,"target":60,"linktype":132,"story":133},"d44b1fd2-d803-4cbb-8d7c-9aa172385272","story",{"name":134,"id":135,"uuid":131,"slug":126,"url":136,"full_slug":137,"_stopResolving":75},"Procure to Pay : un processus digitalisé stratégique aussi en PME",213435268,"blog/procure-to-pay","fr/blog/procure-to-pay",{"text":139,"type":58}," ou de mise en place d'un ",{"text":141,"type":58,"marks":142},"processus d'achat",[143],{"type":129,"attrs":144},{"href":145,"uuid":146,"title":60,"anchor":60,"target":60,"linktype":132,"story":147},"processus-achats-definition-enjeux-procedures","26c20623-b3a9-4852-b024-90c18b1cbf43",{"name":148,"id":149,"uuid":146,"slug":145,"url":150,"full_slug":151,"_stopResolving":75},"6 étapes pour établir un (très) bon processus achat",208730208,"blog/processus-achats-definition-enjeux-procedures","fr/blog/processus-achats-definition-enjeux-procedures",{"text":153,"type":58},", la comptabilité fournisseur est au carrefour de toutes les dépenses d'une entreprise.",{"type":54,"content":155},[156],{"text":157,"type":58},"Plus une structure grandit, plus sa comptabilité fournisseur devient tentaculaire, pour finalement prendre un temps conséquent aux équipes finance. Comment y remédier ? Cette humble liste vise à vous donner quelques éléments de réponse.",{"type":54,"content":159},[160],{"text":161,"type":58},"Au sommaire :",{"type":54,"content":163},[164,170,172,178,179,185,186],{"text":165,"type":58,"marks":166},"1 - Quand une entreprise grandit, la comptabilité fournisseur fait de même",[167],{"type":129,"attrs":168},{"href":169,"title":60},"#A1",{"type":171},"hard_break",{"text":173,"type":58,"marks":174},"2 - Votre comptabilité fournisseur est-elle assez performante ?",[175],{"type":129,"attrs":176},{"href":177,"title":60},"#A2",{"type":171},{"text":180,"type":58,"marks":181},"3 - Avez-vous besoin d’un comptable dédié aux fournisseurs ?",[182],{"type":129,"attrs":183},{"href":184,"title":60},"#A3",{"type":171},{"text":187,"type":58,"marks":188},"4 - Pour faciliter sa comptabilité fournisseur, un arsenal complet au bout des doigts",[189],{"type":129,"attrs":190},{"href":191,"title":60},"#A4",{"type":193,"attrs":194,"content":196},"heading",{"level":195},2,[197],{"text":165,"type":58},{"type":54,"content":199},[200],{"text":201,"type":58},"Dans une entreprise en pleine croissance, les dépenses se multiplient, les fournisseurs aussi, les données à référencer dans les comptes prennent un tournant labyrinthique.",{"type":54,"content":203},[204],{"text":205,"type":58},"Une telle évolution provoque donc systématiquement une charge de travail accrue pour les équipes financières. Celles-ci se retrouvent à devoir prendre en charge les circuits de validation de chaque équipe, pour retrouver les factures, les référencer correctement et procéder à des ordres de paiement sur des informations souvent incomplètes.",{"type":54,"content":207},[208],{"text":209,"type":58},"L'équipe comptabilité a en effet la charge de réunir et de répertorier toutes les relations de la structure avec ses fournisseurs. On peut notamment citer :",{"type":211,"attrs":212,"content":214},"bullet_list",{"tight":28,"key":213},"ul-0",[215,229,241,252],{"type":216,"content":217},"list_item",[218],{"type":54,"content":219},[220,222,227],{"text":221,"type":58},"Le ",{"text":223,"type":58,"marks":224},"traitement et la classification",[225],{"type":226},"bold",{"text":228,"type":58}," de chaque compte fournisseur",{"type":216,"content":230},[231],{"type":54,"content":232},[233,235,239],{"text":234,"type":58},"La ",{"text":236,"type":58,"marks":237},"récolte et l'archivage",[238],{"type":226},{"text":240,"type":58}," des factures et des avoirs",{"type":216,"content":242},[243],{"type":54,"content":244},[245,246,250],{"text":234,"type":58},{"text":247,"type":58,"marks":248},"gestion des différentes TVA",[249],{"type":226},{"text":251,"type":58}," applicables",{"type":216,"content":253},[254],{"type":54,"content":255},[256,258,262],{"text":257,"type":58},"Les ",{"text":259,"type":58,"marks":260},"ordres de virement externes",[261],{"type":226},{"text":263,"type":58}," vers les fournisseurs",{"type":54,"content":265},[266],{"text":267,"type":58},"Si ces tâches prennent plus de temps que prévu, un effet papillon s'ensuit. Comme les factures prennent plus de temps à être récoltées, le rapprochement prend plus de temps, et la clôture de l'exercice comptable également.",{"type":54,"content":269},[270],{"text":271,"type":58},"Ce constat, bien qu'alarmant, n'est pas une fatalité !",{"type":193,"attrs":273,"content":274},{"level":195},[275],{"text":173,"type":58},{"type":54,"content":277},[278],{"text":279,"type":58},"Le temps que prend la comptabilité fournisseur dans l'exercice des tâches des équipes finance constitue un facteur clé d'évaluation. Ses répercussions sur les autres tâches comptables constituent à la fois un défi et une opportunité pour la fonction finance.",{"type":54,"content":281},[282],{"text":283,"type":58},"Les questions fusent pour mieux définir les enjeux de la comptabilité fournisseurs : vaut-il mieux centraliser ses demandes auprès de grandes structures afin de mieux organiser les factures et s'assurer une continuité entre les données disponibles ? Combien de temps faut-il garder les factures ?",{"type":54,"content":285},[286],{"text":287,"type":58},"Quelles que soient les méthodes et réponses apportées, on pourra tomber d'accord sur le fait que disposer d'un outil unique pour gérer toutes ses factures et son répertoire de fournisseurs constitue un atout majeur pour les équipes financières.",{"type":54,"content":289},[290],{"text":291,"type":58},"Quelques critères permettent d'évaluer l'efficacité des tâches de comptabilité fournisseur pour savoir si, oui ou non, la gestion de la comptabilité fournisseur est efficace :",{"type":211,"attrs":293,"content":294},{"tight":28,"key":213},[295,307,319],{"type":216,"content":296},[297],{"type":54,"content":298},[299,301,305],{"text":300,"type":58},"Les équipes financières ",{"text":302,"type":58,"marks":303},"parviennent à récolter les justificatifs dans les temps",[304],{"type":226},{"text":306,"type":58}," ;",{"type":216,"content":308},[309],{"type":54,"content":310},[311,313,317],{"text":312,"type":58},"Elles peuvent les ",{"text":314,"type":58,"marks":315},"retrouver facilement",[316],{"type":226},{"text":318,"type":58}," grâce à des outils ergonomiques ;",{"type":216,"content":320},[321],{"type":54,"content":322},[323,325,329,331,335],{"text":324,"type":58},"La classification permet de catégoriser et d'attribuer pour ",{"text":326,"type":58,"marks":327},"chaque mouvement financier",[328],{"type":226},{"text":330,"type":58}," son ",{"text":332,"type":58,"marks":333},"centre de coût",[334],{"type":226},{"text":336,"type":58}," et les personnes qui s'y rattachent.",{"type":54,"content":338},[339],{"text":340,"type":58},"Grâce aux outils que nous allons vous présenter, un fait va alors vous apparaître clair. Si les équipes finance ne parviennent pas à boucler en quelques heures la récolte et l'archivage des données de facturation, il est peut-être temps de changer de méthode.",{"type":193,"attrs":342,"content":343},{"level":195},[344],{"text":180,"type":58},{"type":54,"content":346},[347],{"text":348,"type":58},"Tous ces éléments posent la question, faut-il disposer d'un comptable dédié à la gestion des comptes fournisseurs et des factures qui en découlent ?",{"type":54,"content":350},[351],{"text":352,"type":58},"Peut-être pas.",{"type":54,"content":354},[355],{"text":356,"type":58},"Peut-être vaut-il mieux permettre aux équipes financières de se concentrer sur les missions d'orientation financière ? Ces dernières constituent souvent parmi les plus gratifiantes pour les équipes comptables.",{"type":54,"content":358},[359],{"text":360,"type":58},"Communiquer avec les autres équipes pour mieux comprendre leurs besoins, proposer de nouveaux axes de développement de la structure, affiner la gestion du risque et fournir un travail de reporting analytique de pointe : ce n'est pas un monde idéal, c'est une question de choix.",{"type":54,"content":362},[363],{"text":364,"type":58},"Marvin, l'intelligence artificielle présente dans la plateforme de gestion de Spendesk, vous permet d'analyser et de répertorier automatiquement la plupart des factures, pour en extraire les informations synthétisées.",{"type":54,"content":366},[367],{"text":368,"type":58},"De même, grâce aux fonctionnalités de facturation fournisseur de Spendesk, les équipes finance peuvent synchroniser leurs banques avec l'outil, leur permettant de régler toutes les factures, et ce, directement depuis la plateforme.",{"type":54,"content":370},[371,373,385],{"text":372,"type":58},"L'automatisation des ",{"text":374,"type":58,"marks":375},"processus de traitement des factures fournisseur",[376],{"type":129,"attrs":377},{"href":378,"uuid":379,"title":60,"anchor":60,"target":60,"linktype":132,"story":380},"processus-de-traitement-des-factures-fournisseurs","2ca0f1eb-7b4e-4859-969e-3efc689c13da",{"name":381,"id":382,"uuid":379,"slug":378,"url":383,"full_slug":384,"_stopResolving":75},"Processus de traitement des factures fournisseurs : quelle efficacité ?",213425177,"blog/processus-de-traitement-des-factures-fournisseurs","fr/blog/processus-de-traitement-des-factures-fournisseurs",{"text":386,"type":58}," se situe ainsi au coeur de la valeur ajoutée apportée par Spendesk aux équipes finance. Suivre ses budget et ses factures devient alors l'affaire de quelques clics. Démonstration :",{"type":54,"content":388},[389],{"type":390,"attrs":391},"blok",{"body":392},[393],{"_uid":394,"caption":22,"autoplay":28,"noShadow":28,"component":395,"thumbnail":396,"playerType":397,"onPlayEvent":22,"externalVideo":398,"internalVideo":399,"playButtonText":22},"08340076-9c56-4b9d-b794-9a2683f86042","video",[],"inline","https://www.youtube.com/embed/yygDdprq3eE?feature=oembed",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"type":54,"content":401},[402],{"text":403,"type":58},"Grâce à ces premières pistes, il devient alors accessible et essentiel de donner aux équipes finance tous les moyens nécessaires pour améliorer le traitement des factures fournisseur. On peut ainsi imaginer une fonction financière décloisonnée, dont les missions décisionnelles prennent le pas sur les tâches manuelles et répétitives.",{"type":54,"content":405},[406],{"text":407,"type":58},"C'est en tout cas ce à quoi nous travaillons sans relâche !",{"type":193,"attrs":409,"content":410},{"level":195},[411],{"text":187,"type":58},{"type":54,"content":413},[414],{"text":415,"type":58},"Par où commencer ? Rendre les processus de traitement plus fluides et faciliter le travail des équipes financières, pour, à terme, l'automatiser le plus possible, constitue la voie générale. Lorsqu'on se dote d'un nouvel outil, son usage doit pouvoir être motivé par une intention de changement pour toute la structure, puisque les dépenses concernent l'ensemble de l'entreprise. Toutes ses équipes, toutes ses fonctions.",{"type":54,"content":417},[418,420,425,426,427,429],{"text":419,"type":58},"\"",{"text":421,"type":58,"marks":422},"Aujourd'hui, on a un meilleur suivi de qui fait quoi, car chaque collaborateur a un compte Spendesk et les managers doivent valider toute dépense. La comptabilité est en règle et récupère de vraies factures.",[423],{"type":424},"italic",{"text":419,"type":58},{"type":171},{"text":428,"type":58},"- Claire Hoden, trésorière chez ",{"text":430,"type":58,"marks":431},"Big Mamma",[432],{"type":129,"attrs":433},{"href":434,"title":60},"https://bigmammagroup.com/fr/accueil",{"type":54,"content":436},[437],{"text":438,"type":58},"On peut donc identifier 5 étapes clés afin d'engager cette transformation :",{"type":211,"attrs":440,"content":442},{"tight":28,"key":441},"ul-1",[443,455,465,477,489],{"type":216,"content":444},[445],{"type":54,"content":446},[447,449,453],{"text":448,"type":58},"Faciliter l'envoi de factures, et ",{"text":450,"type":58,"marks":451},"proposer des options de récoltes aux équipes",[452],{"type":226},{"text":454,"type":58}," (par mail, sur la plateforme ou dans un système de messagerie automatisé) pour coller le plus possible à leurs pratiques ;",{"type":216,"content":456},[457],{"type":54,"content":458},[459,463],{"text":460,"type":58,"marks":461},"Centraliser tout dans un seul et même écosystème",[462],{"type":226},{"text":464,"type":58}," compatible avec son outil de comptabilité de choix ;",{"type":216,"content":466},[467],{"type":54,"content":468},[469,471,475],{"text":470,"type":58},"Régler la facture ",{"text":472,"type":58,"marks":473},"directement depuis sa plateforme",[474],{"type":226},{"text":476,"type":58}," de dépenses d'entreprise ;",{"type":216,"content":478},[479],{"type":54,"content":480},[481,483,487],{"text":482,"type":58},"Instaurer ",{"text":484,"type":58,"marks":485},"un outil simple d'utilisation à toutes les équipes",[486],{"type":226},{"text":488,"type":58}," pour récolter les factures facilement, sans avoir à courir après les reçus ;",{"type":216,"content":490},[491],{"type":54,"content":492},[493,495,499],{"text":494,"type":58},"Une fois en période de clôture, ",{"text":496,"type":58,"marks":497},"consulter, en quelques clics",[498],{"type":226},{"text":500,"type":58},", l'ensemble des dépenses et des factures associées sur une période donnée.",{"type":54,"content":502},[503,505,517],{"text":504,"type":58},"Pour en savoir plus sur l'aide à la gestion des ",{"text":506,"type":58,"marks":507},"factures fournisseur",[508],{"type":129,"attrs":509},{"href":510,"uuid":511,"title":60,"anchor":60,"target":60,"linktype":132,"story":512},"factures-fournisseurs","8bccf8e8-268b-4da1-816b-1dfdc35a97d2",{"name":513,"id":514,"uuid":511,"slug":510,"url":515,"full_slug":516,"_stopResolving":75},"Factures Fournisseurs : Automatisez votre processus d’achat",208802982,"blog/factures-fournisseurs","fr/blog/factures-fournisseurs",{"text":518,"type":58}," proposée par Spendesk, le guide complet vous attend !",{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":525,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":535,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":539,"default_full_slug":540,"translated_slugs":541,"_stopResolving":75},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":526,"icon":527,"name":520,"component":531},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",0,[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[542,543,544],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[547],{"_uid":548,"asset":549,"shadow":28,"caption":22,"overlay":551,"component":552},"5874c739-65ec-4e92-9e0d-25d2dd096b7a",{"alt":22,"name":22,"focus":22,"title":22,"filename":550,"copyright":22,"fieldtype":27,"is_external_url":28},"https://a.storyblok.com/f/146026/2380x1340/56131048e8/blog-visual_172.png",[],"image","2022-10-05 11:54",4,[556],{"_uid":557,"items":558,"heading":596,"reverse":28,"component":614,"sectionSettings":615},"dbdd9a83-13ab-4c87-9366-d0d5b841ff84",[559,569,578,587],{"_uid":560,"title":561,"component":562,"description":563},"8e4c5553-f582-47ae-97da-410944976768","Qu'est-ce que la comptabilité fournisseur et comment Spendesk facilite-t-elle sa gestion ?","faqItem",{"type":51,"content":564},[565],{"type":54,"content":566},[567],{"text":568,"type":58},"Spendesk centralise la comptabilité fournisseur en regroupant factures, bons de commande et paiements sur une même plateforme accessible aux équipes finance. La fonctionnalité de capture OCR des factures automatise la saisie, tandis que les workflows d'approbation et les exports comptables facilités réduisent les erreurs et accélèrent la réconciliation des comptes fournisseurs.",{"_uid":570,"title":571,"component":562,"description":572},"5b794b88-bb55-425f-842e-1c3bc408b9aa","Comment Spendesk aide-t-il à automatiser le paiement des fournisseurs ?",{"type":51,"content":573},[574],{"type":54,"content":575},[576],{"text":577,"type":58},"Spendesk automatise les paiements fournisseurs en combinant cartes virtuelles, virements programmés et gestion centralisée des factures. La fonctionnalité de cartes virtuelles limite les risques financiers, les workflows d'approbation garantissent le contrôle budgétaire, et les exports de paiement pré-formatés simplifient l'import vers le système bancaire ou ERP comptable.",{"_uid":579,"title":580,"component":562,"description":581},"2b9aabc0-60e7-4f42-a6e9-41211162b916","Quels contrôles comptables Spendesk offre-t-il pour éviter les erreurs fournisseurs ?",{"type":51,"content":582},[583],{"type":54,"content":584},[585],{"text":586,"type":58},"Spendesk offre des contrôles comptables incluant plafonds budgétaires, limites d'approbation personnalisées et rapprochement automatique des factures. La piste d'audit complète conserve toutes les actions et pièces justificatives, les workflows automatisés bloquent les paiements non conformes, et les exports structurés assurent une saisie correcte dans le logiciel comptable.",{"_uid":588,"title":589,"component":562,"description":590},"05ea3bb9-ddd3-42af-a194-32466f314a7d","Comment exporter les écritures fournisseurs depuis Spendesk vers la comptabilité ?",{"type":51,"content":591},[592],{"type":54,"content":593},[594],{"text":595,"type":58},"Spendesk permet d'exporter les écritures fournisseurs au format comptable avec mappage automatique des comptes, journaux et pièces jointes. Les exports comprennent factures, paiements et notes, et la fonction d'export batch accélère l'import dans le logiciel comptable en conservant les références d'écriture pour une réconciliation rapide.",[597],{"cta":598,"_uid":599,"title":600,"eyebrow":607,"subtitle":610,"component":193,"textAlign":22,"sectionSettings":613,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"fd90b938-13d4-4b37-974e-6b74b4b1ffab",{"type":51,"content":601},[602],{"type":193,"attrs":603,"content":604},{"level":195},[605],{"text":606,"type":58},"Comptabilite Fournisseur — FAQ",{"type":51,"content":608},[609],{"type":54},{"type":51,"content":611},[612],{"type":54},[],"faqSection",[616],{"_uid":617,"hide":28,"theme":618,"anchorId":22,"component":619,"spacingTop":22,"hideOnDevices":620,"spacingBottom":22,"floatingImages":621,"variableOverrides":622},"9afd9032-fc7a-465c-9f3b-f68164af99f0","light-theme","sectionSettings",[],[],[],"comptabilite-fournisseur","fr/blog/comptabilite-fournisseur",2190,[627],"Blog video",176386517,"078657a8-b1b4-416b-be44-ef22dcca7658","2022-11-04T13:36:49.161Z",[],"blog/comptabilite-fournisseur",[634,635,636],{"path":632,"name":60,"lang":66,"published":60},{"path":632,"name":60,"lang":72,"published":60},{"path":632,"name":60,"lang":74,"published":60},{"header":638,"footer":1590,"commonContent":2055,"userCentricsAndSegmentMappingTable":2211},{"name":639,"created_at":640,"published_at":641,"updated_at":642,"id":643,"uuid":644,"content":645,"slug":1421,"full_slug":1577,"sort_by_date":60,"position":534,"tag_list":1578,"is_startpage":28,"parent_id":1580,"meta_data":60,"group_id":1581,"first_published_at":1582,"release_id":60,"lang":66,"path":1583,"alternates":1584,"default_full_slug":1585,"translated_slugs":1586},"Header","2022-03-03T10:18:44.837Z","2026-05-18T14:51:48.665Z","2026-05-18T14:51:48.708Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":646,"logo":647,"navbar":652,"loginBtn":1420,"component":1421,"languages":1422,"logoBlack":1441,"logoWhite":1445,"topNavbar":1450,"footerLinks":1459,"socialLinks":1465,"homepageLink":1506,"getStartedBtn":1518,"announcementBanner":1533,"localeSwitcherTitle":1576},"d642d99f-3914-487e-abe1-9515eca76325",{"id":648,"alt":649,"name":22,"focus":22,"title":649,"source":22,"filename":650,"copyright":22,"fieldtype":27,"meta_data":651,"is_external_url":28},4112223,"Spendesk","https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[653,859,1136,1148,1161,1338],{"_uid":654,"label":655,"columns":656,"component":781,"headingNewBranding":782},"e4e694b0-b265-4570-ad24-bd39e68e252d","Solutions",[657,726],{"_uid":658,"ctas":659,"label":723,"component":724,"labelColor":22,"backgroundIconColor":725},"910b58bd-214d-44e6-b817-868580118d44",[660,675,691,707],{"tag":22,"_uid":661,"hide":28,"icon":662,"link":666,"type":22,"label":674,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"07b7af57-b06c-45b7-89cf-41aeacb0c1da",{"id":663,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":664,"copyright":22,"fieldtype":27,"meta_data":665,"is_external_url":28},16729375,"https://a.storyblok.com/f/146026/32x32/693bfa23d7/icon-receipt-32px-carbon-naked.svg",{},{"id":667,"url":22,"linktype":132,"fieldtype":32,"cached_url":668,"prep":75,"story":669},"d936ceb3-713d-4219-8961-cd6f2a1c3e2a","/fr/e-invoicing-landing-page",{"name":670,"id":671,"uuid":667,"slug":672,"url":672,"full_slug":673,"_stopResolving":75},"E-invoicing landing-page",320825455,"e-invoicing-landing-page","fr/e-invoicing-landing-page","Facturation électronique",{"tag":22,"_uid":676,"hide":28,"icon":677,"link":681,"type":22,"label":690,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"a2b1b91d-e211-471a-ab36-2c2e72f662a6",{"id":678,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":679,"copyright":22,"fieldtype":27,"meta_data":680,"is_external_url":28},16281108,"https://a.storyblok.com/f/146026/16x16/7e83fce79b/icon-subscription-carbon_no-bg.svg",{},{"id":682,"url":22,"linktype":132,"fieldtype":32,"cached_url":683,"prep":75,"story":684},"a5ebc082-5ced-490f-beeb-91473f913fb7","/fr/product/subscription-management",{"name":685,"id":686,"uuid":682,"slug":687,"url":688,"full_slug":689,"_stopResolving":75},"Subscription management",127813566,"subscription-management","platform/subscription-management","fr/platform/subscription-management","Abonnements",{"tag":22,"_uid":692,"hide":75,"icon":693,"link":697,"type":22,"label":706,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"5c846046-055a-4ba5-95e4-6a0d8a1b3f7e",{"id":694,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":695,"copyright":22,"fieldtype":27,"meta_data":696,"is_external_url":28},16281103,"https://a.storyblok.com/f/146026/16x16/ca603cbd06/icon-settings-carbon_no-bg.svg",{},{"id":698,"url":22,"linktype":132,"fieldtype":32,"cached_url":699,"prep":75,"story":700},"0925f744-a413-46d2-af4e-ed4c9fbd5f06","/fr/use-cases/administrative-expenses",{"name":701,"id":702,"uuid":698,"slug":703,"url":704,"full_slug":705,"_stopResolving":75},"Administrative expenses",129781018,"administrative-expenses","use-cases/administrative-expenses","fr/use-cases/administrative-expenses","Dépenses opérationelles",{"tag":22,"_uid":708,"hide":28,"icon":709,"link":713,"type":22,"label":722,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"7dfefafd-dbba-4d9d-a097-c9412640d856",{"id":710,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":711,"copyright":22,"fieldtype":27,"meta_data":712,"is_external_url":28},16281105,"https://a.storyblok.com/f/146026/16x16/214a53f9c3/icon-advertising-carbon_no-bg.svg",{},{"id":714,"url":22,"linktype":132,"fieldtype":32,"cached_url":715,"prep":75,"story":716},"ca384414-4154-4849-a5c9-3738c1ad70fd","/fr/use-cases/digital-advertising-spending",{"name":717,"id":718,"uuid":714,"slug":719,"url":720,"full_slug":721,"_stopResolving":75},"Digital advertising spending",129684661,"digital-advertising-spending","use-cases/digital-advertising-spending","fr/use-cases/digital-advertising-spending","Dépenses marketing","Cas d'usage","ctasColumn","--color-accent-03",{"_uid":727,"ctas":728,"label":22,"component":724,"labelColor":22,"backgroundIconColor":725},"522818c5-8a80-491a-acf2-5076692c42b8",[729,744,759,775],{"tag":22,"_uid":730,"hide":75,"icon":731,"link":735,"type":22,"label":739,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"9d20303b-a836-4054-90c1-3692975dd9e7",{"id":732,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":733,"copyright":22,"fieldtype":27,"meta_data":734,"is_external_url":28},16729302,"https://a.storyblok.com/f/146026/32x32/8ebd65d145/icon-data-32px-carbon-naked.svg",{},{"id":736,"url":22,"linktype":132,"fieldtype":32,"cached_url":737,"prep":75,"story":738},"14c532e3-be70-49f6-a7a8-b278a4765048","/fr/solutions/marketing-agencies",{"name":739,"id":740,"uuid":736,"slug":741,"url":742,"full_slug":743,"_stopResolving":75},"Marketing agencies",88680689699046,"marketing-agencies","solutions/marketing-agencies","fr/solutions/marketing-agencies",{"tag":22,"_uid":745,"hide":75,"icon":746,"link":750,"type":22,"label":754,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"3bf0de10-90e2-46c1-852a-ea7c82f2b66e",{"id":747,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":748,"copyright":22,"fieldtype":27,"meta_data":749,"is_external_url":28},16729292,"https://a.storyblok.com/f/146026/32x32/13a655b516/icon-bank-32px-carbon-naked.svg",{},{"id":751,"url":22,"linktype":132,"fieldtype":32,"cached_url":752,"prep":75,"story":753},"361e778c-9e2d-4b32-9aab-0a9bfbdfd551","/fr/solutions/education",{"name":754,"id":755,"uuid":751,"slug":756,"url":757,"full_slug":758,"_stopResolving":75},"Education",89639726954432,"education","solutions/education","fr/solutions/education",{"tag":22,"_uid":760,"hide":28,"icon":761,"link":765,"type":22,"label":774,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"0c9184c2-c891-4fa4-a052-65b482d994dc",{"id":762,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":763,"copyright":22,"fieldtype":27,"meta_data":764,"is_external_url":28},16729336,"https://a.storyblok.com/f/146026/32x32/43662507de/icon-plane-32px-carbon-naked.svg",{},{"id":766,"url":22,"linktype":132,"fieldtype":32,"cached_url":767,"prep":75,"story":768},"2a707a65-6597-4ae6-bbc2-5e3f13075706","/fr/use-cases/travel-spending",{"name":769,"id":770,"uuid":766,"slug":771,"url":772,"full_slug":773,"_stopResolving":75},"Travel spending",129190854,"travel-spending","use-cases/travel-spending","fr/use-cases/travel-spending","Voyages d'affaires",{"tag":22,"_uid":776,"hide":28,"icon":777,"link":779,"type":22,"label":706,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"a3da358b-a450-44c1-846b-d33adb407390",{"id":694,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":695,"copyright":22,"fieldtype":27,"meta_data":778,"is_external_url":28},{},{"id":698,"url":22,"linktype":132,"fieldtype":32,"cached_url":699,"prep":75,"story":780},{"name":701,"id":702,"uuid":698,"slug":703,"url":704,"full_slug":705,"_stopResolving":75},"dropdownMenu",[783,820],{"cta":784,"_uid":799,"title":800,"eyebrow":805,"subtitle":808,"component":193,"textAlign":22,"sectionSettings":819,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[785],{"tag":22,"_uid":786,"hide":28,"icon":787,"link":789,"type":22,"label":798,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"aceb3221-33ac-4dbe-a245-d52c549e9272",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":788},{},{"id":790,"url":22,"linktype":132,"fieldtype":32,"cached_url":791,"prep":75,"story":792},"c5228c54-f5a9-4c29-99d5-175ff3ddeded","/fr/solutions",{"name":793,"id":794,"uuid":790,"slug":795,"url":796,"full_slug":797,"_stopResolving":75},"Spendesk Solutions",130907109,"solutions","solutions/","fr/solutions/","Nos solutions","c93c04c5-1a04-4fe1-87c1-94e54f6cba55",{"type":51,"content":801},[802],{"type":54,"content":803},[804],{"text":655,"type":58},{"type":51,"content":806},[807],{"type":54},{"type":51,"content":809},[810],{"type":54,"content":811},[812],{"text":813,"type":58,"marks":814},"Spendesk apporte efficacité, visibilité et contrôle.",[815],{"type":816,"attrs":817},"textStyle",{"color":818},"rgb(0, 0, 0)",[],{"cta":821,"_uid":836,"title":837,"eyebrow":846,"subtitle":849,"component":193,"textAlign":22,"sectionSettings":858,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[822],{"tag":22,"_uid":823,"hide":28,"icon":824,"link":826,"type":22,"label":835,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"d99b6858-ce22-47ad-a486-8103fd55e066",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":825},{},{"id":827,"url":22,"linktype":132,"fieldtype":32,"cached_url":828,"prep":75,"story":829},"1c30ee8f-415f-43f5-b430-2308d9c1fc92","/fr/solutions/our-support",{"name":830,"id":831,"uuid":827,"slug":832,"url":833,"full_slug":834,"_stopResolving":75},"Our Support",531777498,"our-support","solutions/our-support","fr/solutions/our-support","Notre accompagnement","c00ed66c-7ff0-4b41-b880-9b2a5120d1e5",{"type":51,"content":838},[839],{"type":54,"content":840},[841],{"text":842,"type":58,"marks":843},"Accompagnement clients",[844],{"type":816,"attrs":845},{"color":818},{"type":51,"content":847},[848],{"type":54},{"type":51,"content":850},[851],{"type":54,"content":852},[853],{"text":854,"type":58,"marks":855},"Notre approche consultative nous distingue.",[856],{"type":816,"attrs":857},{"color":818},[],{"_uid":860,"label":861,"columns":862,"component":781,"headingNewBranding":1062},"99e54924-f77d-4501-978a-b578da0140ca","Plateforme",[863,931,996],{"_uid":864,"ctas":865,"label":929,"component":724,"labelColor":22,"backgroundIconColor":930},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[866,881,897,913],{"tag":22,"_uid":867,"hide":28,"icon":868,"link":872,"type":22,"label":880,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":869,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":870,"copyright":22,"fieldtype":27,"meta_data":871,"is_external_url":28},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":873,"url":22,"linktype":132,"fieldtype":32,"cached_url":874,"prep":75,"story":875},"f77dd8b1-8d41-4544-ac6a-c6f16b40172d","/fr/platform/procure-to-pay",{"name":876,"id":877,"uuid":873,"slug":126,"url":878,"full_slug":879,"_stopResolving":75},"Procure to pay",547924382,"platform/procure-to-pay","fr/platform/procure-to-pay","Procurement - NOUVEAU",{"tag":22,"_uid":882,"hide":28,"icon":883,"link":887,"type":22,"label":896,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":884,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":885,"copyright":22,"fieldtype":27,"meta_data":886,"is_external_url":28},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":888,"url":22,"linktype":132,"fieldtype":32,"cached_url":889,"prep":75,"story":890},"9e3b6790-947e-43d1-acab-ba4d5dcd9ea8","/fr/platform/invoice-management",{"name":891,"id":892,"uuid":888,"slug":893,"url":894,"full_slug":895,"_stopResolving":75},"Invoice management ",126360243,"invoice-management","platform/invoice-management","fr/platform/invoice-management","Factures fournisseurs (PA)",{"tag":22,"_uid":898,"icon":899,"link":903,"type":22,"label":912,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":900,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":901,"copyright":22,"fieldtype":27,"meta_data":902,"is_external_url":28},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":904,"url":22,"linktype":132,"fieldtype":32,"cached_url":905,"prep":75,"story":906},"27dba625-a774-450b-9fb8-47efecbc5fc1","/fr/product/smart-company-cards",{"name":907,"id":908,"uuid":904,"slug":909,"url":910,"full_slug":911,"_stopResolving":75},"Cards page",129613969,"smart-company-cards","platform/smart-company-cards","fr/platform/smart-company-cards","Cartes de paiements",{"tag":22,"_uid":914,"icon":915,"link":919,"type":22,"label":928,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"d4a764d5-0117-45bc-a861-015535b1c2c7",{"id":916,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":917,"copyright":22,"fieldtype":27,"meta_data":918,"is_external_url":28},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":920,"url":22,"linktype":132,"fieldtype":32,"cached_url":921,"prep":75,"story":922},"c865b29b-fbb1-4988-a734-7b12cffb7a10","/fr/product/expense-reimbursements",{"name":923,"id":924,"uuid":920,"slug":925,"url":926,"full_slug":927,"_stopResolving":75},"Employee expense reimbursements",126358479,"expense-reimbursements","platform/expense-reimbursements","fr/platform/expense-reimbursements","Notes de frais","FONCTIONNALITÉS","--color-accent-04",{"_uid":932,"ctas":933,"label":22,"component":724,"labelColor":22,"backgroundIconColor":930},"c7e769a0-95c8-49e3-a177-8c7061def31b",[934,950,965,981],{"tag":22,"_uid":935,"icon":936,"link":940,"type":22,"label":949,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":937,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":938,"copyright":22,"fieldtype":27,"meta_data":939,"is_external_url":28},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":941,"url":22,"linktype":132,"fieldtype":32,"cached_url":942,"prep":75,"story":943},"401777c6-ec33-41bf-a126-f5675213ce30","/fr/platform/multi-entity-management",{"name":944,"id":945,"uuid":941,"slug":946,"url":947,"full_slug":948,"_stopResolving":75},"Multi entity management ",543790980,"multi-entity-management","platform/multi-entity-management","fr/platform/multi-entity-management","Gestion multi-entités",{"tag":22,"_uid":951,"icon":952,"link":956,"type":22,"label":960,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"a221e345-d3e8-4ff0-a369-05e61f9fba59",{"id":953,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":954,"copyright":22,"fieldtype":27,"meta_data":955,"is_private":28,"is_external_url":28},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":957,"url":22,"linktype":132,"fieldtype":32,"cached_url":958,"prep":75,"story":959},"dc5827db-8929-4b1e-87bd-21f53a1360bd","/fr/product/budgets",{"name":960,"id":961,"uuid":957,"slug":962,"url":963,"full_slug":964,"_stopResolving":75},"Budgets",126326949,"budgets","platform/budgets","fr/platform/budgets",{"tag":22,"_uid":966,"icon":967,"link":971,"type":22,"label":980,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"9e220b42-d0a6-4c36-a96b-91b01b87e101",{"id":968,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":969,"copyright":22,"fieldtype":27,"meta_data":970,"is_private":28,"is_external_url":28},16281101,"https://a.storyblok.com/f/146026/16x16/b034825fce/icon-accounting-carbon_no-bg.svg",{},{"id":972,"url":22,"linktype":132,"fieldtype":32,"cached_url":973,"prep":75,"story":974},"3299ad8c-d6b6-4293-a690-4003b9c06318","/fr/product/accounting-automation",{"name":975,"id":976,"uuid":972,"slug":977,"url":978,"full_slug":979,"_stopResolving":75},"Accounting automation",126272847,"accounting-automation","platform/accounting-automation","fr/platform/accounting-automation","Automatisation comptable",{"tag":22,"_uid":982,"hide":28,"icon":983,"link":987,"type":22,"label":995,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"76b72eb5-5280-4090-a668-a95a133fa704",{"id":984,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":985,"copyright":22,"fieldtype":27,"meta_data":986,"is_external_url":28},21457318,"https://a.storyblok.com/f/146026/20x20/22db21b3ea/icon-globe-32px-carbon-naked.svg",{},{"id":988,"url":22,"linktype":132,"fieldtype":32,"cached_url":989,"prep":75,"story":990},"9ea35e7e-0f2b-40f0-b05d-afd93b736da1","/fr/platform/international-payments",{"name":991,"id":992,"uuid":988,"slug":991,"url":993,"full_slug":994,"_stopResolving":75},"international-payments",641735127,"platform/international-payments","fr/platform/international-payments","Paiements internationaux",{"_uid":997,"ctas":998,"label":22,"component":724,"labelColor":22,"backgroundIconColor":930},"1ba2d79a-bfdc-40f8-bc32-d9f90b067954",[999,1015,1031,1046],{"tag":22,"_uid":1000,"hide":28,"icon":1001,"link":1005,"type":22,"label":1014,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"e34c6eb7-e2bb-431a-b5b9-b73d3b012ed6",{"id":1002,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1003,"copyright":22,"fieldtype":27,"meta_data":1004,"is_private":28,"is_external_url":28},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":1006,"url":22,"linktype":132,"fieldtype":32,"cached_url":1007,"prep":75,"story":1008},"e0594f7b-c01a-45b3-96e2-186a17439c46","/fr/integrations/",{"name":1009,"id":1010,"uuid":1006,"slug":1011,"url":1012,"full_slug":1013,"_stopResolving":75},"Integrations",129006144,"integrations","integrations/","fr/integrations/","API & intégrations ",{"tag":22,"_uid":1016,"hide":28,"icon":1017,"link":1021,"type":22,"label":1030,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"ba5adb04-14d2-4bba-8fc3-e9135e68115b",{"id":1018,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1019,"copyright":22,"fieldtype":27,"meta_data":1020,"is_external_url":28},16281089,"https://a.storyblok.com/f/146026/16x16/ce87d35ba0/icon-policy-carbon_no-bg.svg",{},{"id":1022,"url":22,"linktype":132,"fieldtype":32,"cached_url":1023,"prep":75,"story":1024},"79d1bdda-8e35-460a-989e-aa49bb0b9234","/fr/platform/spend-control",{"name":1025,"id":1026,"uuid":1022,"slug":1027,"url":1028,"full_slug":1029,"_stopResolving":75},"Control",126270405,"spend-control","platform/spend-control","fr/platform/spend-control","Contrôle des dépenses",{"tag":22,"_uid":1032,"hide":28,"icon":1033,"link":1037,"type":22,"label":1045,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"19426b5b-4673-4b54-8db8-7fecd4e1615d",{"id":1034,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1035,"copyright":22,"fieldtype":27,"meta_data":1036,"is_external_url":28},16281095,"https://a.storyblok.com/f/146026/16x16/517c30f879/icon-1.svg",{},{"id":1038,"url":22,"linktype":132,"fieldtype":32,"cached_url":1039,"prep":75,"story":1040},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/fr/spendesk-security",{"name":1041,"id":1042,"uuid":1038,"slug":1043,"url":1043,"full_slug":1044,"_stopResolving":75},"Security",126230553,"spendesk-security","fr/spendesk-security","Sécurité & confidentialité",{"tag":22,"_uid":1047,"hide":28,"icon":1048,"link":1052,"type":22,"label":1061,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"b3f6d767-9773-4921-9d2c-5a3779121461",{"id":1049,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1050,"copyright":22,"fieldtype":27,"meta_data":1051,"is_external_url":28},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":1053,"url":22,"linktype":132,"fieldtype":32,"cached_url":1054,"prep":75,"story":1055},"ebc87909-a3bc-4e54-8bfe-a21df5ef0d70","/fr/platform/ai-automation",{"name":1056,"id":1057,"uuid":1053,"slug":1058,"url":1059,"full_slug":1060,"_stopResolving":75},"AI & automation",642738535,"ai-automation","platform/ai-automation","fr/platform/ai-automation","Intelligence Artificielle",[1063,1097],{"cta":1064,"_uid":1078,"title":1079,"eyebrow":1084,"subtitle":1087,"component":193,"textAlign":22,"sectionSettings":1096,"subtitleLeftBorder":28},[1065],{"tag":22,"_uid":1066,"icon":1067,"link":1068,"type":22,"label":1077,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":27},{"id":1069,"url":22,"linktype":132,"fieldtype":32,"cached_url":1070,"prep":75,"story":1071},"4b39d188-071f-4f1b-9670-76374dd671b8","/fr/platform",{"name":1072,"id":1073,"uuid":1069,"slug":1074,"url":1075,"full_slug":1076,"_stopResolving":75},"Platform",511195522,"platform","platform/","fr/platform/","Fonctionnalités","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":51,"content":1080},[1081],{"type":54,"content":1082},[1083],{"text":861,"type":58},{"type":51,"content":1085},[1086],{"type":54},{"type":51,"content":1088},[1089],{"type":54,"content":1090},[1091],{"text":1092,"type":58,"marks":1093},"Découvrez comment notre plateforme 7 en 1 fonctionne.",[1094],{"type":816,"attrs":1095},{"color":818},[],{"cta":1098,"_uid":1112,"title":1113,"eyebrow":1124,"subtitle":1127,"component":193,"textAlign":22,"flexibleSection":1134,"sectionSettings":1135,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[1099],{"tag":22,"_uid":1100,"hide":28,"icon":1101,"link":1102,"type":22,"label":1111,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"1cd3d32b-b66d-4608-9ddd-d8ea0ef7fac7",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":27},{"id":1103,"url":22,"linktype":132,"fieldtype":32,"cached_url":1104,"prep":75,"story":1105},"9ea7c945-f9d9-47ba-80fa-d62ca19442f8","/fr/platform/platform-releases/march-update-2026",{"name":1106,"id":1107,"uuid":1103,"slug":1106,"url":1108,"translated_name":1109,"full_slug":1110,"_stopResolving":75},"march-update-2026",147111594254215,"platform/platform-releases/march-update-2026","mars-2026-nouveautes","fr/platform/platform-releases/mars-2026-nouveautes","Découvrez nos nouveautés","02a2cec4-8d22-41c4-9372-4fcd44497875",{"type":51,"content":1114},[1115],{"type":54,"attrs":1116,"content":1117},{"textAlign":60},[1118],{"text":1119,"type":58,"marks":1120},"Nouveautés de printemps",[1121],{"type":816,"attrs":1122},{"color":1123},"#000000",{"type":51,"content":1125},[1126],{"type":54},{"type":51,"content":1128},[1129],{"type":54,"attrs":1130,"content":1131},{"textAlign":60},[1132],{"text":1133,"type":58},"Jetez un œil aux dernières fonctionnalités du produit ?",[],[],{"tag":22,"_uid":1137,"hide":28,"icon":1138,"link":1139,"type":22,"label":1147,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"3e099d1d-7633-470a-b225-70ff55117055",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":27},{"id":1140,"url":22,"linktype":132,"fieldtype":32,"cached_url":1141,"prep":75,"story":1142},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/fr/pricing",{"name":1143,"id":1144,"uuid":1140,"slug":1145,"url":1145,"full_slug":1146,"_stopResolving":75},"Pricing",118542802,"pricing","fr/pricing","Tarifs",{"tag":22,"_uid":1149,"icon":1150,"link":1151,"type":22,"label":1160,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":27},{"id":1152,"url":22,"linktype":132,"fieldtype":32,"cached_url":1153,"prep":75,"story":1154},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/fr/customers/",{"name":1155,"id":1156,"uuid":1152,"slug":1157,"url":1158,"full_slug":1159,"_stopResolving":75},"Listing page",107236629,"customers","customers/","fr/customers/","Témoignages clients",{"_uid":1162,"label":1163,"columns":1164,"component":781,"headingNewBranding":1337},"59752063-d282-4855-95bc-45cfb825ed90","Ressources",[1165,1230,1306],{"_uid":1166,"ctas":1167,"label":1228,"component":724,"backgroundIconColor":1229},"705444cd-cbfb-417a-99c3-8481453ed293",[1168,1184,1198,1212],{"tag":22,"_uid":1169,"icon":1170,"link":1174,"type":22,"label":1183,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1171,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1172,"copyright":22,"fieldtype":27,"meta_data":1173,"is_private":28,"is_external_url":28},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1175,"url":22,"linktype":132,"fieldtype":32,"cached_url":1176,"prep":75,"story":1177},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/fr/blog/",{"name":1178,"id":1179,"uuid":1175,"slug":1180,"url":1181,"full_slug":1182,"_stopResolving":75},"Blog homepage (listing page)",181576014,"blog","blog/","fr/blog/","Blog",{"tag":22,"_uid":1185,"hide":75,"icon":1186,"link":1190,"type":22,"label":1194,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":1187,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1188,"copyright":22,"fieldtype":27,"meta_data":1189,"is_external_url":28},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":1191,"url":22,"linktype":132,"fieldtype":32,"cached_url":1192,"prep":75,"story":1193},"ee09d2a9-10e7-4197-8982-50a2e4c7e73e","/fr/webinars",{"name":1194,"id":1195,"uuid":1191,"slug":1196,"url":1196,"full_slug":1197,"_stopResolving":75},"Webinars",657702684,"webinars","fr/webinars",{"tag":22,"_uid":1199,"hide":28,"icon":1200,"link":1204,"type":22,"label":1208,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1201,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1202,"copyright":22,"fieldtype":27,"meta_data":1203,"is_private":28,"is_external_url":28},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1205,"url":22,"linktype":132,"fieldtype":32,"cached_url":1206,"prep":75,"story":1207},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/fr/faq",{"name":1208,"id":1209,"uuid":1205,"slug":1210,"url":1210,"full_slug":1211,"_stopResolving":75},"FAQ",126231937,"faq","fr/faq",{"tag":22,"_uid":1213,"hide":28,"icon":1214,"link":1218,"type":22,"label":1227,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1215,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1216,"copyright":22,"fieldtype":27,"meta_data":1217,"is_private":28,"is_external_url":28},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1219,"url":22,"linktype":132,"fieldtype":32,"cached_url":1220,"prep":75,"story":1221},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/fr/glossary/",{"name":1222,"id":1223,"uuid":1219,"slug":1224,"url":1225,"full_slug":1226,"_stopResolving":75},"Glossary",127190994,"glossary","glossary/","fr/glossaire/","Glossaire","Contenus","--color-accent-05",{"_uid":1231,"ctas":1232,"label":1305,"component":724,"labelColor":22,"backgroundIconColor":1229},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1233,1245,1260,1276,1292],{"tag":22,"_uid":1234,"hide":28,"icon":1235,"link":1237,"type":22,"label":1241,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":1049,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1050,"copyright":22,"fieldtype":27,"meta_data":1236,"is_external_url":28},{},{"id":1238,"url":22,"linktype":132,"fieldtype":32,"cached_url":1239,"prep":75,"story":1240},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/fr/ai",{"name":1241,"id":1242,"uuid":1238,"slug":1243,"url":1243,"full_slug":1244,"_stopResolving":75},"AI Hub",114865617041697,"ai","fr/ai",{"tag":22,"_uid":1246,"icon":1247,"link":1251,"type":22,"label":1259,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1248,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1249,"copyright":22,"fieldtype":27,"meta_data":1250,"is_external_url":28},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":1252,"url":22,"linktype":132,"fieldtype":32,"cached_url":1253,"prep":75,"story":1254},"b116361a-f2a4-40f7-a021-4b9b64edade9","/fr/finance-resources",{"name":1255,"id":1256,"uuid":1252,"slug":1257,"url":1257,"full_slug":1258,"_stopResolving":75},"Finance resources",363638378,"finance-resources","fr/documentation-gestion","Contenu premium",{"tag":22,"_uid":1261,"hide":28,"icon":1262,"link":1266,"type":22,"label":1275,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1263,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1264,"copyright":22,"fieldtype":27,"meta_data":1265,"is_external_url":28},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1267,"url":22,"linktype":132,"fieldtype":32,"cached_url":1268,"prep":75,"story":1269},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/fr/tools/cfo-tech-stack-map",{"name":1270,"id":1271,"uuid":1267,"slug":1272,"url":1273,"full_slug":1274,"_stopResolving":75},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","fr/tools/cfo-tech-stack-map","Cartographie des outils de la DAF",{"tag":22,"_uid":1277,"hide":28,"icon":1278,"link":1282,"type":22,"label":1291,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1279,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1280,"copyright":22,"fieldtype":27,"meta_data":1281,"is_external_url":28},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1283,"url":22,"linktype":132,"fieldtype":32,"cached_url":1284,"prep":75,"story":1285},"ab956bec-b6b4-434a-b4aa-b772873f9577","/fr/tools/spend-management-calculator",{"name":1286,"id":1287,"uuid":1283,"slug":1288,"url":1289,"full_slug":1290,"_stopResolving":75},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","fr/tools/spend-management-calculator","Calculateur d'économies",{"tag":22,"_uid":1293,"icon":1294,"link":1296,"type":22,"label":1304,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"hide":75},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":884,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":885,"copyright":22,"fieldtype":27,"meta_data":1295,"is_external_url":28},{},{"id":1297,"url":22,"linktype":132,"fieldtype":32,"cached_url":1298,"prep":75,"story":1299},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/fr/tools/hmrc-mileage-calculator",{"name":1300,"id":1301,"uuid":1297,"slug":1300,"url":1302,"full_slug":1303,"_stopResolving":75},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","fr/tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressources et outils",{"_uid":1307,"ctas":1308,"label":1336,"component":724,"backgroundIconColor":1229},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1309,1318,1327],{"tag":22,"_uid":1310,"icon":1311,"link":1315,"type":22,"label":1317,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1312,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1313,"copyright":22,"fieldtype":27,"meta_data":1314,"is_external_url":28},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":22,"url":1316,"linktype":31,"fieldtype":32,"cached_url":1316},"https://www.cfoconnect.eu/fr/","Rejoindre CFO Connect",{"tag":22,"_uid":1319,"icon":1320,"link":1324,"type":22,"label":1326,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1321,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1322,"copyright":22,"fieldtype":27,"meta_data":1323,"is_private":28,"is_external_url":28},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":22,"url":1325,"linktype":31,"cached_url":1325},"https://www.cfoconnect.eu/fr/events/","Événements",{"tag":22,"_uid":1328,"icon":1329,"link":1333,"type":22,"label":1335,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1330,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1331,"copyright":22,"fieldtype":27,"meta_data":1332,"is_private":28,"is_external_url":28},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":22,"url":1334,"linktype":31,"cached_url":1334},"https://www.cfoconnect.eu/fr/resources/faces-of-finance/","Faces of Finance","Communauté",[],{"_uid":1339,"label":1340,"columns":1341,"component":781,"headingNewBranding":1419},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Entreprise",[1342,1384],{"_uid":1343,"ctas":1344,"label":1340,"component":724,"labelColor":22,"backgroundIconColor":1383},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1345,1358,1367],{"tag":22,"_uid":1346,"hide":28,"icon":1347,"link":1349,"type":22,"label":1357,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":937,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":938,"copyright":22,"fieldtype":27,"meta_data":1348,"is_private":28,"is_external_url":28},{},{"id":1350,"url":22,"linktype":132,"fieldtype":32,"cached_url":1351,"prep":75,"story":1352},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/fr/about",{"name":1353,"id":1354,"uuid":1350,"slug":1355,"url":1355,"full_slug":1356,"_stopResolving":75},"Our story",126213445,"about","fr/about","À propos de Spendesk",{"tag":22,"_uid":1359,"hide":28,"icon":1360,"link":1364,"type":22,"label":1366,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1361,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1362,"copyright":22,"fieldtype":27,"meta_data":1363,"is_external_url":28},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":22,"url":1365,"linktype":31,"fieldtype":32,"cached_url":1365},"https://career.spendesk.com/fr/","Carrières",{"tag":22,"_uid":1368,"hide":28,"icon":1369,"link":1373,"type":22,"label":1382,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1370,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1371,"copyright":22,"fieldtype":27,"meta_data":1372,"is_private":28,"is_external_url":28},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1374,"url":22,"linktype":132,"fieldtype":32,"cached_url":1375,"prep":75,"story":1376},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/fr/press/",{"name":1377,"id":1378,"uuid":1374,"slug":1379,"url":1380,"full_slug":1381,"_stopResolving":75},"Spendesk Press",265014512,"press","press/","fr/press/","Presse","--color-accent-06",{"_uid":1385,"ctas":1386,"label":1418,"component":724,"labelColor":22,"backgroundIconColor":1383},"59a11592-e6cb-405d-8208-9e3c365ac046",[1387,1403],{"tag":22,"_uid":1388,"hide":28,"icon":1389,"link":1393,"type":22,"label":1402,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1390,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1391,"copyright":22,"fieldtype":27,"meta_data":1392,"is_private":28,"is_external_url":28},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1394,"url":22,"linktype":132,"fieldtype":32,"cached_url":1395,"prep":75,"story":1396},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/fr/partners/",{"name":1397,"id":1398,"uuid":1394,"slug":1399,"url":1400,"full_slug":1401,"_stopResolving":75},"Partners",113802294,"partners","partners/","fr/partners/","Partenaires",{"tag":22,"_uid":1404,"hide":28,"icon":1405,"link":1409,"type":22,"label":1417,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1406,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1407,"copyright":22,"fieldtype":27,"meta_data":1408,"is_private":28,"is_external_url":28},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1410,"url":22,"linktype":132,"fieldtype":32,"cached_url":1411,"prep":75,"story":1412},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/fr/contact-us",{"name":1413,"id":1414,"uuid":1410,"slug":1415,"url":1415,"full_slug":1416,"_stopResolving":75},"Contact us",126275406,"contact-us","fr/contact-us","Nous contacter"," ",[],"Se connecter","header",[1423,1428,1433,1437],{"_uid":1424,"code":72,"name":1425,"component":1426,"shortName":1427},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":1429,"code":1430,"name":1431,"component":1426,"shortName":1432},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":1434,"code":74,"name":1435,"component":1426,"shortName":1436},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":1438,"code":66,"name":1439,"component":1426,"shortName":1440},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":1442,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1443,"copyright":22,"fieldtype":27,"meta_data":1444,"is_external_url":28},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":1446,"alt":649,"name":22,"focus":22,"title":1447,"source":22,"filename":1448,"copyright":22,"fieldtype":27,"meta_data":1449,"is_external_url":28},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[1451],{"tag":22,"_uid":1452,"hide":28,"icon":1453,"link":1455,"type":22,"label":1457,"style":33,"component":34,"onClickEvent":1458,"openInANewTab":75,"horizontalFill":28},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1454},{},{"id":22,"url":1456,"linktype":31,"fieldtype":32,"cached_url":1456},"https://helpcenter.spendesk.com/fr/","Centre d'aide","website:navbar:helpcenter_cta:clicked",[1460],{"tag":22,"_uid":1461,"hide":28,"icon":1462,"link":1464,"type":22,"label":1457,"style":33,"component":34,"onClickEvent":1458,"openInANewTab":75,"horizontalFill":28},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1463},{},{"id":22,"url":1456,"linktype":31,"fieldtype":32,"cached_url":1456},[1466,1474,1482,1490,1498],{"tag":22,"_uid":1467,"icon":1468,"link":1472,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":1469,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1470,"copyright":22,"fieldtype":27,"meta_data":1471,"is_external_url":28},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":22,"url":1473,"linktype":31,"fieldtype":32,"cached_url":1473},"https://www.facebook.com/spendesk/",{"tag":22,"_uid":1475,"icon":1476,"link":1480,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":1477,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1478,"copyright":22,"fieldtype":27,"meta_data":1479,"is_private":28,"is_external_url":28},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":22,"url":1481,"linktype":31,"fieldtype":32,"cached_url":1481},"https://www.instagram.com/spendesk",{"tag":22,"_uid":1483,"icon":1484,"link":1488,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":1485,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1486,"copyright":22,"fieldtype":27,"meta_data":1487,"is_private":28,"is_external_url":28},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":22,"url":1489,"linktype":31,"fieldtype":32,"cached_url":1489},"https://www.linkedin.com/company/spendesk/",{"tag":22,"_uid":1491,"icon":1492,"link":1496,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":1493,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1494,"copyright":22,"fieldtype":27,"meta_data":1495,"is_private":28,"is_external_url":28},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":22,"url":1497,"linktype":31,"fieldtype":32,"cached_url":1497},"https://x.com/Spendesk",{"tag":22,"_uid":1499,"hide":28,"icon":1500,"link":1504,"type":22,"label":22,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":75,"horizontalFill":28},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":1501,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1502,"copyright":22,"fieldtype":27,"meta_data":1503,"is_private":28,"is_external_url":28},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":22,"url":1505,"linktype":31,"fieldtype":32,"cached_url":1505},"https://www.youtube.com/c/spendesk",[1507],{"tag":22,"_uid":1508,"hide":28,"icon":1509,"link":1510,"type":22,"label":22,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":27},{"id":1511,"url":22,"linktype":132,"fieldtype":32,"cached_url":1512,"prep":75,"story":1513},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/fr/home",{"name":1514,"id":1515,"uuid":1511,"slug":1516,"url":1516,"full_slug":1517,"_stopResolving":75},"Homepage",106735746,"home","fr/home",[1519],{"tag":22,"_uid":1520,"hide":28,"icon":1521,"link":1522,"type":22,"label":1531,"style":33,"component":34,"onClickEvent":1532,"openInANewTab":28,"horizontalFill":28},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":1523,"url":22,"anchor":22,"linktype":132,"fieldtype":32,"cached_url":1524,"prep":75,"story":1525},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/fr/schedule-a-demo/",{"name":1526,"id":1527,"uuid":1523,"slug":1528,"url":1529,"full_slug":1530,"_stopResolving":75},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","fr/schedule-a-demo/","Réservez une démo","website:navbar:book_a_demo_cta:clicked",[1534],{"_uid":1535,"hide":75,"style":1536,"content":1537,"display":1558,"component":1559,"hideOnMobile":28,"mobileContent":1560},"295cfee8-25ae-49d8-8704-8e96565866d5","blue",{"type":51,"content":1538},[1539],{"type":54,"attrs":1540,"content":1541},{"textAlign":60},[1542,1546,1548,1551],{"text":1543,"type":58,"marks":1544},"Webinaire gratuit",[1545],{"type":226},{"text":1547,"type":58}," : comprendre la réforme de la facturation électronique en France I",{"text":1418,"type":58,"marks":1549},[1550],{"type":226},{"text":1552,"type":58,"marks":1553},"Inscrivez-vous maintenant",[1554],{"type":129,"attrs":1555},{"href":1556,"uuid":60,"anchor":60,"target":1557,"linktype":31},"https://www.spendesk.com/fr/events/la-facturation-electronique-en-france-ce-que-vous-devez-savoir-et-comment-vous-preparer-avec-spendesk/?utm_campaign=spendesk%20deminar&utm_terms=einvoicing&utm_medium=banner_desktop","_blank","Homepage only","announcementBanner",{"type":51,"content":1561},[1562],{"type":54,"attrs":1563,"content":1564},{"textAlign":60},[1565,1568,1570],{"text":1543,"type":58,"marks":1566},[1567],{"type":226},{"text":1569,"type":58}," : La réforme de la facturation électronique en France. ",{"text":1571,"type":58,"marks":1572},"Inscrivez-vous",[1573],{"type":129,"attrs":1574},{"href":1575,"uuid":60,"anchor":60,"target":1557,"linktype":31},"https://www.spendesk.com/fr/events/la-facturation-electronique-en-france-ce-que-vous-devez-savoir-et-comment-vous-preparer-avec-spendesk/?utm_campaign=spendesk%20deminar&utm_terms=einvoicing&utm_medium=banner_mobile","Sélectionnez votre langue","fr/global-components/header",[1579],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[1587,1588,1589],{"path":1585,"name":60,"lang":66,"published":60},{"path":1585,"name":60,"lang":72,"published":60},{"path":1585,"name":60,"lang":74,"published":60},{"name":1591,"created_at":1592,"published_at":1593,"updated_at":1594,"id":1595,"uuid":1596,"content":1597,"slug":1862,"full_slug":2044,"sort_by_date":60,"position":2045,"tag_list":2046,"is_startpage":28,"parent_id":1580,"meta_data":60,"group_id":2047,"first_published_at":2048,"release_id":60,"lang":66,"path":1181,"alternates":2049,"default_full_slug":2050,"translated_slugs":2051},"Footer","2022-03-03T10:27:46.390Z","2026-05-13T14:37:35.509Z","2026-05-13T14:37:35.598Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":1598,"lists":1599,"component":1862,"logoLinks":1863,"legalLinks":1880,"socialLinks":1938,"newsletterForm":1964,"complianceLogos":2004,"newsletterTitle":2013,"smallDescription":2014,"newsletterSubtitle":2020,"legalDescriptionText":2021},"68acc184-683a-412b-863a-297708c3cffb",[1600,1695,1765,1830],{"_uid":1601,"ctas":1602,"label":655,"component":724,"labelColor":22,"backgroundIconColor":22},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[1603,1617,1624,1630,1636,1650,1656,1669,1682],{"tag":22,"_uid":1604,"hide":28,"icon":1605,"link":1607,"type":22,"label":1616,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"6c234d18-72c2-4bd6-9f55-f4e43594afab",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1606},{},{"id":1608,"url":22,"linktype":132,"fieldtype":32,"cached_url":1609,"prep":75,"story":1610},"55eff7ea-e09a-4ede-98c5-21bc5a882f28","/fr/use-cases/invoice-processing",{"name":1611,"id":1612,"uuid":1608,"slug":1613,"url":1614,"full_slug":1615,"_stopResolving":75},"Automated invoice processing",129356665,"invoice-processing","use-cases/invoice-processing","fr/use-cases/invoice-processing","Traiter toutes les factures",{"tag":22,"_uid":1618,"hide":28,"icon":1619,"link":1621,"type":22,"label":1623,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"85a7dae5-f766-4f55-b545-3cfe43c0f819",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1620},{},{"id":698,"url":22,"linktype":132,"fieldtype":32,"cached_url":699,"prep":75,"story":1622},{"name":701,"id":702,"uuid":698,"slug":703,"url":704,"full_slug":705,"_stopResolving":75},"Dépenses administratives",{"tag":22,"_uid":1625,"hide":28,"icon":1626,"link":1628,"type":22,"label":690,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"dca639bb-1c45-45e9-8ab9-6bf130a9fff7",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1627},{},{"id":682,"url":22,"linktype":132,"fieldtype":32,"cached_url":683,"prep":75,"story":1629},{"name":685,"id":686,"uuid":682,"slug":687,"url":688,"full_slug":689,"_stopResolving":75},{"tag":22,"_uid":1631,"hide":28,"icon":1632,"link":1634,"type":22,"label":774,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"9ba916f8-6ed9-4789-a107-907007efc326",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1633},{},{"id":766,"url":22,"linktype":132,"fieldtype":32,"cached_url":767,"prep":75,"story":1635},{"name":769,"id":770,"uuid":766,"slug":771,"url":772,"full_slug":773,"_stopResolving":75},{"tag":22,"_uid":1637,"hide":28,"icon":1638,"link":1640,"type":22,"label":1649,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"f94a4adb-4c2b-459f-a640-f0c0279ea721",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1639},{},{"id":1641,"url":22,"linktype":132,"fieldtype":32,"cached_url":1642,"prep":75,"story":1643},"8191ed3b-30f0-4e58-b83d-9bc4c524b120","/fr/use-cases/office-expenses",{"name":1644,"id":1645,"uuid":1641,"slug":1646,"url":1647,"full_slug":1648,"_stopResolving":75},"Easily manage office expenses | Spendesk",128717906,"office-expenses","use-cases/office-expenses","fr/use-cases/office-expenses","Avantages salariaux",{"tag":22,"_uid":1651,"hide":28,"icon":1652,"link":1654,"type":22,"label":722,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"518b355a-04dc-4755-ae49-4242b463744d",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1653},{},{"id":714,"url":22,"linktype":132,"fieldtype":32,"cached_url":715,"prep":75,"story":1655},{"name":717,"id":718,"uuid":714,"slug":719,"url":720,"full_slug":721,"_stopResolving":75},{"tag":22,"_uid":1657,"hide":75,"icon":1658,"link":1660,"type":22,"label":1668,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"dc00429b-285a-4699-ba81-97bbaf890a70",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1659},{},{"id":1661,"url":22,"linktype":132,"fieldtype":32,"cached_url":1662,"prep":75,"story":1663},"1c9f0a4a-55a7-46a3-aa93-4bd1ac73c52a","/fr/expense-management-software",{"name":1664,"id":1665,"uuid":1661,"slug":1666,"url":1666,"full_slug":1667,"_stopResolving":75},"Expense management software",130935631,"expense-management-software","fr/expense-management-software","Expense Management",{"tag":22,"_uid":1670,"hide":75,"icon":1671,"link":1673,"type":22,"label":1681,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"469f4c3f-514e-4233-9145-28711379d5ce",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1672},{},{"id":1674,"url":22,"linktype":132,"fieldtype":32,"cached_url":1675,"prep":75,"story":1676},"73ff0017-620a-491e-88a2-e14a86be013a","/fr/business-expense-cards",{"name":1677,"id":1678,"uuid":1674,"slug":1679,"url":1679,"full_slug":1680,"_stopResolving":75},"Business expense cards ",127581560,"business-expense-cards","fr/business-expense-cards","Business Cards",{"tag":22,"_uid":1683,"hide":75,"icon":1684,"link":1686,"type":22,"label":1694,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"4cde6a66-266d-48bc-b86f-406e5bc0ec2a",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1685},{},{"id":1687,"url":22,"linktype":132,"fieldtype":32,"cached_url":1688,"prep":75,"story":1689},"01ed1057-9896-498c-926e-60bc926469a8","/fr/accounts-payable-software",{"name":1690,"id":1691,"uuid":1687,"slug":1692,"url":1692,"full_slug":1693,"_stopResolving":75},"Accounts payable software",128157999,"accounts-payable-software","fr/accounts-payable-software","Accounts Payable",{"_uid":1696,"ctas":1697,"label":861,"component":724,"labelColor":22,"backgroundIconColor":22},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[1698,1704,1711,1717,1724,1738,1745,1751,1758],{"tag":22,"_uid":1699,"hide":28,"icon":1700,"link":1702,"type":22,"label":1077,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"bdc33375-72d8-4afc-b7d3-fc2fb82dc0af",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1701},{},{"id":1069,"url":22,"linktype":132,"fieldtype":32,"cached_url":1070,"prep":75,"story":1703},{"name":1072,"id":1073,"uuid":1069,"slug":1074,"url":1075,"full_slug":1076,"_stopResolving":75},{"tag":22,"_uid":1705,"hide":28,"icon":1706,"link":1708,"type":22,"label":1710,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"7e976f79-3fe6-4f3c-81db-baabd41b8546",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1707},{},{"id":873,"url":22,"linktype":132,"fieldtype":32,"cached_url":874,"prep":75,"story":1709},{"name":876,"id":877,"uuid":873,"slug":126,"url":878,"full_slug":879,"_stopResolving":75},"Procurement",{"tag":22,"_uid":1712,"hide":28,"icon":1713,"link":1715,"type":22,"label":949,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"7e85bd5b-350e-424b-89f7-86a41638fc46",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1714},{},{"id":941,"url":22,"linktype":132,"fieldtype":32,"cached_url":942,"prep":75,"story":1716},{"name":944,"id":945,"uuid":941,"slug":946,"url":947,"full_slug":948,"_stopResolving":75},{"tag":22,"_uid":1718,"hide":28,"icon":1719,"link":1721,"type":22,"label":1723,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"8e12ff56-aeb4-4c77-a7a0-fb740301c3f6",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1720},{},{"id":904,"url":22,"linktype":132,"fieldtype":32,"cached_url":905,"prep":75,"story":1722},{"name":907,"id":908,"uuid":904,"slug":909,"url":910,"full_slug":911,"_stopResolving":75},"Cartes d'entreprise",{"tag":22,"_uid":1725,"hide":28,"icon":1726,"link":1728,"type":22,"label":1737,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"2fc815b6-120c-475a-9ad5-3365b07f3046",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1727},{},{"id":1729,"url":22,"linktype":132,"fieldtype":32,"cached_url":1730,"prep":75,"story":1731},"69439fab-65c8-476b-b817-bcd2c0b66df4","/fr/platform/virtual-cards",{"name":1732,"id":1733,"uuid":1729,"slug":1734,"url":1735,"full_slug":1736,"_stopResolving":75},"Virtual cards",126627408,"virtual-cards","platform/virtual-cards","fr/platform/virtual-cards","Cartes virtuelles",{"tag":22,"_uid":1739,"hide":28,"icon":1740,"link":1742,"type":22,"label":1744,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"31cd840e-93a6-4549-a575-70e49458dd04",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1741},{},{"id":1006,"url":22,"linktype":132,"fieldtype":32,"cached_url":1007,"prep":75,"story":1743},{"name":1009,"id":1010,"uuid":1006,"slug":1011,"url":1012,"full_slug":1013,"_stopResolving":75},"API & Intégrations",{"tag":22,"_uid":1746,"hide":28,"icon":1747,"link":1749,"type":22,"label":1147,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1748},{},{"id":1140,"url":22,"linktype":132,"fieldtype":32,"cached_url":1141,"prep":75,"story":1750},{"name":1143,"id":1144,"uuid":1140,"slug":1145,"url":1145,"full_slug":1146,"_stopResolving":75},{"tag":22,"_uid":1752,"hide":28,"icon":1753,"link":1755,"type":22,"label":1757,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1754},{},{"id":1038,"url":22,"linktype":132,"fieldtype":32,"cached_url":1039,"prep":75,"story":1756},{"name":1041,"id":1042,"uuid":1038,"slug":1043,"url":1043,"full_slug":1044,"_stopResolving":75},"Sécurité",{"tag":22,"_uid":1759,"hide":28,"icon":1760,"link":1762,"type":22,"label":1764,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1761},{},{"id":22,"url":1763,"linktype":31,"fieldtype":32,"cached_url":1763},"https://trust.spendesk.com/","Centre de confiance",{"_uid":1766,"ctas":1767,"label":1163,"component":724,"backgroundIconColor":22},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[1768,1774,1779,1785,1792,1798,1804,1811,1818,1824],{"tag":22,"_uid":1769,"hide":28,"icon":1770,"link":1772,"type":22,"label":1160,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1771},{},{"id":1152,"url":22,"linktype":132,"fieldtype":32,"cached_url":1153,"prep":75,"story":1773},{"name":1155,"id":1156,"uuid":1152,"slug":1157,"url":1158,"full_slug":1159,"_stopResolving":75},{"tag":22,"_uid":1775,"icon":1776,"link":1777,"type":22,"label":1183,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":27},{"id":1175,"url":22,"linktype":132,"fieldtype":32,"cached_url":1176,"prep":75,"story":1778},{"name":1178,"id":1179,"uuid":1175,"slug":1180,"url":1181,"full_slug":1182,"_stopResolving":75},{"tag":22,"_uid":1780,"hide":75,"icon":1781,"link":1783,"type":22,"label":1194,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"ce775eab-1c6b-429e-b2ca-a231431b2f3e",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1782},{},{"id":1191,"url":22,"linktype":132,"fieldtype":32,"cached_url":1192,"prep":75,"story":1784},{"name":1194,"id":1195,"uuid":1191,"slug":1196,"url":1196,"full_slug":1197,"_stopResolving":75},{"tag":22,"_uid":1786,"hide":28,"icon":1787,"link":1789,"type":22,"label":1791,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1788},{},{"id":1252,"url":22,"linktype":132,"fieldtype":32,"cached_url":1253,"prep":75,"story":1790},{"name":1255,"id":1256,"uuid":1252,"slug":1257,"url":1257,"full_slug":1258,"_stopResolving":75},"Contenus premium",{"tag":22,"_uid":1793,"hide":28,"icon":1794,"link":1796,"type":22,"label":1291,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1795},{},{"id":1283,"url":22,"linktype":132,"fieldtype":32,"cached_url":1284,"prep":75,"story":1797},{"name":1286,"id":1287,"uuid":1283,"slug":1288,"url":1289,"full_slug":1290,"_stopResolving":75},{"tag":22,"_uid":1799,"icon":1800,"link":1802,"type":22,"label":1291,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"hide":75},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":884,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":885,"copyright":22,"fieldtype":27,"meta_data":1801,"is_external_url":28},{},{"id":1297,"url":22,"linktype":132,"fieldtype":32,"cached_url":1298,"prep":75,"story":1803},{"name":1300,"id":1301,"uuid":1297,"slug":1300,"url":1302,"full_slug":1303,"_stopResolving":75},{"tag":22,"_uid":1805,"hide":28,"icon":1806,"link":1808,"type":22,"label":1810,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75,"horizontalFill":28},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1807},{},{"id":22,"url":1809,"linktype":31,"fieldtype":32,"cached_url":1809},"https://www.cfoconnect.eu/","CFO Connect",{"tag":22,"_uid":1812,"hide":28,"icon":1813,"link":1815,"type":22,"label":1817,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1814},{},{"id":1205,"url":22,"linktype":132,"fieldtype":32,"cached_url":1206,"prep":75,"story":1816},{"name":1208,"id":1209,"uuid":1205,"slug":1210,"url":1210,"full_slug":1211,"_stopResolving":75},"FAQs",{"tag":22,"_uid":1819,"hide":28,"icon":1820,"link":1822,"type":22,"label":1227,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1821},{},{"id":1219,"url":22,"linktype":132,"fieldtype":32,"cached_url":1220,"prep":75,"story":1823},{"name":1222,"id":1223,"uuid":1219,"slug":1224,"url":1225,"full_slug":1226,"_stopResolving":75},{"tag":22,"_uid":1825,"hide":28,"icon":1826,"link":1828,"type":22,"label":1457,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1827},{},{"id":22,"url":1829,"linktype":31,"fieldtype":32,"cached_url":1829},"https://helpcenter.spendesk.com/fr",{"_uid":1831,"ctas":1832,"label":1340,"component":724,"backgroundIconColor":22},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[1833,1839,1845,1849,1856],{"tag":22,"_uid":1834,"hide":28,"icon":1835,"link":1837,"type":22,"label":1357,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"2258dba0-720f-4a72-8616-3ee8ad748d39",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1836},{},{"id":1350,"url":22,"linktype":132,"fieldtype":32,"cached_url":1351,"prep":75,"story":1838},{"name":1353,"id":1354,"uuid":1350,"slug":1355,"url":1355,"full_slug":1356,"_stopResolving":75},{"tag":22,"_uid":1840,"hide":28,"icon":1841,"link":1843,"type":22,"label":1402,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"7f0c013f-0597-4295-8eb2-947bce9f3038",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1842},{},{"id":1394,"url":22,"linktype":132,"fieldtype":32,"cached_url":1395,"prep":75,"story":1844},{"name":1397,"id":1398,"uuid":1394,"slug":1399,"url":1400,"full_slug":1401,"_stopResolving":75},{"tag":22,"_uid":1846,"icon":1847,"link":1848,"type":22,"label":1366,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"55725d79-a09b-441b-9950-02d332513ec3",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":22,"url":1365,"linktype":31,"fieldtype":32,"cached_url":1365},{"tag":22,"_uid":1850,"icon":1851,"link":1852,"type":22,"label":1855,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"be048aa8-7d04-41a6-bee0-8d53fcb6149f",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":1374,"url":22,"linktype":132,"fieldtype":32,"cached_url":1853,"prep":75,"story":1854},"/fr/press/press-v2",{"name":1377,"id":1378,"uuid":1374,"slug":1379,"url":1380,"full_slug":1381,"_stopResolving":75},"Espace presse",{"tag":22,"_uid":1857,"hide":28,"icon":1858,"link":1860,"type":22,"label":1417,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"b3c4b61d-001b-4c3f-99f0-f787b5837ee9",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":1859},{},{"id":1410,"url":22,"linktype":132,"fieldtype":32,"cached_url":1411,"prep":75,"story":1861},{"name":1413,"id":1414,"uuid":1410,"slug":1415,"url":1415,"full_slug":1416,"_stopResolving":75},"footer",[1864,1872],{"tag":22,"_uid":1865,"hide":28,"icon":1866,"link":1870,"type":22,"label":22,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"225df49b-7d21-46c3-986a-89b609d15540",{"id":1867,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1868,"copyright":22,"fieldtype":27,"meta_data":1869,"is_external_url":28},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":22,"url":1871,"linktype":31,"fieldtype":32,"cached_url":1871},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":22,"_uid":1873,"hide":28,"icon":1874,"link":1878,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":1875,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1876,"copyright":22,"fieldtype":27,"meta_data":1877,"is_external_url":28},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":22,"url":1879,"linktype":31,"fieldtype":32,"cached_url":1879},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[1881,1887,1900,1913,1926,1932],{"tag":22,"_uid":1882,"icon":1883,"link":1884,"type":22,"label":1886,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":1511,"url":22,"linktype":132,"fieldtype":32,"cached_url":1512,"prep":75,"story":1885},{"name":1514,"id":1515,"uuid":1511,"slug":1516,"url":1516,"full_slug":1517,"_stopResolving":75},"© Spendesk",{"tag":22,"_uid":1888,"icon":1889,"link":1890,"type":22,"label":1899,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":1891,"url":22,"linktype":132,"fieldtype":32,"cached_url":1892,"prep":75,"story":1893},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/fr/legals/terms",{"name":1894,"id":1895,"uuid":1891,"slug":1896,"url":1897,"full_slug":1898,"_stopResolving":75},"T&C index page",126275944,"terms","legals/terms/","fr/legals/terms/","C.G.U.",{"tag":22,"_uid":1901,"icon":1902,"link":1903,"type":22,"label":1912,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":1904,"url":22,"linktype":132,"fieldtype":32,"cached_url":1905,"prep":75,"story":1906},"79cf9763-fbf7-44fc-b713-7375d45cc602","/fr/legals/privacy",{"name":1907,"id":1908,"uuid":1904,"slug":1909,"url":1910,"full_slug":1911,"_stopResolving":75},"Privacy Policy",126276104,"privacy","legals/privacy","fr/legals/privacy","Politique Données Personnelles",{"tag":22,"_uid":1914,"icon":1915,"link":1916,"type":22,"label":1925,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":1917,"url":22,"linktype":132,"fieldtype":32,"cached_url":1918,"prep":75,"story":1919},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/fr/legals/cookies-policy",{"name":1920,"id":1921,"uuid":1917,"slug":1922,"url":1923,"full_slug":1924,"_stopResolving":75},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","fr/legals/cookies-policy","Politique Cookies",{"tag":22,"_uid":1927,"icon":1928,"link":1929,"type":22,"label":1931,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":22,"url":1930,"linktype":31,"fieldtype":32,"cached_url":1930},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Mentions légales",{"tag":22,"_uid":1933,"hide":28,"icon":1934,"link":1935,"type":22,"label":1937,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":22,"url":1936,"linktype":31,"fieldtype":32,"cached_url":1936},"openConsentManager.action","Paramètres Cookies",[1939,1944,1949,1954,1959],{"tag":22,"_uid":1940,"icon":1941,"link":1943,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":1469,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1470,"copyright":22,"fieldtype":27,"meta_data":1942,"is_external_url":28},{},{"id":22,"url":1473,"linktype":31,"fieldtype":32,"cached_url":1473},{"tag":22,"_uid":1945,"icon":1946,"link":1948,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":1477,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1478,"copyright":22,"fieldtype":27,"meta_data":1947,"is_private":28,"is_external_url":28},{},{"id":22,"url":1481,"linktype":31,"fieldtype":32,"cached_url":1481},{"tag":22,"_uid":1950,"icon":1951,"link":1953,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":1485,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1486,"copyright":22,"fieldtype":27,"meta_data":1952,"is_private":28,"is_external_url":28},{},{"id":22,"url":1489,"linktype":31,"fieldtype":32,"cached_url":1489},{"tag":22,"_uid":1955,"icon":1956,"link":1958,"type":22,"label":22,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":1493,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1494,"copyright":22,"fieldtype":27,"meta_data":1957,"is_private":28,"is_external_url":28},{},{"id":22,"url":1497,"linktype":31,"fieldtype":32,"cached_url":1497},{"tag":22,"_uid":1960,"hide":28,"icon":1961,"link":1963,"type":22,"label":22,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":75,"horizontalFill":28},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":1501,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":1502,"copyright":22,"fieldtype":27,"meta_data":1962,"is_private":28,"is_external_url":28},{},{"id":22,"url":1505,"linktype":31,"fieldtype":32,"cached_url":1505},[1965],{"_uid":1966,"fields":1967,"component":1998,"submitUrl":1999,"hubspotFormId":2001,"successMessage":2002,"horizontalAlign":22,"onSubmitSegmentEvent":2003},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[1968],{"_uid":1969,"name":1970,"type":58,"label":1971,"required":75,"component":1972,"submitBtn":1973,"legalNotice":1974,"placeholder":22,"validateEmail":75,"blockPersonalEmailAddresses":28},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Adresse e-mail","textField","S'abonner",{"type":51,"content":1975},[1976],{"type":54,"content":1977},[1978,1980,1987,1989,1996],{"text":1979,"type":58},"En soumettant ce formulaire, vous acceptez d'être contacté par Spendesk - conformément aux ",{"text":1981,"type":58,"marks":1982},"Conditions d'utilisation",[1983],{"type":129,"attrs":1984},{"href":1892,"uuid":1891,"anchor":60,"custom":1985,"target":1557,"linktype":132,"story":1986},{},{"name":1894,"id":1895,"uuid":1891,"slug":1896,"url":1897,"full_slug":1898,"_stopResolving":75},{"text":1988,"type":58}," et à la ",{"text":1990,"type":58,"marks":1991},"Politique de confidentialité",[1992],{"type":129,"attrs":1993},{"href":1905,"uuid":1904,"anchor":60,"custom":1994,"target":1557,"linktype":132,"story":1995},{},{"name":1907,"id":1908,"uuid":1904,"slug":1909,"url":1910,"full_slug":1911,"_stopResolving":75},{"text":1997,"type":58}," de Spendesk.","formGroup",{"id":22,"url":22,"linktype":132,"fieldtype":32,"cached_url":2000,"prep":75},"/fr/","8b1b128b-c02a-41d9-a512-63e778c062c6","Réussi !","website:footer:blog_newsletter:form_completed",[2005],{"tag":22,"_uid":2006,"hide":28,"icon":2007,"link":2011,"type":22,"label":22,"style":33,"component":34,"mobileLabel":22,"onClickEvent":22,"openInANewTab":28,"horizontalFill":28},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":2008,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2009,"copyright":22,"fieldtype":27,"meta_data":2010,"is_external_url":28},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":22,"url":2012,"linktype":31,"fieldtype":32,"cached_url":2012},"https://helpcenter.spendesk.com/fr/articles/8850615-avant-apres-qu-est-ce-qui-change-sur-spendesk-vos-cartes-visa-business-premium","Plus qu'une énième newsletter",{"type":51,"content":2015},[2016],{"type":54,"content":2017},[2018],{"text":2019,"type":58},"Offrez à votre équipe la solution complète de gestion des dépenses","Restez dans la boucle et transformez votre finance d'entreprise",{"type":51,"content":2022},[2023,2030,2037],{"type":54,"content":2024},[2025],{"text":2026,"type":58,"marks":2027},"Les services de paiement sont fournis dans le cadre du produit Spendesk par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis.",[2028],{"type":816,"attrs":2029},{"color":818},{"type":54,"content":2031},[2032],{"text":2033,"type":58,"marks":2034},"Spendesk Financial Services est un établissement de paiement français agréé par l'ACPR sous le numéro 17518. Adyen N.V. est une banque néerlandaise, dont la succursale au Royaume-Uni est agréée par la FCA pour fournir des services de paiement sous le numéro 779800. Sutton Bank est un établissement membre assuré par la FDIC.",[2035],{"type":816,"attrs":2036},{"color":818},{"type":54,"content":2038},[2039],{"text":2040,"type":58,"marks":2041},"Les cartes de débit Visa sont émises par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis, conformément à une licence accordée par Visa.",[2042],{"type":816,"attrs":2043},{"color":818},"fr/global-components/footer",-10,[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[2052,2053,2054],{"path":2050,"name":60,"lang":66,"published":60},{"path":2050,"name":60,"lang":72,"published":60},{"path":2050,"name":60,"lang":74,"published":60},{"name":2056,"created_at":2057,"published_at":2058,"updated_at":2059,"id":2060,"uuid":2061,"content":2062,"slug":2199,"full_slug":2200,"sort_by_date":60,"position":2201,"tag_list":2202,"is_startpage":28,"parent_id":1580,"meta_data":60,"group_id":2203,"first_published_at":2204,"release_id":60,"lang":66,"path":60,"alternates":2205,"default_full_slug":2206,"translated_slugs":2207},"Common Content","2022-06-07T08:36:57.529Z","2026-04-28T10:18:40.221Z","2026-04-28T10:18:40.242Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":2063,"modalBtn":2064,"component":2065,"modalTitle":2066,"countdownDay":2067,"modalContent":2068,"modalSuccess":2080,"countdownHour":2081,"hubspotFormId":2082,"countdownLabel":2083,"formErrorTitle":2084,"countdownMinute":2085,"countdownSecond":2086,"formErrorButton":2087,"selectNoOptions":2088,"formErrorSubtitle":2089,"blogAuthorResources":2090,"modalEmailPlaceholder":2091,"emailValidationInvalid":2092,"imageItemsListNoResult":2093,"phoneValidationInvalid":2094,"blogLoadMoreButtonLabel":2095,"blogArticleUpdatedAtLabel":2096,"blogArticleWatchTimeLabel":2097,"modalExistingAccountTitle":2098,"modalExistingCompanyTitle":2099,"modalForExistingCustomers":2100,"organizationSchemaOffices":2107,"blogArticleListenTimeLabel":2097,"blogArticlePublishedOnLabel":2160,"blogArticleReadingTimeLabel":2097,"emailValidationInvalidExist":2161,"modalForUnsupportedCountries":2162,"emailValidationInvalidInvited":2168,"organizationSchemaDescription":2169,"organizationSchemaContactEmail":2170,"modalExistingAccountDescription":2171,"modalExistingCompanyDescription":2187,"emailValidationInvalidDomainName":2193,"multiSelectDropdownSelectedLabel":2194,"softwareApplicationSchemaRatingCount":2195,"softwareApplicationSchemaRatingValue":2196,"emailValidationInvalidUnexpectedError":2197,"emailValidationInvalidCompanyRegistered":2198},"c86a540c-0da7-40e9-a9a5-5053e71081de","Valider","commonContent","Spendesk n'est pas encore disponible dans votre pays","Jours",{"type":51,"content":2069},[2070,2075],{"type":54,"attrs":2071,"content":2072},{"textAlign":60},[2073],{"text":2074,"type":58},"Il semble que vous soyez dans un pays dans lequel nous ne sommes pas encore présents. Cependant, si vous avez une entreprise dans l’Espace économique européen ou au Royaume-Uni, nous pouvons travailler avec vous, et vous pouvez réserver une démo.",{"type":54,"attrs":2076,"content":2077},{"textAlign":60},[2078],{"text":2079,"type":58},"Sinon, renseignez votre adresse mail ci-dessous, et nous vous informerons lorsque nous serons en mesure de vous aider.","Le formulaire a bien été envoyé","Heures","b095740c-b878-41dd-9a7b-f393d2e4de30","L'événement commence dans","Oups, quelque chose n’a pas fonctionné…","Minutes","Secondes","Réessayer","Aucun résultats","Une erreur s'est produite lors de l'envoi du formulaire. Assurez-vous que votre navigateur n'est pas équipé d'un bloqueur de publicités et réessayez.","Articles de {firstName}","Adresse email professionnelle","Adresse e-mail non valide","Aucun résultat","Numéro de téléphone invalide","Voir plus","Mis à jour le","min environ","Vous avez déjà un compte Spendesk","Votre entreprise a déjà un compte Spendesk",{"type":51,"content":2101},[2102,2106],{"type":54,"content":2103},[2104],{"text":2105,"type":58},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":54},[2108,2124,2136,2148],{"cta":2109,"_uid":2116,"image":2117,"title":2121,"subtitle":2122,"component":2123},[2110],{"tag":22,"_uid":2111,"icon":2112,"link":2113,"type":22,"label":2115,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":22,"url":2114,"linktype":31,"fieldtype":32,"cached_url":2114},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Plan","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":2118,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2119,"copyright":22,"fieldtype":27,"meta_data":2120,"is_external_url":28},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, France","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":2125,"_uid":2131,"image":2132,"title":2134,"subtitle":2135,"component":2123},[2126],{"tag":22,"_uid":2127,"icon":2128,"link":2129,"type":22,"label":2115,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":22,"url":2130,"linktype":31,"fieldtype":32,"cached_url":2130},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":2118,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2119,"copyright":22,"fieldtype":27,"meta_data":2133,"is_external_url":28},{},"Londres, Royaume-Uni","168 Old Street, EC1V 9BP",{"cta":2137,"_uid":2143,"image":2144,"title":2146,"subtitle":2147,"component":2123},[2138],{"tag":22,"_uid":2139,"icon":2140,"link":2141,"type":22,"label":2115,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":22,"url":2142,"linktype":31,"fieldtype":32,"cached_url":2142},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":2118,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2119,"copyright":22,"fieldtype":27,"meta_data":2145,"is_external_url":28},{},"Berlin, Allemagne","Warschauer Pl. 11-13, 10245",{"cta":2149,"_uid":2155,"image":2156,"title":2158,"subtitle":2159,"component":2123},[2150],{"tag":22,"_uid":2151,"icon":2152,"link":2153,"type":22,"label":2115,"style":33,"component":34,"onClickEvent":22,"openInANewTab":75},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":22,"url":2154,"linktype":31,"fieldtype":32,"cached_url":2154},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":2118,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2119,"copyright":22,"fieldtype":27,"meta_data":2157,"is_external_url":28},{},"Madrid, Espagne","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Publié le","Il semble que vous ayez déjà un compte Spendesk. Veuillez vous connecter.",{"type":51,"content":2163},[2164],{"type":54,"content":2165},[2166],{"text":2167,"type":58},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Il semble que vous ayez déjà été invité à rejoindre Spendesk. Veuillez vérifier vos e-mails ou demander à votre administrateur de vous renvoyer l'invitation.","Spendesk est une plateforme complète de gestion des dépenses et des achats qui aide les entreprises à gérer les cartes d'entreprise, les paiements de factures, les abonnements et les dépenses de l'entreprise en temps réel.","support@spendesk.com",{"type":51,"content":2172},[2173,2177],{"type":54,"content":2174},[2175],{"text":2176,"type":58},"Il y a déjà un compte Spendesk associé à votre adresse email. Cliquez sur le lien ci-dessous pour vous connecter.",{"type":390,"attrs":2178},{"id":2179,"body":2180},"e826bb38-950e-49ad-a130-0e7e0bcaa690",[2181],{"tag":22,"_uid":2182,"icon":2183,"link":2184,"type":2186,"label":1420,"style":33,"component":34,"onClickEvent":22,"openInANewTab":28,"horizontalFill":75},"i-c222c58f-50fe-4c44-9776-24eaf7df0e9e",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":22,"copyright":60,"fieldtype":27},{"id":22,"url":2185,"linktype":31,"fieldtype":32,"cached_url":2185},"https://app.spendesk.com/auth/login","btn",{"type":51,"content":2188},[2189],{"type":54,"content":2190},[2191],{"text":2192,"type":58},"Il semble que votre entreprise possède déjà un compte Spendesk. Veuillez demander un accès au propriétaire du compte.","Ceci ressemble à votre adresse e-mail personnelle. Veuillez saisir votre adresse e-mail professionnelle.","selected","412","4.6","Désolé, une erreur inattendue est survenue. Veuillez réessayer plus tard ou contacter l'assistance pour obtenir de l'aide.","Cette entreprise est déjà enregistrée. Veuillez contacter votre administrateur.","commoncontent","fr/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[2208,2209,2210],{"path":2206,"name":60,"lang":66,"published":60},{"path":2206,"name":60,"lang":72,"published":60},{"path":2206,"name":60,"lang":74,"published":60},[2212,2216,2220,2224,2228,2232,2236,2240],{"id":2213,"name":2214,"value":2215,"dimension_value":60},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2217,"name":2218,"value":2219,"dimension_value":60},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2221,"name":2222,"value":2223,"dimension_value":60},10736155,"Intercom","ryDQcVoOoZQ",{"id":2225,"name":2226,"value":2227,"dimension_value":60},10736156,"HubSpot","ry0QcNodoWQ",{"id":2229,"name":2230,"value":2231,"dimension_value":60},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2233,"name":2234,"value":2235,"dimension_value":60},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2237,"name":2238,"value":2239,"dimension_value":60},10736765,"Bing Ads","dsS7z9Hv4",{"id":2241,"name":2242,"value":2243,"dimension_value":60},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"_uid":2245,"component":2246,"sidebarCta":2247,"exitModalPopup":2279,"newsletterForm":2280,"newsletterTitle":2307,"bottomArticleCta":2308,"moreArticlesLabel":2342,"breadcrumbBlogLink":2343,"newsletterSubtitle":2345,"breadcrumbBlogLabel":1183,"breadcrumbArticleLabel":520,"hiddenNewsletterOnTopics":2346,"componentsAfterTheArticle":2349,"moreArticlesLabelFallback":2342,"sidebarTableOfContentsLabel":2494},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2248],{"cta":2249,"_uid":2257,"image":2258,"title":2262,"subtitle":2277,"component":2278},[2250],{"tag":22,"_uid":2251,"hide":28,"icon":2252,"link":2254,"type":22,"label":1531,"style":33,"component":34,"mobileLabel":22,"onClickEvent":2256,"openInANewTab":28,"horizontalFill":28},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":2253},{},{"id":1523,"url":22,"linktype":132,"fieldtype":32,"cached_url":1524,"prep":75,"story":2255},{"name":1526,"id":1527,"uuid":1523,"slug":1528,"url":1529,"full_slug":1530,"_stopResolving":75},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2259,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2260,"copyright":22,"fieldtype":27,"meta_data":2261,"is_external_url":28},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":51,"content":2263},[2264],{"type":54,"attrs":2265,"content":2267},{"textAlign":60,"key":2266},"p-0",[2268],{"text":2269,"type":58,"marks":2270},"Dépenser mieux pour travailler mieux.",[2271,2273],{"type":816,"attrs":2272},{"color":22},{"type":2274,"attrs":2275},"styled",{"class":2276},"text-item-heading text-item-heading-md","Centralisez cartes, factures et notes de frais dans un processus contrôlé pour une visibilité en temps réel et une clôture plus rapide.","ctaBlock",[],[2281],{"_uid":2282,"fields":2283,"component":1998,"submitUrl":2305,"hubspotFormId":2001,"successMessage":2002,"horizontalAlign":22,"onSubmitSegmentEvent":2306},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2284],{"_uid":2285,"name":1970,"type":58,"label":1971,"required":75,"component":1972,"submitBtn":1973,"legalNotice":2286,"placeholder":22,"validateEmail":75,"blockPersonalEmailAddresses":28},"cc924123-e126-4829-a72a-43fcf863a045",{"type":51,"content":2287},[2288],{"type":54,"content":2289},[2290,2291,2297,2298,2304],{"text":1979,"type":58},{"text":1981,"type":58,"marks":2292},[2293],{"type":129,"attrs":2294},{"href":1892,"uuid":1891,"anchor":60,"custom":2295,"target":1557,"linktype":132,"story":2296},{},{"name":1894,"id":1895,"uuid":1891,"slug":1896,"url":1897,"full_slug":1898,"_stopResolving":75},{"text":1988,"type":58},{"text":1990,"type":58,"marks":2299},[2300],{"type":129,"attrs":2301},{"href":1905,"uuid":1904,"anchor":60,"custom":2302,"target":1557,"linktype":132,"story":2303},{},{"name":1907,"id":1908,"uuid":1904,"slug":1909,"url":1910,"full_slug":1911,"_stopResolving":75},{"text":1997,"type":58},{"id":22,"url":22,"linktype":132,"fieldtype":32,"cached_url":2000,"prep":75},"website:article:blog_newsletter:form_completed","Appréciez-vous ce que vous lisez ?",[2309],{"cta":2310,"_uid":2325,"image":2326,"title":2328,"subtitle":2341,"component":2278},[2311],{"tag":22,"_uid":2312,"hide":28,"icon":2313,"link":2315,"type":22,"label":2323,"style":33,"component":34,"mobileLabel":22,"onClickEvent":2324,"openInANewTab":28,"horizontalFill":28},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":2314},{},{"id":2316,"url":22,"linktype":132,"fieldtype":32,"cached_url":2317,"prep":75,"story":2318},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/fr/platform-tour",{"name":2319,"id":2320,"uuid":2316,"slug":2321,"url":2321,"full_slug":2322,"_stopResolving":75},"Platform tour",413550505,"platform-tour","fr/platform-tour","Voir la démo gratuite","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"filename":60,"copyright":60,"fieldtype":27,"meta_data":2327,"is_external_url":28},{},{"type":51,"content":2329},[2330],{"type":54,"attrs":2331,"content":2332},{"textAlign":60,"key":2266},[2333],{"text":2334,"type":58,"marks":2335},"Curieux de découvrir Spendesk ?",[2336,2338],{"type":816,"attrs":2337},{"color":1123},{"type":2274,"attrs":2339},{"class":2340},"patron-heading-2 accentuation-01","Essayez la plateforme avec une démo interactive pour voir la gestion des dépenses et approbations de bout en bout.","Plus d'articles",{"id":1175,"url":22,"linktype":132,"fieldtype":32,"cached_url":1176,"prep":75,"story":2344},{"name":1178,"id":1179,"uuid":1175,"slug":1180,"url":1181,"full_slug":1182,"_stopResolving":75},"Nous publions de nouveaux articles comme celui-ci chaque semaine. Abonnez-vous à notre newsletter pour rester informé.",[2347,2348],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2350],{"cta":2351,"_uid":2352,"items":2353,"heading":2472,"reverse":28,"component":614,"sectionSettings":2493},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2354,2413],{"_uid":2355,"title":2356,"component":562,"description":2357},"dfc0accd-ab64-464a-8597-b76754748f04","Qu'est-ce que la gestion des dépenses ?",{"type":51,"content":2358},[2359,2363],{"type":54,"content":2360},[2361],{"text":2362,"type":58},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":2364,"attrs":2365,"content":2368},"ordered_list",{"order":2366},{"order":2367},1,[2369,2380,2391],{"type":216,"content":2370},[2371],{"type":54,"content":2372},[2373,2377,2379],{"text":2374,"type":58,"marks":2375},"Les dépenses stratégiques",[2376],{"type":226},{"text":2378,"type":58}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. Elles peuvent être gérées au moyen de factures, virements électroniques et bons de commande.",{"type":171},{"type":216,"content":2381},[2382],{"type":54,"content":2383},[2384,2388,2390],{"text":2385,"type":58,"marks":2386},"Les dépenses opérationnelles",[2387],{"type":226},{"text":2389,"type":58}," sont également centralisées, mais les dépenses sont effectuées par les gestionnaires et les employés dans leur vie professionnelle de façon quotidienne. Elles comprennent les achats par carte, abonnements, campagnes digitales, événements, commandes diverses pour le bureau ou encore les voyages d'affaires.",{"type":171},{"type":216,"content":2392},[2393],{"type":54,"content":2394},[2395,2399,2401,2402,2403,2405,2406,2407,2409,2410,2411],{"text":2396,"type":58,"marks":2397},"Les autres frais",[2398],{"type":226},{"text":2400,"type":58},", contrairement aux dépenses stratégiques et opérationnelles, représentent un nombre important de petits achats qui peuvent être difficiles à suivre. Il s'agit notamment des paiements par carte, demandes de remboursement des dépenses terrains et des frais de déplacement.",{"type":171},{"type":171},{"text":2404,"type":58},"La gestion des dépenses est le processus par lequel les entreprises gèrent toutes ces dépenses professionnelles. Elle tient compte de l'ensemble du processus d'achat : approbations d'achat, méthodes de paiement, traitement des factures, note de frais, réconciliation des justificatifs, catégorisation des dépenses, taux de TVA, etc. pour une bonne tenue de la comptabilité.",{"type":171},{"type":171},{"text":2408,"type":58},"Les outils de gestion des dépenses deviennent nécessaires lorsque le nombre d'employés augmente et que l'équipe finance a besoin d'une meilleure visibilité et d'un meilleur contrôle de la trésorerie. Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":171},{"type":171},{"text":2412,"type":58},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":2414,"title":2415,"component":562,"description":2416},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Comment fonctionne Spendesk ?",{"type":51,"content":2417},[2418,2422,2426,2435,2439,2443,2452,2456,2460,2464,2468],{"type":54,"content":2419},[2420],{"text":2421,"type":58},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":54,"content":2423},[2424],{"text":2425,"type":58},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":54,"content":2427},[2428,2432,2433],{"text":2429,"type":58,"marks":2430},"Pour les employés",[2431],{"type":226},{"type":171},{"text":2434,"type":58},"Les employés n'ont plus besoin d'avancer de l'argent. Ils demandent simplement des fonds pour un achat particulier et peuvent utiliser leur carte Spendesk physique ou virtuelle pour effectuer le paiement.",{"type":54,"content":2436},[2437],{"text":2438,"type":58},"Si, pour quelque raison que ce soit, l'employé ne peut pas utiliser sa carte Spendesk, il prend une photo du justificatif via l'application mobile et crée une note de frais en temps réel.",{"type":54,"content":2440},[2441],{"text":2442,"type":58},"Elle est envoyée directement à son responsable pour validation, puis à l'équipe financière.",{"type":54,"content":2444},[2445,2449,2450],{"text":2446,"type":58,"marks":2447},"Pour les équipes financières",[2448],{"type":226},{"type":171},{"text":2451,"type":58},"Chaque employé a son propre profil sur Spendesk et son propre budget. Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":54,"content":2453},[2454],{"text":2455,"type":58},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. Par exemple, les décideurs et responsables auront un niveau de dépenses préapprouvé, différent de celui des autres collaborateurs.",{"type":54,"content":2457},[2458],{"text":2459,"type":58},"Si un employé a besoin de revoir son budget pré-approuvé, il peut en faire la demande à son responsable via l'application mobile ou web.",{"type":54,"content":2461},[2462],{"text":2463,"type":58},"Les équipes financières peuvent suivre l'ensemble des dépenses et assurer ainsi le suivi des reçus ou factures manquantes, en envoyant des rappels aux employés.",{"type":54,"content":2465},[2466],{"text":2467,"type":58},"Le suivi des dépenses est également plus facile car les équipes financières peuvent regrouper les dépenses et leur attribuer les bons taux de TVA et comptes de charges, avant de tout exporter en quelques clics vers leurs outils comptables.",{"type":54,"content":2469},[2470],{"text":2471,"type":58},"Spendesk fluidifie l'ensemble du processus de gestion des dépenses de l'entreprise, la rendant complète, intuitive et efficace.",[2473],{"cta":2474,"_uid":2475,"title":2476,"eyebrow":2483,"subtitle":2486,"component":193,"textAlign":22,"sectionSettings":2492,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":51,"content":2477},[2478],{"type":193,"attrs":2479,"content":2480},{"level":195},[2481],{"text":2482,"type":58},"Démarrer avec Spendesk",{"type":51,"content":2484},[2485],{"type":54},{"type":51,"content":2487},[2488],{"type":54,"content":2489},[2490],{"text":2491,"type":58},"Fermez les comptes 4 fois plus rapidement, collectez plus de 95 % des reçus à temps et obtenez une visibilité de 100 % sur les dépenses de l'entreprise.",[],[],"Table des matières",[2496,2574,2635,2867,3025,3097,3158,3280,3400,3513,3711,3957,4113,4249,4384],{"name":2497,"created_at":2498,"published_at":2499,"updated_at":2500,"id":2501,"uuid":2502,"content":2503,"slug":2563,"full_slug":2564,"sort_by_date":60,"position":2565,"tag_list":2566,"is_startpage":28,"parent_id":628,"meta_data":60,"group_id":2567,"first_published_at":2499,"release_id":60,"lang":66,"path":60,"alternates":2568,"default_full_slug":2569,"translated_slugs":2570},"Comment automatiser son export comptable vers Sage et Cegid","2026-05-13T17:12:59.486Z","2026-05-13T17:30:43.335Z","2026-05-13T17:30:43.368Z",176139384833134,"b274f0c5-d6a2-4454-a7fa-83fd5b19d2da",{"_uid":2504,"title":2497,"topics":2505,"noIndex":28,"category":2536,"language":2545,"component":532,"heroMedia":2546,"publishedAt":22,"redirectUrl":22,"listingImage":2554,"metaDescription":2560,"bottomArticleCta":2561,"componentsAfterTheArticle":2562},"706e7b0b-c406-4b57-8d0d-e0cc14b184cc",[2506,2514],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":2507,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":2508,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":2509,"default_full_slug":94,"translated_slugs":2510,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[2511,2512,2513],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":2515,"created_at":2516,"published_at":6,"updated_at":2517,"id":2518,"uuid":2519,"content":2520,"slug":2524,"full_slug":2525,"sort_by_date":60,"position":2526,"tag_list":2527,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2528,"first_published_at":2529,"release_id":60,"lang":66,"path":60,"alternates":2530,"default_full_slug":2531,"translated_slugs":2532,"_stopResolving":75},"AI and automation","2025-08-19T08:06:19.962Z","2026-03-12T10:48:07.117Z",81515233149777,"3ca53d54-ac91-4164-a973-ef9cabc51cf6",{"_uid":2521,"icon":2522,"name":2515,"component":85},"53de838f-fa34-428c-8ebb-c91c00b2c34f",{"id":60,"alt":60,"name":22,"focus":60,"title":60,"source":60,"filename":22,"copyright":60,"fieldtype":27,"meta_data":2523},{},"ai-and-automation","fr/blog/topic/ai-and-automation",-570,[],"7e1b1946-7c16-41c9-a1ae-29d430eb6ed1","2025-08-19T08:06:29.358Z",[],"blog/topic/ai-and-automation",[2533,2534,2535],{"path":2531,"name":60,"lang":66,"published":60},{"path":2531,"name":60,"lang":72,"published":60},{"path":2531,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":2537,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":2539,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":2540,"default_full_slug":540,"translated_slugs":2541,"_stopResolving":75},{"_uid":526,"icon":2538,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[2542,2543,2544],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[2547],{"_uid":2548,"type":22,"asset":2549,"caption":22,"overlay":2553,"component":552},"9c10b551-44d0-4276-ae52-4fd8705e58fb",{"id":2550,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2551,"copyright":22,"fieldtype":27,"meta_data":2552,"is_external_url":28},168591824876844,"https://a.storyblok.com/f/146026/1376x768/79600e4996/rapprochement-bancaire-automatise.png",{},[],[2555],{"_uid":2556,"type":22,"asset":2557,"caption":22,"overlay":2559,"component":552},"24a2c940-96e7-40ed-bd80-4bd17b14e9dd",{"id":2550,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2551,"copyright":22,"fieldtype":27,"meta_data":2558,"is_external_url":28},{},[],"FEC, TRA, CSV ou API : quel format d'export comptable choisir, comment synchroniser Sage ou Cegid, et comment arrêter de tout ressaisir à la main.\n",[],[],"comment-automatiser-son-export-comptable-vers-sage-et-cegid","fr/blog/comment-automatiser-son-export-comptable-vers-sage-et-cegid",-1600,[],"c9408756-7e61-4346-a4a9-67d6c6e81ff8",[],"blog/comment-automatiser-son-export-comptable-vers-sage-et-cegid",[2571,2572,2573],{"path":2569,"name":60,"lang":66,"published":60},{"path":2569,"name":60,"lang":72,"published":60},{"path":2569,"name":60,"lang":74,"published":60},{"name":2575,"created_at":2576,"published_at":2577,"updated_at":2578,"id":2579,"uuid":2580,"content":2581,"slug":2623,"full_slug":2624,"sort_by_date":60,"position":2625,"tag_list":2626,"is_startpage":28,"parent_id":628,"meta_data":60,"group_id":2627,"first_published_at":2628,"release_id":60,"lang":66,"path":60,"alternates":2629,"default_full_slug":2630,"translated_slugs":2631},"FEC comptable 2026 : format, checklist et conformité ","2026-05-06T08:50:55.215Z","2026-05-21T09:09:41.930Z","2026-05-21T09:09:41.973Z",173538735019426,"575a2d05-8b47-4321-8af0-8df814efc52a",{"_uid":2582,"title":2583,"topics":2584,"noIndex":28,"category":2601,"language":2610,"component":532,"heroMedia":2611,"publishedAt":22,"redirectUrl":22,"listingImage":2619,"metaDescription":2620,"bottomArticleCta":2621,"componentsAfterTheArticle":2622},"dd8b4609-b9ab-40a1-88a9-42329684408f","FEC comptable 2026 : format, checklist et conformité",[2585,2593],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":2586,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":2587,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":2588,"default_full_slug":94,"translated_slugs":2589,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[2590,2591,2592],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":100,"created_at":101,"published_at":6,"updated_at":102,"id":103,"uuid":104,"content":2594,"slug":107,"full_slug":108,"sort_by_date":60,"position":109,"tag_list":2595,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":111,"first_published_at":112,"release_id":60,"lang":66,"path":60,"alternates":2596,"default_full_slug":114,"translated_slugs":2597,"_stopResolving":75},{"_uid":106,"name":100,"component":85},[],[],[2598,2599,2600],{"path":114,"name":60,"lang":66,"published":60},{"path":114,"name":60,"lang":72,"published":60},{"path":114,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":2602,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":2604,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":2605,"default_full_slug":540,"translated_slugs":2606,"_stopResolving":75},{"_uid":526,"icon":2603,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[2607,2608,2609],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[2612],{"_uid":2613,"type":22,"asset":2614,"caption":22,"overlay":2618,"component":552},"7bf2af50-7176-4767-b2b1-2615b9e29873",{"id":2615,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2616,"copyright":22,"fieldtype":27,"meta_data":2617,"is_external_url":28},174397821128535,"https://a.storyblok.com/f/146026/1376x768/eb293cbb24/invoice-approval-workflow.png",{},[],[],"FEC absent ou non conforme : 5 000 € d'amende par exercice. Découvrez comment préparer votre fichier, anticiper un contrôle DGFiP et rester conforme.",[],[],"fec-comptable-2026-format-checklist-et-conformite","fr/blog/fec-comptable-2026-format-checklist-et-conformite",-1550,[],"a1d77a84-be54-4792-a53a-05d905ef0d14","2026-05-08T10:25:55.135Z",[],"blog/fec-comptable-2026-format-checklist-et-conformite",[2632,2633,2634],{"path":2630,"name":60,"lang":66,"published":60},{"path":2630,"name":60,"lang":72,"published":60},{"path":2630,"name":60,"lang":74,"published":60},{"name":2636,"created_at":2637,"published_at":2638,"updated_at":2639,"id":2640,"uuid":2641,"content":2642,"slug":2856,"full_slug":2857,"sort_by_date":60,"position":2858,"tag_list":2859,"is_startpage":28,"parent_id":628,"meta_data":60,"group_id":2860,"first_published_at":2638,"release_id":60,"lang":66,"path":60,"alternates":2861,"default_full_slug":2862,"translated_slugs":2863},"Dématérialisation des factures : simple obligation légale ou vrai avantage pour les PME ?","2026-04-24T10:33:10.254Z","2026-04-30T14:59:25.198Z","2026-04-30T14:59:25.234Z",169317131356130,"2b0cc55f-3546-4218-b8de-bfc8f4d3020d",{"_uid":2643,"title":2636,"topics":2644,"noIndex":28,"category":2778,"language":2787,"component":532,"heroMedia":2788,"metaTitle":2796,"publishedAt":2797,"readingTime":2798,"redirectUrl":22,"listingImage":2799,"metaDescription":2800,"bottomArticleCta":2801,"componentsAfterTheArticle":2802},"710678d4-64f7-407e-ba60-944d2c205357",[2645,2653,2672,2692,2712,2731,2739,2758],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":2646,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":2647,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":2648,"default_full_slug":94,"translated_slugs":2649,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[2650,2651,2652],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":2654,"created_at":2655,"published_at":6,"updated_at":2656,"id":2657,"uuid":2658,"content":2659,"slug":510,"full_slug":2661,"sort_by_date":60,"position":2662,"tag_list":2663,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2664,"first_published_at":2665,"release_id":60,"lang":66,"path":60,"alternates":2666,"default_full_slug":2667,"translated_slugs":2668,"_stopResolving":75},"Factures fournisseurs","2022-10-19T17:58:01.385Z","2026-03-12T10:47:24.200Z",206171450,"94774a96-2374-4adf-91ae-2a21cf281282",{"_uid":2660,"name":2654,"component":85},"63535519-d3ae-42ed-a496-fd0c222e4057","fr/blog/topic/factures-fournisseurs",-540,[],"f7010886-52de-401f-8beb-e195074d444f","2022-11-02T15:24:39.398Z",[],"blog/topic/factures-fournisseurs",[2669,2670,2671],{"path":2667,"name":60,"lang":66,"published":60},{"path":2667,"name":60,"lang":72,"published":60},{"path":2667,"name":60,"lang":74,"published":60},{"name":2673,"created_at":2674,"published_at":6,"updated_at":2675,"id":2676,"uuid":2677,"content":2678,"slug":2680,"full_slug":2681,"sort_by_date":60,"position":2682,"tag_list":2683,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2684,"first_published_at":2685,"release_id":60,"lang":66,"path":60,"alternates":2686,"default_full_slug":2687,"translated_slugs":2688,"_stopResolving":75},"Finance leaders","2022-10-19T17:57:56.597Z","2026-03-12T10:47:23.582Z",206171428,"31741ae2-129d-4bb8-b0f0-2f7feb9c0dba",{"_uid":2679,"name":2673,"component":85},"578941f9-e9d9-41f4-ad60-9cbaf11d1380","finance-leaders","fr/blog/topic/finance-leaders",-320,[],"ed250edf-dd83-44c6-841f-de09db7ad970","2022-11-02T15:24:46.785Z",[],"blog/topic/finance-leaders",[2689,2690,2691],{"path":2687,"name":60,"lang":66,"published":60},{"path":2687,"name":60,"lang":72,"published":60},{"path":2687,"name":60,"lang":74,"published":60},{"name":2693,"created_at":2694,"published_at":6,"updated_at":2695,"id":2696,"uuid":2697,"content":2698,"slug":2700,"full_slug":2701,"sort_by_date":60,"position":2702,"tag_list":2703,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2704,"first_published_at":2705,"release_id":60,"lang":66,"path":60,"alternates":2706,"default_full_slug":2707,"translated_slugs":2708,"_stopResolving":75},"Finance tools & tech","2022-10-23T14:54:45.602Z","2026-03-12T10:47:24.227Z",208013309,"1ea23fbc-cf76-421e-a8c6-73b89787bb95",{"_uid":2699,"name":2693,"component":85,"hubspotId":22},"3f4c451e-8e90-42af-8ab4-49c7a12230b6","finance-tools-tech","fr/blog/topic/finance-tools-tech",-550,[],"fb813b9f-0756-465f-92a3-1598217d5c5c","2022-11-02T15:24:38.734Z",[],"blog/topic/finance-tools-tech",[2709,2710,2711],{"path":2707,"name":60,"lang":66,"published":60},{"path":2707,"name":60,"lang":72,"published":60},{"path":2707,"name":60,"lang":74,"published":60},{"name":1077,"created_at":2713,"published_at":6,"updated_at":2714,"id":2715,"uuid":2716,"content":2717,"slug":2719,"full_slug":2720,"sort_by_date":60,"position":2721,"tag_list":2722,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2723,"first_published_at":2724,"release_id":60,"lang":66,"path":60,"alternates":2725,"default_full_slug":2726,"translated_slugs":2727,"_stopResolving":75},"2022-10-19T17:57:51.815Z","2026-03-12T10:47:22.966Z",206171409,"40d220c8-5738-4715-913a-a198cf694bf5",{"_uid":2718,"name":1077,"component":85},"85e95caa-9dce-49b9-8990-67fb58979f2f","fonctionnalites","fr/blog/topic/fonctionnalites",-130,[],"05c612f5-e4d2-4210-b124-f3afb1ac60a0","2022-11-02T15:24:53.134Z",[],"blog/topic/fonctionnalites",[2728,2729,2730],{"path":2726,"name":60,"lang":66,"published":60},{"path":2726,"name":60,"lang":72,"published":60},{"path":2726,"name":60,"lang":74,"published":60},{"name":100,"created_at":101,"published_at":6,"updated_at":102,"id":103,"uuid":104,"content":2732,"slug":107,"full_slug":108,"sort_by_date":60,"position":109,"tag_list":2733,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":111,"first_published_at":112,"release_id":60,"lang":66,"path":60,"alternates":2734,"default_full_slug":114,"translated_slugs":2735,"_stopResolving":75},{"_uid":106,"name":100,"component":85},[],[],[2736,2737,2738],{"path":114,"name":60,"lang":66,"published":60},{"path":114,"name":60,"lang":72,"published":60},{"path":114,"name":60,"lang":74,"published":60},{"name":928,"created_at":2740,"published_at":6,"updated_at":2741,"id":2742,"uuid":2743,"content":2744,"slug":2746,"full_slug":2747,"sort_by_date":60,"position":2748,"tag_list":2749,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2750,"first_published_at":2751,"release_id":60,"lang":66,"path":60,"alternates":2752,"default_full_slug":2753,"translated_slugs":2754,"_stopResolving":75},"2022-10-19T17:57:50.190Z","2026-03-12T10:47:22.784Z",206171403,"ab5734cd-4449-4b9d-89e2-405cc85961a4",{"_uid":2745,"name":928,"component":85},"e9d615d6-b141-48b8-bba8-c990d6cb30cb","notes-de-frais","fr/blog/topic/notes-de-frais",-70,[],"263331e0-32d9-4246-8f97-b931c67c9f0b","2022-11-02T15:24:55.148Z",[],"blog/topic/notes-de-frais",[2755,2756,2757],{"path":2753,"name":60,"lang":66,"published":60},{"path":2753,"name":60,"lang":72,"published":60},{"path":2753,"name":60,"lang":74,"published":60},{"name":2759,"created_at":2760,"published_at":6,"updated_at":2761,"id":2762,"uuid":2763,"content":2764,"slug":2766,"full_slug":2767,"sort_by_date":60,"position":2768,"tag_list":2769,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2770,"first_published_at":2771,"release_id":60,"lang":66,"path":60,"alternates":2772,"default_full_slug":2773,"translated_slugs":2774,"_stopResolving":75},"Outils et astuces","2022-10-19T17:57:59.529Z","2026-03-12T10:47:23.972Z",206171442,"143048bf-f5c7-4056-ab60-ecfd3a730bf3",{"_uid":2765,"name":2759,"component":85},"7acb7442-031d-4c0f-b375-bb5a76b9d3b4","outils-et-astuces","fr/blog/topic/outils-et-astuces",-460,[],"2e3e0832-0204-4734-bdc7-effb516cf20d","2022-11-02T15:24:42.074Z",[],"blog/topic/outils-et-astuces",[2775,2776,2777],{"path":2773,"name":60,"lang":66,"published":60},{"path":2773,"name":60,"lang":72,"published":60},{"path":2773,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":2779,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":2781,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":2782,"default_full_slug":540,"translated_slugs":2783,"_stopResolving":75},{"_uid":526,"icon":2780,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[2784,2785,2786],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[2789],{"_uid":2790,"type":22,"asset":2791,"caption":22,"overlay":2795,"component":552},"cffa237b-3817-471e-87a1-93028ae60471",{"id":2792,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2793,"copyright":22,"fieldtype":27,"meta_data":2794,"is_external_url":28},168574011002053,"https://a.storyblok.com/f/146026/1376x768/b29c3c8d91/invoice-data-extraction.png",{},[],"Dématérialisation des factures : simple obligation légale ou","2026-04-24 00:00","17",[],"Dématérialisation des factures : ce que la réforme 2026 impose aux PME, et comment automatiser traitement, validation et comptabilité.",[],[2803],{"_uid":2804,"items":2805,"heading":1208,"component":614},"30302357-2440-441c-be98-3237518c8de8",[2806,2816,2826,2836,2846],{"_uid":2807,"title":2808,"component":562,"description":2809},"a1952dc0-6780-470c-84e4-bc1cd979ec7d","Que veut dire dématérialisation des factures ?",{"type":51,"content":2810},[2811],{"type":54,"attrs":2812,"content":2813},{"textAlign":60},[2814],{"text":2815,"type":58},"La dématérialisation des factures désigne le remplacement des factures papier par des factures au format électronique structuré (Factur-X, UBL ou CII). Ces formats permettent un traitement automatique par les logiciels comptables, réduisant le coût de traitement de plus de 80 %.",{"_uid":2817,"title":2818,"component":562,"description":2819},"f42fb478-2126-43b7-a753-6a97a84c6082","Quelles sont les dates de la dématérialisation des factures en France ?",{"type":51,"content":2820},[2821],{"type":54,"attrs":2822,"content":2823},{"textAlign":60},[2824],{"text":2825,"type":58},"Les grandes entreprises doivent émettre des factures électroniques dès janvier 2026. Les ETI suivent en septembre 2026. Les PME et micro-entreprises ont jusqu'à septembre 2027. Toutes les entreprises doivent être capables de recevoir des factures électroniques dès janvier 2026.",{"_uid":2827,"title":2828,"component":562,"description":2829},"22252d9a-2064-4fcd-bc5d-950dfb9fba55","Quels outils permettent d'automatiser le traitement et la validation des factures fournisseurs ?",{"type":51,"content":2830},[2831],{"type":54,"attrs":2832,"content":2833},{"textAlign":60},[2834],{"text":2835,"type":58},"Les plateformes de gestion des dépenses avec OCR intégré extraient automatiquement les données des factures avec un taux de précision supérieur à 95 %. Elles proposent des workflows de validation paramétrables par montant, département ou entité, avec approbation mobile et relances automatiques.",{"_uid":2837,"title":2838,"component":562,"description":2839},"db2bd0c0-a6c3-45b2-90c3-205402efcb88","Comment intégrer la facturation électronique à mon logiciel comptable existant ?",{"type":51,"content":2840},[2841],{"type":54,"attrs":2842,"content":2843},{"textAlign":60},[2844],{"text":2845,"type":58},"Choisissez une solution disposant de connecteurs natifs avec votre logiciel (Pennylane, Cegid, Sage). Les données extraites par OCR s'intègrent directement dans votre comptabilité : écritures fournisseurs, TVA, codes analytiques. La synchronisation en temps réel élimine les exports manuels et réduit le délai de clôture de 3 à 5 jours en moyenne.",{"_uid":2847,"title":2848,"component":562,"description":2849},"b38c127d-0e1e-4d86-a77d-d8984b5e1253","Un PDF envoyé par e-mail est-il une facture électronique ?",{"type":51,"content":2850},[2851],{"type":54,"attrs":2852,"content":2853},{"textAlign":60},[2854],{"text":2855,"type":58},"Non. Un PDF classique est une image numérique sans données structurées. Pour être conforme à la réforme, une facture doit utiliser un format structuré (Factur-X, UBL ou CII) et transiter par une plateforme certifiée PA ou le PPF.","dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme","fr/blog/dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme",-1460,[],"35fbaec0-2932-4993-885a-17e4aab1f4cc",[],"blog/dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme",[2864,2865,2866],{"path":2862,"name":60,"lang":66,"published":60},{"path":2862,"name":60,"lang":72,"published":60},{"path":2862,"name":60,"lang":74,"published":60},{"name":2868,"created_at":2869,"published_at":2870,"updated_at":2871,"id":2872,"uuid":2873,"content":2874,"slug":3014,"full_slug":3015,"sort_by_date":60,"position":3016,"tag_list":3017,"is_startpage":28,"parent_id":628,"meta_data":60,"group_id":3018,"first_published_at":2870,"release_id":60,"lang":66,"path":60,"alternates":3019,"default_full_slug":3020,"translated_slugs":3021},"Meilleur logiciel de facturation électronique pour PME en France : comparatif 2026","2026-04-24T10:33:08.655Z","2026-04-30T14:59:22.573Z","2026-04-30T14:59:22.613Z",169317124802528,"e6551efc-0840-4dba-b586-2c64c035fdbd",{"_uid":2875,"title":2868,"topics":2876,"noIndex":28,"category":2933,"language":2942,"component":532,"heroMedia":2943,"metaTitle":2868,"publishedAt":2797,"readingTime":2798,"redirectUrl":22,"listingImage":2949,"metaDescription":2950,"bottomArticleCta":2951,"componentsAfterTheArticle":2952},"3d5946ec-624c-442e-8a59-db4765da3393",[2877,2885,2893,2901,2909,2917,2925],{"name":1077,"created_at":2713,"published_at":6,"updated_at":2714,"id":2715,"uuid":2716,"content":2878,"slug":2719,"full_slug":2720,"sort_by_date":60,"position":2721,"tag_list":2879,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2723,"first_published_at":2724,"release_id":60,"lang":66,"path":60,"alternates":2880,"default_full_slug":2726,"translated_slugs":2881,"_stopResolving":75},{"_uid":2718,"name":1077,"component":85},[],[],[2882,2883,2884],{"path":2726,"name":60,"lang":66,"published":60},{"path":2726,"name":60,"lang":72,"published":60},{"path":2726,"name":60,"lang":74,"published":60},{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":2886,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":2887,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":2888,"default_full_slug":94,"translated_slugs":2889,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[2890,2891,2892],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":2673,"created_at":2674,"published_at":6,"updated_at":2675,"id":2676,"uuid":2677,"content":2894,"slug":2680,"full_slug":2681,"sort_by_date":60,"position":2682,"tag_list":2895,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2684,"first_published_at":2685,"release_id":60,"lang":66,"path":60,"alternates":2896,"default_full_slug":2687,"translated_slugs":2897,"_stopResolving":75},{"_uid":2679,"name":2673,"component":85},[],[],[2898,2899,2900],{"path":2687,"name":60,"lang":66,"published":60},{"path":2687,"name":60,"lang":72,"published":60},{"path":2687,"name":60,"lang":74,"published":60},{"name":100,"created_at":101,"published_at":6,"updated_at":102,"id":103,"uuid":104,"content":2902,"slug":107,"full_slug":108,"sort_by_date":60,"position":109,"tag_list":2903,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":111,"first_published_at":112,"release_id":60,"lang":66,"path":60,"alternates":2904,"default_full_slug":114,"translated_slugs":2905,"_stopResolving":75},{"_uid":106,"name":100,"component":85},[],[],[2906,2907,2908],{"path":114,"name":60,"lang":66,"published":60},{"path":114,"name":60,"lang":72,"published":60},{"path":114,"name":60,"lang":74,"published":60},{"name":928,"created_at":2740,"published_at":6,"updated_at":2741,"id":2742,"uuid":2743,"content":2910,"slug":2746,"full_slug":2747,"sort_by_date":60,"position":2748,"tag_list":2911,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2750,"first_published_at":2751,"release_id":60,"lang":66,"path":60,"alternates":2912,"default_full_slug":2753,"translated_slugs":2913,"_stopResolving":75},{"_uid":2745,"name":928,"component":85},[],[],[2914,2915,2916],{"path":2753,"name":60,"lang":66,"published":60},{"path":2753,"name":60,"lang":72,"published":60},{"path":2753,"name":60,"lang":74,"published":60},{"name":2759,"created_at":2760,"published_at":6,"updated_at":2761,"id":2762,"uuid":2763,"content":2918,"slug":2766,"full_slug":2767,"sort_by_date":60,"position":2768,"tag_list":2919,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2770,"first_published_at":2771,"release_id":60,"lang":66,"path":60,"alternates":2920,"default_full_slug":2773,"translated_slugs":2921,"_stopResolving":75},{"_uid":2765,"name":2759,"component":85},[],[],[2922,2923,2924],{"path":2773,"name":60,"lang":66,"published":60},{"path":2773,"name":60,"lang":72,"published":60},{"path":2773,"name":60,"lang":74,"published":60},{"name":2654,"created_at":2655,"published_at":6,"updated_at":2656,"id":2657,"uuid":2658,"content":2926,"slug":510,"full_slug":2661,"sort_by_date":60,"position":2662,"tag_list":2927,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2664,"first_published_at":2665,"release_id":60,"lang":66,"path":60,"alternates":2928,"default_full_slug":2667,"translated_slugs":2929,"_stopResolving":75},{"_uid":2660,"name":2654,"component":85},[],[],[2930,2931,2932],{"path":2667,"name":60,"lang":66,"published":60},{"path":2667,"name":60,"lang":72,"published":60},{"path":2667,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":2934,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":2936,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":2937,"default_full_slug":540,"translated_slugs":2938,"_stopResolving":75},{"_uid":526,"icon":2935,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[2939,2940,2941],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[2944],{"_uid":2945,"type":22,"asset":2946,"caption":22,"overlay":2948,"component":552},"76c6e6ff-9327-4523-aca0-1658177554a8",{"id":2550,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":2551,"copyright":22,"fieldtype":27,"meta_data":2947,"is_external_url":28},{},[],[],"Comparez les meilleurs logiciels de facturation électronique pour PME françaises dans ce guide 2026 : Factur-X, Plateforme Agréée (PA), DGFiP, Spendesk, Qonto.",[],[2953],{"_uid":2954,"items":2955,"heading":1208,"component":614},"be5d598c-d1d0-493d-84ba-54cdbcce139b",[2956,2966,2976,2986,3004],{"_uid":2957,"title":2958,"component":562,"description":2959},"e628a883-0f56-47f9-a5d1-f4c641796603","Quel est le meilleur logiciel de facturation électronique pour une PME de 50 à 250 salariés en France ?",{"type":51,"content":2960},[2961],{"type":54,"attrs":2962,"content":2963},{"textAlign":60},[2964],{"text":2965,"type":58},"Le choix dépend de la complexité de vos flux. Pour plus de 50 factures fournisseurs par mois avec des workflows d’approbation multi-niveaux, une plateforme comme Spendesk (ACPR n. 17518) couvre le cycle complet procure-to-pay.",{"_uid":2967,"title":2968,"component":562,"description":2969},"5d495a8e-875e-4bbf-889d-252c201cc74f","Quelle est la différence entre Factur-X et UBL ?",{"type":51,"content":2970},[2971],{"type":54,"attrs":2972,"content":2973},{"textAlign":60},[2974],{"text":2975,"type":58},"Factur-X est un format hybride PDF/XML lisible par les équipes comptables. UBL est un format purement XML utilisé dans les échanges B2G et inter-entreprises européens. Pour les PME françaises, Factur-X est recommandé.",{"_uid":2977,"title":2978,"component":562,"description":2979},"5cbb378c-42b3-44e8-a0ea-92c0d17183b0","Une PME est-elle obligée de passer par une plateforme de dématérialisation partenaire ?",{"type":51,"content":2980},[2981],{"type":54,"attrs":2982,"content":2983},{"textAlign":60},[2984],{"text":2985,"type":58},"Non, le PPF gratuit suffit pour les structures avec moins de 50 factures par mois et sans ERP. Au-delà, une PA offre des connecteurs natifs et une automatisation que le PPF ne propose pas.",{"_uid":2987,"title":2988,"component":562,"description":2989},"b36eaed4-2356-4a09-a28e-3678b787ef07","La plateforme Spendesk propose-t-elle la facturation électronique ?",{"type":51,"content":2990},[2991],{"type":54,"attrs":2992,"content":2993},{"textAlign":60},[2994,2996,3002],{"text":2995,"type":58},"Oui. Spendesk est une plateforme de gestion des dépenses avec ",{"text":2997,"type":58,"marks":2998},"automatisation comptable",[2999],{"type":129,"attrs":3000},{"href":3001,"uuid":60,"anchor":60,"target":1557,"linktype":31},"https://www.spendesk.com/fr/platform/accounting-automation/",{"text":3003,"type":58},", workflows configurables et gestion multi-entités pour les PME de 50 à 250 salariés.",{"_uid":3005,"title":3006,"component":562,"description":3007},"187636e2-e793-4e8c-b80e-cd6397c5caf2","À quelle date la facturation électronique devient-elle obligatoire pour les PME françaises ?",{"type":51,"content":3008},[3009],{"type":54,"attrs":3010,"content":3011},{"textAlign":60},[3012],{"text":3013,"type":58},"Les grandes entreprises et ETI doivent émettre des factures électroniques à partir de septembre 2026. Toutes les entreprises, y compris les PME et TPE, doivent être conformes pour l’émission et la réception en septembre 2027.","meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026","fr/blog/meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026",-1450,[],"96b0e0f5-7367-48a2-9566-be9723401bfc",[],"blog/meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026",[3022,3023,3024],{"path":3020,"name":60,"lang":66,"published":60},{"path":3020,"name":60,"lang":72,"published":60},{"path":3020,"name":60,"lang":74,"published":60},{"name":3026,"created_at":3027,"published_at":3028,"updated_at":3029,"id":3030,"uuid":3031,"content":3032,"slug":3086,"full_slug":3087,"sort_by_date":60,"position":3088,"tag_list":3089,"is_startpage":28,"parent_id":628,"meta_data":60,"group_id":3090,"first_published_at":3028,"release_id":60,"lang":66,"path":60,"alternates":3091,"default_full_slug":3092,"translated_slugs":3093},"Gérer plusieurs devises : comment protéger votre trésorerie de la volatilité des taux de change","2026-04-22T09:04:20.563Z","2026-04-23T07:42:42.679Z","2026-04-29T09:52:09.917Z",168587512128489,"d2a99db4-a647-44d4-8447-ef5b5de118ba",{"_uid":3033,"title":3026,"topics":3034,"noIndex":28,"category":3063,"language":3072,"component":532,"heroMedia":3073,"publishedAt":3081,"redirectUrl":22,"listingImage":3082,"metaDescription":3083,"bottomArticleCta":3084,"componentsAfterTheArticle":3085},"8b576ce9-2979-4374-b930-8a194562150b",[3035,3043],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":3036,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":3037,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":3038,"default_full_slug":94,"translated_slugs":3039,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[3040,3041,3042],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":3044,"created_at":3045,"published_at":6,"updated_at":3046,"id":3047,"uuid":3048,"content":3049,"slug":3051,"full_slug":3052,"sort_by_date":60,"position":3053,"tag_list":3054,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":3055,"first_published_at":3056,"release_id":60,"lang":66,"path":60,"alternates":3057,"default_full_slug":3058,"translated_slugs":3059,"_stopResolving":75},"Tendances","2022-10-19T17:57:54.755Z","2026-03-12T10:47:23.305Z",206171420,"c0fff9bc-28bd-40d1-a075-96d63aec83c8",{"_uid":3050,"name":3044,"component":85},"01198365-d840-484a-913e-23d34f966269","tendances","fr/blog/topic/tendances",-240,[],"93bcd96b-1759-4cf6-9cdf-680920ecb67a","2022-11-02T15:24:49.456Z",[],"blog/topic/tendances",[3060,3061,3062],{"path":3058,"name":60,"lang":66,"published":60},{"path":3058,"name":60,"lang":72,"published":60},{"path":3058,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":3064,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":3066,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":3067,"default_full_slug":540,"translated_slugs":3068,"_stopResolving":75},{"_uid":526,"icon":3065,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3069,3070,3071],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[3074],{"_uid":3075,"type":22,"asset":3076,"caption":22,"overlay":3080,"component":552},"431dcf92-cce9-4713-91f3-18baef972167",{"id":3077,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3078,"copyright":22,"fieldtype":27,"meta_data":3079,"is_external_url":28},168592676722147,"https://a.storyblok.com/f/146026/1376x768/6d5d8f6e97/gerer-plusieurs-devises.png",{},[],"2026-04-22 09:04",[],"Contrats à terme, options, couverture naturelle : découvrez comment les PME et ETI françaises protègent leurs marges face à la volatilité des changes.",[],[],"volatilite-des-changes-protection-tresorerie","fr/blog/volatilite-des-changes-protection-tresorerie",-1410,[],"b766ee43-cf48-423f-93f6-efd6c49ff646",[],"blog/volatilite-des-changes-protection-tresorerie",[3094,3095,3096],{"path":3092,"name":60,"lang":66,"published":60},{"path":3092,"name":60,"lang":72,"published":60},{"path":3092,"name":60,"lang":74,"published":60},{"name":3098,"created_at":3099,"published_at":3100,"updated_at":3101,"id":3102,"uuid":3103,"content":3104,"slug":3146,"full_slug":3147,"sort_by_date":60,"position":3148,"tag_list":3149,"is_startpage":28,"parent_id":628,"meta_data":60,"group_id":3150,"first_published_at":3151,"release_id":60,"lang":66,"path":60,"alternates":3152,"default_full_slug":3153,"translated_slugs":3154},"Rapprochement bancaire automatique : comment choisir le meilleur logiciel","2026-04-22T09:04:09.692Z","2026-05-21T09:10:24.275Z","2026-05-21T09:10:24.310Z",168587467596774,"aa09b795-b8b9-44f9-9563-f7b34f50e06c",{"_uid":3105,"title":3098,"topics":3106,"noIndex":28,"category":3123,"language":3132,"component":532,"heroMedia":3133,"publishedAt":3141,"redirectUrl":22,"listingImage":3142,"metaDescription":3143,"bottomArticleCta":3144,"componentsAfterTheArticle":3145},"c256ed80-b2eb-4676-a549-52d212ec4cfc",[3107,3115],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":3108,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":3109,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":3110,"default_full_slug":94,"translated_slugs":3111,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[3112,3113,3114],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":100,"created_at":101,"published_at":6,"updated_at":102,"id":103,"uuid":104,"content":3116,"slug":107,"full_slug":108,"sort_by_date":60,"position":109,"tag_list":3117,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":111,"first_published_at":112,"release_id":60,"lang":66,"path":60,"alternates":3118,"default_full_slug":114,"translated_slugs":3119,"_stopResolving":75},{"_uid":106,"name":100,"component":85},[],[],[3120,3121,3122],{"path":114,"name":60,"lang":66,"published":60},{"path":114,"name":60,"lang":72,"published":60},{"path":114,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":3124,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":3126,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":3127,"default_full_slug":540,"translated_slugs":3128,"_stopResolving":75},{"_uid":526,"icon":3125,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3129,3130,3131],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[3134],{"_uid":3135,"type":22,"asset":3136,"caption":22,"overlay":3140,"component":552},"dec0b887-6b73-4a34-aa6b-f0f50d652b10",{"id":3137,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3138,"copyright":22,"fieldtype":27,"meta_data":3139,"is_external_url":28},168579029691908,"https://a.storyblok.com/f/146026/1376x768/6021a44ebe/gl-codes.png",{},[],"2026-04-22 15:06",[],"Critères clés pour choisir un logiciel de rapprochement bancaire automatique : connexion DSP2, moteur de réconciliation, conformité FEC et intégration comptable.",[],[],"reconciliation-des-comptes-logiciel-rapprochement-bancaire","fr/blog/reconciliation-des-comptes-logiciel-rapprochement-bancaire",-1400,[],"141538ad-d273-404b-af0c-cb87e6591b6b","2026-04-23T07:33:47.323Z",[],"blog/reconciliation-des-comptes-logiciel-rapprochement-bancaire",[3155,3156,3157],{"path":3153,"name":60,"lang":66,"published":60},{"path":3153,"name":60,"lang":72,"published":60},{"path":3153,"name":60,"lang":74,"published":60},{"name":3159,"created_at":3160,"published_at":6,"updated_at":3161,"id":3162,"uuid":3163,"content":3164,"slug":3268,"full_slug":3269,"sort_by_date":60,"position":3270,"tag_list":3271,"is_startpage":28,"parent_id":628,"meta_data":60,"group_id":3272,"first_published_at":3273,"release_id":60,"lang":66,"path":60,"alternates":3274,"default_full_slug":3275,"translated_slugs":3276},"Comptabilisation frais de formation","2025-03-18T14:54:51.528Z","2026-03-12T10:48:05.639Z",641938837,"35bdb7ff-cc6c-45b8-84c7-dc67ca9a791d",{"_uid":3165,"title":3166,"topics":3167,"category":3184,"language":3193,"component":532,"heroMedia":3194,"publishedAt":3202,"redirectUrl":22,"listingImage":3203,"metaDescription":22,"componentsAfterTheArticle":3204},"edd6fd10-0a83-4a7d-8a8f-41ba0d06ae52","Comptabilisation des frais de formation : règles et bonnes pratiques ",[3168,3176],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":3169,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":3170,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":3171,"default_full_slug":94,"translated_slugs":3172,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[3173,3174,3175],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":100,"created_at":101,"published_at":6,"updated_at":102,"id":103,"uuid":104,"content":3177,"slug":107,"full_slug":108,"sort_by_date":60,"position":109,"tag_list":3178,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":111,"first_published_at":112,"release_id":60,"lang":66,"path":60,"alternates":3179,"default_full_slug":114,"translated_slugs":3180,"_stopResolving":75},{"_uid":106,"name":100,"component":85},[],[],[3181,3182,3183],{"path":114,"name":60,"lang":66,"published":60},{"path":114,"name":60,"lang":72,"published":60},{"path":114,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":3185,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":3187,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":3188,"default_full_slug":540,"translated_slugs":3189,"_stopResolving":75},{"_uid":526,"icon":3186,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3190,3191,3192],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[3195],{"_uid":3196,"type":22,"asset":3197,"caption":22,"overlay":3201,"component":552},"113d09cd-1cf3-4b19-a685-782866471dd3",{"id":3198,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3199,"copyright":22,"fieldtype":27,"meta_data":3200,"is_external_url":28},21429519,"https://a.storyblok.com/f/146026/1020x680/58a2d0bc17/blog_visual_calculator_comptabilite-frais-formation.png",{},[],"2025-03-18 00:00",[],[3205],{"_uid":3206,"items":3207,"heading":3244,"reverse":28,"component":614,"sectionSettings":3262},"1026f571-74ff-4c35-bba8-9bd06a608c3e",[3208,3217,3226,3235],{"_uid":3209,"title":3210,"component":562,"description":3211},"2d6e8e6c-5ab6-4b9a-bbb0-53c950739e3f","Comment comptabiliser les frais de formation ?",{"type":51,"content":3212},[3213],{"type":54,"content":3214},[3215],{"text":3216,"type":58},"Spendesk permet d'enregistrer les frais de formation comme une charge d'exploitation (compte 645) en associant automatiquement chaque dépense à une catégorie comptable, en attachant les justificatifs numériques et en exportant les écritures vers les logiciels comptables tels que Sage, QuickBooks ou Xero. La fonctionnalité de règles automatiques accélère la réconciliation et le lettrage comptable.",{"_uid":3218,"title":3219,"component":562,"description":3220},"48bed07a-c966-49aa-8a49-995222fd3a69","Comment imputer les frais de formation à un centre de coût ou un projet ?",{"type":51,"content":3221},[3222],{"type":54,"content":3223},[3224],{"text":3225,"type":58},"Spendesk permet d’imputer les frais de formation par centre de coût grâce aux champs personnalisés, aux règles d’affectation et aux tags de transaction; chaque dépense peut être automatiquement affectée à un projet ou un centre, facilitant le reporting budgétaire et la ventilation des coûts pour les équipes finance et RH.",{"_uid":3227,"title":3228,"component":562,"description":3229},"c392a7d6-140d-4716-afbf-08862b295a5f","Comment gérer les justificatifs et les remboursements des frais de formation ?",{"type":51,"content":3230},[3231],{"type":54,"content":3232},[3233],{"text":3234,"type":58},"Spendesk centralise les justificatifs de frais de formation en permettant le téléchargement de reçus, la capture mobile des pièces et l’association automatique aux transactions générées par cartes virtuelles ou virements; les workflows d’approbation configurables accélèrent les remboursements et conservent un audit trail complet pour la conformité et les contrôles internes.",{"_uid":3236,"title":3237,"component":562,"description":3238},"7308f550-feea-48a5-a4da-9fa41ba897b5","Comment automatiser l'export comptable des frais de formation vers mon logiciel de comptabilité ?",{"type":51,"content":3239},[3240],{"type":54,"content":3241},[3242],{"text":3243,"type":58},"Spendesk automatise l’export des opérations liées aux frais de formation vers les logiciels comptables via des exports CSV et des intégrations natives (Sage, QuickBooks, Xero), en incluant les justificatifs numérisés et les codes analytiques; cela réduit les saisies manuelles, accélère la clôture et assure la traçabilité des écritures.",[3245],{"cta":3246,"_uid":3247,"title":3248,"eyebrow":3255,"subtitle":3258,"component":193,"textAlign":22,"sectionSettings":3261,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"b1bb98c5-546a-4296-983c-e83c4e99c1f8",{"type":51,"content":3249},[3250],{"type":193,"attrs":3251,"content":3252},{"level":195},[3253],{"text":3254,"type":58},"Comptabilisation Frais De Formation — FAQ",{"type":51,"content":3256},[3257],{"type":54},{"type":51,"content":3259},[3260],{"type":54},[],[3263],{"_uid":3264,"hide":28,"theme":618,"anchorId":22,"component":619,"spacingTop":22,"hideOnDevices":3265,"spacingBottom":22,"floatingImages":3266,"variableOverrides":3267},"3083d08a-d31e-4f76-a29f-070f6ac56b1f",[],[],[],"comptabilisation-frais-de-formation","fr/blog/comptabilisation-frais-de-formation",-750,[],"7178f5ac-03d7-4457-8c8f-66667f900d3c","2025-03-18T16:46:35.419Z",[],"blog/comptabilisation-frais-de-formation",[3277,3278,3279],{"path":3275,"name":60,"lang":66,"published":60},{"path":3275,"name":60,"lang":72,"published":60},{"path":3275,"name":60,"lang":74,"published":60},{"name":3281,"created_at":3282,"published_at":6,"updated_at":3283,"id":3284,"uuid":3285,"content":3286,"slug":3388,"full_slug":3389,"sort_by_date":60,"position":3390,"tag_list":3391,"is_startpage":28,"parent_id":628,"meta_data":60,"group_id":3392,"first_published_at":3393,"release_id":60,"lang":66,"path":60,"alternates":3394,"default_full_slug":3395,"translated_slugs":3396},"Calcul des charges fixes: méthode simple, exemples et formules","2025-09-16T08:29:17.831Z","2026-03-12T10:48:07.472Z",91429920114985,"307bd052-9a0f-4ace-ae3a-6b01504e3541",{"_uid":3165,"title":3281,"topics":3287,"noIndex":28,"category":3304,"language":3313,"component":532,"heroMedia":3314,"publishedAt":3321,"redirectUrl":22,"listingImage":3322,"metaDescription":3323,"componentsAfterTheArticle":3324},[3288,3296],{"name":2759,"created_at":2760,"published_at":6,"updated_at":2761,"id":2762,"uuid":2763,"content":3289,"slug":2766,"full_slug":2767,"sort_by_date":60,"position":2768,"tag_list":3290,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2770,"first_published_at":2771,"release_id":60,"lang":66,"path":60,"alternates":3291,"default_full_slug":2773,"translated_slugs":3292,"_stopResolving":75},{"_uid":2765,"name":2759,"component":85},[],[],[3293,3294,3295],{"path":2773,"name":60,"lang":66,"published":60},{"path":2773,"name":60,"lang":72,"published":60},{"path":2773,"name":60,"lang":74,"published":60},{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":3297,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":3298,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":3299,"default_full_slug":94,"translated_slugs":3300,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[3301,3302,3303],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":3305,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":3307,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":3308,"default_full_slug":540,"translated_slugs":3309,"_stopResolving":75},{"_uid":526,"icon":3306,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3310,3311,3312],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[3315],{"_uid":3196,"type":22,"asset":3316,"caption":22,"overlay":3320,"component":552},{"id":3317,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3318,"copyright":22,"fieldtype":27,"meta_data":3319,"is_external_url":28},91430896211379,"https://a.storyblok.com/f/146026/1020x680/942c3fc4b9/blog_visual_calculator_3-calcul-charge-fixe.png",{},[],"2025-09-16 00:00",[],"Calcul charge fixe : définition claire, méthode, exemples et FAQ pour séparer fixe/variable, calculer le coût unitaire et le point mort.",[3325],{"_uid":3326,"items":3327,"heading":3364,"reverse":28,"component":614,"sectionSettings":3382},"49ac35e7-b3e7-49ca-a6af-2238497a7239",[3328,3337,3346,3355],{"_uid":3329,"title":3330,"component":562,"description":3331},"20c86aec-fdad-485d-9032-fa9ad972b167","Comment calculer les charges fixes d'une entreprise ?",{"type":51,"content":3332},[3333],{"type":54,"content":3334},[3335],{"text":3336,"type":58},"Pour calculer les charges fixes d'une entreprise, additionnez tous les coûts récurrents mensuels (loyer, salaires, abonnements, assurances) puis obtenez un montant mensuel moyen. Spendesk facilite ce calcul grâce à des rapports centralisés et des tableaux de bord en temps réel qui classent automatiquement dépenses récurrentes et abonnements pour identifier les charges fixes.",{"_uid":3338,"title":3339,"component":562,"description":3340},"cbb1d6e3-9f64-402d-a06f-90f775e72b40","Quelles dépenses sont considérées comme charges fixes ?",{"type":51,"content":3341},[3342],{"type":54,"content":3343},[3344],{"text":3345,"type":58},"Les charges fixes comprennent le loyer, les salaires permanents, les abonnements logiciels, les assurances et les frais de leasing, car elles ne varient pas directement avec l'activité. Spendesk permet d'étiqueter et suivre ces catégories via des règles de catégorisation et des cartes virtuelles dédiées pour séparer les charges fixes des dépenses variables.",{"_uid":3347,"title":3348,"component":562,"description":3349},"3450afb6-e6d7-42d9-8b9d-c5adbf237cea","Comment intégrer les charges fixes dans mon budget mensuel ?",{"type":51,"content":3350},[3351],{"type":54,"content":3352},[3353],{"text":3354,"type":58},"Pour intégrer les charges fixes dans un budget mensuel, créez une ligne budgétaire distincte pour chaque type de charge et affectez-y le montant mensuel prévu. Spendesk centralise les prévisions et budgets via des espaces budgétaires et des alertes d'approbation, permettant de verrouiller des enveloppes budgétaires pour charges fixes et prévenir les dépassements.",{"_uid":3356,"title":3357,"component":562,"description":3358},"39c27af5-be7b-4481-933c-514ea354d55c","Comment Spendesk aide-t-il à suivre les abonnements et charges récurrentes ?",{"type":51,"content":3359},[3360],{"type":54,"content":3361},[3362],{"text":3363,"type":58},"Spendesk identifie automatiquement les abonnements et charges récurrentes grâce à la reconnaissance des transactions et aux règles d'étiquetage, réduisant le temps de rapprochement et optimisant la trésorerie. Spendesk combine cartes virtuelles, workflows d'approbation et rapports récurrents pour offrir une visibilité claire sur les charges fixes et faciliter leur pilotage.",[3365],{"cta":3366,"_uid":3367,"title":3368,"eyebrow":3375,"subtitle":3378,"component":193,"textAlign":22,"sectionSettings":3381,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"0b2e5e00-f459-4bef-803b-402a77381ae5",{"type":51,"content":3369},[3370],{"type":193,"attrs":3371,"content":3372},{"level":195},[3373],{"text":3374,"type":58},"Calcul Charges Fixes — FAQ",{"type":51,"content":3376},[3377],{"type":54},{"type":51,"content":3379},[3380],{"type":54},[],[3383],{"_uid":3384,"hide":28,"theme":618,"anchorId":22,"component":619,"spacingTop":22,"hideOnDevices":3385,"spacingBottom":22,"floatingImages":3386,"variableOverrides":3387},"75cc6f3c-3329-417b-9143-1f6a4e97b15f",[],[],[],"calcul-charges-fixes","fr/blog/calcul-charges-fixes",-680,[],"9afd9419-ec17-4b74-9a53-c7a29e6260ad","2025-09-16T09:31:03.738Z",[],"blog/calcul-charges-fixes",[3397,3398,3399],{"path":3395,"name":60,"lang":66,"published":60},{"path":3395,"name":60,"lang":72,"published":60},{"path":3395,"name":60,"lang":74,"published":60},{"name":3401,"created_at":3402,"published_at":6,"updated_at":3403,"id":3404,"uuid":3405,"content":3406,"slug":3501,"full_slug":3502,"sort_by_date":60,"position":3503,"tag_list":3504,"is_startpage":28,"parent_id":628,"meta_data":60,"group_id":3505,"first_published_at":3506,"release_id":60,"lang":66,"path":60,"alternates":3507,"default_full_slug":3508,"translated_slugs":3509},"Seuil de rentabilité","2025-08-13T15:57:17.261Z","2026-03-12T10:48:07.087Z",79507608651279,"88301710-aabd-4595-9dc6-adb5ef9fab76",{"_uid":3165,"title":3407,"topics":3408,"noIndex":28,"category":3417,"language":3426,"component":532,"heroMedia":3427,"publishedAt":3434,"redirectUrl":22,"listingImage":3435,"metaDescription":3436,"componentsAfterTheArticle":3437},"Seuil de rentabilité : définition, formules et calcul pas à pas",[3409],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":3410,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":3411,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":3412,"default_full_slug":94,"translated_slugs":3413,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[3414,3415,3416],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":3418,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":3420,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":3421,"default_full_slug":540,"translated_slugs":3422,"_stopResolving":75},{"_uid":526,"icon":3419,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3423,3424,3425],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[3428],{"_uid":3196,"type":22,"asset":3429,"caption":22,"overlay":3433,"component":552},{"id":3430,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3431,"copyright":22,"fieldtype":27,"meta_data":3432,"is_external_url":28},79507913448228,"https://a.storyblok.com/f/146026/1020x680/1f886532f9/blog_visual_bill_seuil-de-rentabilite.png",{},[],"2025-08-13 00:00",[],"Seuil de rentabilité: définition, formules (MCV, SR valeur/volume), calcul pas à pas, interprétation managériale et erreurs à éviter. Point mort expliqué.\n",[3438],{"_uid":3439,"items":3440,"heading":3477,"reverse":28,"component":614,"sectionSettings":3495},"1e9b4e37-cd4a-4820-a1d4-74065b3bd019",[3441,3450,3459,3468],{"_uid":3442,"title":3443,"component":562,"description":3444},"a8f4ffc9-4856-450f-9822-3151828421ed","Comment calculer le seuil de rentabilité pour mon entreprise ?",{"type":51,"content":3445},[3446],{"type":54,"content":3447},[3448],{"text":3449,"type":58},"Spendesk facilite le calcul du seuil de rentabilité en centralisant les coûts fixes et variables et en automatisant les rapports de dépenses. Spendesk importe factures et abonnements, regroupe les dépenses par catégorie via cartes virtuelles et fournit des rapports en temps réel pour déterminer le chiffre d'affaires nécessaire pour couvrir les coûts.",{"_uid":3451,"title":3452,"component":562,"description":3453},"8e3017c5-3caa-4619-9ad8-fc8809785718","Quelles données sont nécessaires pour déterminer le seuil de rentabilité ?",{"type":51,"content":3454},[3455],{"type":54,"content":3456},[3457],{"text":3458,"type":58},"Spendesk centralise les données nécessaires au calcul du seuil de rentabilité en regroupant factures fournisseurs, salaires, abonnements et achats par cartes virtuelles. Spendesk associe ces dépenses à des catégories et centres de coûts, puis génère des rapports exportables pour obtenir le total des coûts fixes et variables requis au calcul.",{"_uid":3460,"title":3461,"component":562,"description":3462},"fe95ba7f-3648-44d2-8571-72f194c974e9","Comment Spendesk aide-t-il à réduire le temps pour atteindre le seuil de rentabilité ?",{"type":51,"content":3463},[3464],{"type":54,"content":3465},[3466],{"text":3467,"type":58},"Spendesk accélère l'atteinte du seuil de rentabilité en contrôlant les dépenses grâce à des budgets, flux d'approbation et cartes virtuelles à limites définies. Spendesk automatise les rapprochements et fournit des tableaux de bord pour identifier économies et optimisations qui augmentent la marge opérationnelle.",{"_uid":3469,"title":3470,"component":562,"description":3471},"7a3d5db6-c5ea-417e-a9f4-d0214ad2791d","Peut-on suivre le seuil de rentabilité par projet ou centre de coût avec Spendesk ?",{"type":51,"content":3472},[3473],{"type":54,"content":3474},[3475],{"text":3476,"type":58},"Spendesk permet de suivre le seuil de rentabilité par projet ou centre de coût en utilisant des tags, budgets dédiés et rapports segmentés. Spendesk relie chaque dépense à un centre de coût, offre des vues par projet et exporte des données pour intégrer le calcul du point mort dans l'ERP ou la comptabilité.",[3478],{"cta":3479,"_uid":3480,"title":3481,"eyebrow":3488,"subtitle":3491,"component":193,"textAlign":22,"sectionSettings":3494,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"18c808f7-913a-4c47-81df-a932e1dd0256",{"type":51,"content":3482},[3483],{"type":193,"attrs":3484,"content":3485},{"level":195},[3486],{"text":3487,"type":58},"Seuil De Rentabilite — FAQ",{"type":51,"content":3489},[3490],{"type":54},{"type":51,"content":3492},[3493],{"type":54},[],[3496],{"_uid":3497,"hide":28,"theme":618,"anchorId":22,"component":619,"spacingTop":22,"hideOnDevices":3498,"spacingBottom":22,"floatingImages":3499,"variableOverrides":3500},"c74f08dd-ea1a-4f60-ae4e-78c9f560493e",[],[],[],"seuil-de-rentabilite","fr/blog/seuil-de-rentabilite",-640,[],"74631cd2-13c8-458f-8442-45d456edbd55","2025-08-13T16:04:46.215Z",[],"blog/seuil-de-rentabilite",[3510,3511,3512],{"path":3508,"name":60,"lang":66,"published":60},{"path":3508,"name":60,"lang":72,"published":60},{"path":3508,"name":60,"lang":74,"published":60},{"name":3514,"created_at":3515,"published_at":3516,"updated_at":3517,"id":3518,"uuid":3519,"content":3520,"slug":3701,"full_slug":3702,"sort_by_date":60,"position":3703,"tag_list":3704,"is_startpage":28,"parent_id":60,"meta_data":60,"group_id":3705,"first_published_at":3516,"release_id":60,"lang":66,"path":60,"alternates":3706,"default_full_slug":3701,"translated_slugs":3707},"Forfait télétravail 2026 : les nouveaux plafonds URSSAF et comment éviter un redressement sur vos notes de frais","2026-06-19T15:07:32.347Z","2026-06-19T16:40:37.010Z","2026-06-19T16:40:37.037Z",189202646443487,"37a938ea-312c-4930-a7ae-219760e90ba7",{"_uid":3521,"title":3514,"topics":3522,"noIndex":28,"category":3531,"language":3540,"component":532,"heroMedia":3541,"publishedAt":3548,"redirectUrl":22,"listingImage":3549,"metaDescription":3550,"bottomArticleCta":3551,"componentsAfterTheArticle":3552},"a21ced3f-ad95-4a51-bd34-cd196605cfa8",[3523],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":3524,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":3525,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":3526,"default_full_slug":94,"translated_slugs":3527,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[3528,3529,3530],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":3532,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":3534,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":3535,"default_full_slug":540,"translated_slugs":3536,"_stopResolving":75},{"_uid":526,"icon":3533,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3537,3538,3539],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[3542],{"_uid":3543,"asset":3544,"caption":22,"component":552},"cf069955-251c-42ff-be11-8c6a84e327a6",{"id":3545,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3546,"copyright":22,"fieldtype":27,"meta_data":3547,"is_external_url":28},158245974883447,"https://a.storyblok.com/f/146026/1536x1024/8948f0bc7b/bookkeping-automation.png",{},"2026-06-19 00:00",[],"Plafonds URSSAF 2026 du forfait télétravail (2,70 EUR/jour, 59,40 EUR/mois), choix forfait vs réel et checklist pour éviter un redressement sur vos notes de frais.",[],[3553],{"cta":3554,"_uid":3555,"items":3556,"heading":3678,"reverse":28,"component":614,"sectionSettings":3700},[],"19947d91-a350-4fe1-927d-9269942c3e4b",[3557,3579,3607,3628,3650],{"_uid":3558,"hide":28,"title":3559,"component":562,"description":3560},"e154ce94-14ca-49e8-a1cf-7d6d355fe343","Comment paramétrer le remboursement des frais de télétravail dans les notes de frais ?",{"type":51,"content":3561},[3562],{"type":54,"attrs":3563,"content":3564},{"textAlign":60},[3565,3567,3571,3573,3577],{"text":3566,"type":58},"Créez une ",{"text":3568,"type":58,"marks":3569},"catégorie dédiée",[3570],{"type":226},{"text":3572,"type":58}," avec un plafond journalier aligné sur le barème URSSAF (2,70 € ou 3,30 €), automatisez le contrôle pour bloquer les dépassements avant validation, et ",{"text":3574,"type":58,"marks":3575},"archivez numériquement",[3576],{"type":226},{"text":3578,"type":58}," chaque justificatif avec horodatage.",{"_uid":3580,"hide":28,"title":3581,"component":562,"description":3582},"d804166c-afb5-41a4-90ea-2627fbae7b57","Quels justificatifs conserver pour l'indemnité télétravail en cas de contrôle ?",{"type":51,"content":3583},[3584],{"type":54,"attrs":3585,"content":3586},{"textAlign":60},[3587,3589,3593,3595,3599,3601,3605],{"text":3588,"type":58},"L'accord ou la charte télétravail, le ",{"text":3590,"type":58,"marks":3591},"relevé mensuel des jours par salarié",[3592],{"type":226},{"text":3594,"type":58},", les bulletins de paie, et les factures ventilées si vous optez pour le réel. Conservation minimale : ",{"text":3596,"type":58,"marks":3597},"six ans",[3598],{"type":226},{"text":3600,"type":58}," (comptabilité), ",{"text":3602,"type":58,"marks":3603},"dix ans",[3604],{"type":226},{"text":3606,"type":58}," (sociétés commerciales).",{"_uid":3608,"hide":28,"title":3609,"component":562,"description":3610},"b6608554-f24c-483a-9683-b389890891d8","Forfait ou frais réel télétravail : lequel choisir ?",{"type":51,"content":3611},[3612],{"type":54,"attrs":3613,"content":3614},{"textAlign":60},[3615,3616,3620,3622,3626],{"text":221,"type":58},{"text":3617,"type":58,"marks":3618},"forfait teletravail",[3619],{"type":226},{"text":3621,"type":58}," convient à la majorité des entreprises : exonération automatique dans les limites (59,40 € par mois sans accord), aucun justificatif à collecter. Le réel se justifie uniquement pour les salariés en ",{"text":3623,"type":58,"marks":3624},"télétravail complet",[3625],{"type":226},{"text":3627,"type":58}," dont les dépenses mensuelles dépassent significativement le plafond forfaitaire.",{"_uid":3629,"hide":28,"title":3630,"component":562,"description":3631},"bbf6586d-d673-4dae-a8f9-05dc09188be9","Comment éviter un redressement URSSAF sur les indemnités de télétravail ?",{"type":51,"content":3632},[3633],{"type":54,"attrs":3634,"content":3635},{"textAlign":60},[3636,3638,3642,3644,3648],{"text":3637,"type":58},"Respectez les plafonds 2026 (",{"text":3639,"type":58,"marks":3640},"2,70 € par jour sans accord, 3,30 € avec",[3641],{"type":226},{"text":3643,"type":58},"), documentez les jours télétravaillés par salarié et par mois, et distinguez clairement l'allocation forfaitaire de l'indemnité d'occupation sur le bulletin de paie. La ",{"text":3645,"type":58,"marks":3646},"prescription triennale",[3647],{"type":226},{"text":3649,"type":58}," signifie que l'URSSAF peut remonter sur trois exercices (article L.244-3 du CSS).",{"_uid":3651,"hide":28,"title":3652,"component":562,"description":3653},"14a0b6ec-2cf1-472f-9917-a258a0246697","L'indemnité de télétravail est-elle obligatoire pour l'employeur ?",{"type":51,"content":3654},[3655],{"type":54,"attrs":3656,"content":3657},{"textAlign":60},[3658,3660,3664,3666,3670,3672,3676],{"text":3659,"type":58},"L'ANI de 2020 impose la prise en charge des frais, mais aucun texte ne fixe de ",{"text":3661,"type":58,"marks":3662},"montant minimum",[3663],{"type":226},{"text":3665,"type":58}," dans le privé. Les plafonds URSSAF (2,70 € par jour sans accord) sont des ",{"text":3667,"type":58,"marks":3668},"seuils d'exonération",[3669],{"type":226},{"text":3671,"type":58},", pas des obligations de versement. Depuis l'arrêt du 19 mars 2025, l'indemnité d'occupation du domicile constitue une ",{"text":3673,"type":58,"marks":3674},"obligation distincte",[3675],{"type":226},{"text":3677,"type":58},".",[3679],{"cta":3680,"_uid":3681,"title":3682,"eyebrow":3689,"subtitle":3695,"component":193,"textAlign":22,"eyebrowPill":28,"flexibleSection":3698,"sectionSettings":3699,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"61c6cbfe-d001-4528-9d87-7507a20a37ec",{"type":51,"content":3683},[3684],{"type":193,"attrs":3685,"content":3686},{"level":195,"textAlign":60},[3687],{"text":3688,"type":58},"Les réponses aux questions que vous vous posez",{"type":51,"content":3690},[3691],{"type":54,"attrs":3692,"content":3693},{"textAlign":60},[3694],{"text":1208,"type":58},{"type":51,"content":3696},[3697],{"type":54},[],[],[],"indemnite-teletravail-2026","fr/indemnite-teletravail-2026",-630,[],"492b49cc-8650-4232-906c-22c28de53edb",[],[3708,3709,3710],{"path":3701,"name":60,"lang":66,"published":60},{"path":3701,"name":60,"lang":72,"published":60},{"path":3701,"name":60,"lang":74,"published":60},{"name":3712,"created_at":3713,"published_at":3714,"updated_at":3715,"id":3716,"uuid":3717,"content":3718,"slug":3947,"full_slug":3948,"sort_by_date":60,"position":3949,"tag_list":3950,"is_startpage":28,"parent_id":60,"meta_data":60,"group_id":3951,"first_published_at":3714,"release_id":60,"lang":66,"path":60,"alternates":3952,"default_full_slug":3947,"translated_slugs":3953},"Ce que vous risquez vraiment si vous payez vos fournisseurs en retard — délais légaux, amendes DGCCRF et pénalités 2026","2026-06-19T12:23:01.783Z","2026-06-19T13:06:54.145Z","2026-06-19T13:06:54.174Z",189162216615570,"f759b57d-43ae-4576-a243-c2b9b4054c6b",{"_uid":3719,"title":3712,"topics":3720,"noIndex":28,"category":3737,"language":3746,"component":532,"heroMedia":3747,"publishedAt":3548,"redirectUrl":22,"listingImage":3754,"metaDescription":3755,"bottomArticleCta":3756,"componentsAfterTheArticle":3757},"db4cbf3c-d9fe-4172-b2ea-107ae8df6847",[3721,3729],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":3722,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":3723,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":3724,"default_full_slug":94,"translated_slugs":3725,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[3726,3727,3728],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":2654,"created_at":2655,"published_at":6,"updated_at":2656,"id":2657,"uuid":2658,"content":3730,"slug":510,"full_slug":2661,"sort_by_date":60,"position":2662,"tag_list":3731,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2664,"first_published_at":2665,"release_id":60,"lang":66,"path":60,"alternates":3732,"default_full_slug":2667,"translated_slugs":3733,"_stopResolving":75},{"_uid":2660,"name":2654,"component":85},[],[],[3734,3735,3736],{"path":2667,"name":60,"lang":66,"published":60},{"path":2667,"name":60,"lang":72,"published":60},{"path":2667,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":3738,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":3740,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":3741,"default_full_slug":540,"translated_slugs":3742,"_stopResolving":75},{"_uid":526,"icon":3739,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[3743,3744,3745],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[3748],{"_uid":3749,"asset":3750,"caption":22,"component":552},"1149c401-bce2-4c11-af2c-1d7eb5352e4c",{"id":3751,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":3752,"copyright":22,"fieldtype":27,"meta_data":3753,"is_external_url":28},174400058601475,"https://a.storyblok.com/f/146026/1376x768/5856800d6b/what-is-invoice-discounting.png",{},[],"Délais de paiement fournisseurs en France : amendes DGCCRF jusqu'à 2 M€, pénalités de retard et PPL Rietmann. Guide pour DAF et responsables comptables.",[],[3758],{"cta":3759,"_uid":3760,"items":3761,"heading":3924,"reverse":28,"component":614,"sectionSettings":3946},[],"8f340513-42b9-4729-a682-5270e209d0d1",[3762,3784,3813,3841,3869,3896],{"_uid":3763,"hide":28,"title":3764,"component":562,"description":3765},"d3afd229-d1f5-4532-bcc8-428b3f087db0","La DGCCRF peut-elle me sanctionner sans plainte de mon fournisseur ?",{"type":51,"content":3766},[3767],{"type":54,"attrs":3768,"content":3769},{"textAlign":60},[3770,3772,3776,3778,3782],{"text":3771,"type":58},"Oui. Les sanctions sont ",{"text":3773,"type":58,"marks":3774},"administratives",[3775],{"type":226},{"text":3777,"type":58}," : la DGCCRF dispose d'un pouvoir de contrôle direct et agit sur la base de ses propres investigations, ",{"text":3779,"type":58,"marks":3780},"sans qu'un fournisseur ait besoin de déposer plainte",[3781],{"type":226},{"text":3783,"type":58},". Un contrôle peut être déclenché de manière aléatoire ou à la suite d'un signalement anonyme.",{"_uid":3785,"hide":28,"title":3786,"component":562,"description":3787},"78e7bee1-11d1-48fe-b4ee-046bee427aad","Quelles pièces préparer en cas de contrôle DGCCRF ?",{"type":51,"content":3788},[3789],{"type":54,"attrs":3790,"content":3791},{"textAlign":60},[3792,3796,3798,3802,3804,3811],{"text":3793,"type":58,"marks":3794},"FEC à jour",[3795],{"type":226},{"text":3797,"type":58},", grand livre fournisseurs, historique des dates de réception de factures, ",{"text":3799,"type":58,"marks":3800},"logs de workflows d'approbation",[3801],{"type":226},{"text":3803,"type":58},", et CGV mentionnant les ",{"text":3805,"type":58,"marks":3806},"délais de paiement",[3807,3810],{"type":129,"attrs":3808},{"href":3809,"uuid":60,"anchor":60,"target":1557,"linktype":31},"https://www.economie.gouv.fr/entreprises/gerer-sa-comptabilite-et-ses-demarches/entreprises-quels-sont-les-delais-de-paiement",{"type":226},{"text":3812,"type":58}," et pénalités de retard applicables. Un processus procure-to-pay documenté est votre meilleur dossier de défense.",{"_uid":3814,"hide":28,"title":3815,"component":562,"description":3816},"6e94e203-b0a9-4338-9cfb-ae435d4323b9","Comment la facturation électronique impacte-t-elle les contrôles DGCCRF ?",{"type":51,"content":3817},[3818],{"type":54,"attrs":3819,"content":3820},{"textAlign":60},[3821,3823,3827,3829,3833,3835,3839],{"text":3822,"type":58},"L'horodatage des factures via les Plateformes Agréées rend les dates d'émission ",{"text":3824,"type":58,"marks":3825},"incontestables",[3826],{"type":226},{"text":3828,"type":58}," et permet à la DGCCRF de détecter les retards de manière systématique, sans contrôle sur place. L'obligation entre en vigueur le ",{"text":3830,"type":58,"marks":3831},"1er septembre 2026",[3832],{"type":226},{"text":3834,"type":58}," pour les GE et ETI, le ",{"text":3836,"type":58,"marks":3837},"1er septembre 2027",[3838],{"type":226},{"text":3840,"type":58}," pour les PME et TPE.",{"_uid":3842,"hide":28,"title":3843,"component":562,"description":3844},"f2120bd4-8d5b-418c-8549-38a360ae86a0","Les pénalités de retard s'appliquent-elles automatiquement ?",{"type":51,"content":3845},[3846],{"type":54,"attrs":3847,"content":3848},{"textAlign":60},[3849,3851,3855,3857,3861,3863,3867],{"text":3850,"type":58},"Oui, ",{"text":3852,"type":58,"marks":3853},"dès le premier jour suivant la date d'échéance",[3854],{"type":226},{"text":3856,"type":58},", sans mise en demeure préalable. Le taux applicable est le ",{"text":3858,"type":58,"marks":3859},"taux BCE majoré de 10 points",[3860],{"type":226},{"text":3862,"type":58}," (12,15 % au S1 2026), plus ",{"text":3864,"type":58,"marks":3865},"40 € d'indemnité forfaitaire",[3866],{"type":226},{"text":3868,"type":58}," par facture. Ces montants doivent figurer dans vos CGV et sur chaque facture fournisseur.",{"_uid":3870,"hide":28,"title":3871,"component":562,"description":3872},"aabb0fa3-4bcf-4ae1-8b8e-b54e0db7a4fc","Quelle amende la DGCCRF peut-elle infliger pour retard de paiement ?",{"type":51,"content":3873},[3874],{"type":54,"attrs":3875,"content":3876},{"textAlign":60},[3877,3879,3883,3885,3889,3891,3895],{"text":3878,"type":58},"L'amende peut atteindre ",{"text":3880,"type":58,"marks":3881},"2 M€ par manquement",[3882],{"type":226},{"text":3884,"type":58}," pour une personne morale, doublée à ",{"text":3886,"type":58,"marks":3887},"4 M€ en cas de récidive",[3888],{"type":226},{"text":3890,"type":58}," dans les deux ans. La PPL Rietmann, adoptée en première lecture par le Sénat, prévoit un plafond relevé au plus élevé entre 2 M€ et ",{"text":3892,"type":58,"marks":3893},"1 % du chiffre d'affaires consolidé mondial",[3894],{"type":226},{"text":3677,"type":58},{"_uid":3897,"hide":28,"title":3898,"component":562,"description":3899},"a4c39d02-239a-4d7c-83b9-a9a07d1259c1","Quel est le délai de paiement légal en France entre entreprises ?",{"type":51,"content":3900},[3901],{"type":54,"attrs":3902,"content":3903},{"textAlign":60},[3904,3906,3910,3912,3916,3918,3922],{"text":3905,"type":58},"Le délai par défaut est de ",{"text":3907,"type":58,"marks":3908},"30 jours glissants",[3909],{"type":226},{"text":3911,"type":58}," à compter de la réception des marchandises ou de l'exécution de la prestation. Par accord contractuel, il peut être étendu à ",{"text":3913,"type":58,"marks":3914},"60 jours date de facture",[3915],{"type":226},{"text":3917,"type":58}," ou ",{"text":3919,"type":58,"marks":3920},"45 jours fin de mois",[3921],{"type":226},{"text":3923,"type":58},". Aucune autre configuration n'est légalement autorisée.",[3925],{"cta":3926,"_uid":3927,"title":3928,"eyebrow":3935,"subtitle":3941,"component":193,"textAlign":22,"eyebrowPill":28,"flexibleSection":3944,"sectionSettings":3945,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"41daacd1-101e-48b4-8aa4-966ff968a9f1",{"type":51,"content":3929},[3930],{"type":193,"attrs":3931,"content":3932},{"level":195,"textAlign":60},[3933],{"text":3934,"type":58},"Les questions qu'on nous pose souvent sur le sujet",{"type":51,"content":3936},[3937],{"type":54,"attrs":3938,"content":3939},{"textAlign":60},[3940],{"text":1208,"type":58},{"type":51,"content":3942},[3943],{"type":54},[],[],[],"delais-de-paiement-fournisseurs","fr/delais-de-paiement-fournisseurs",-620,[],"5f73e240-2270-4f57-826b-6c6780c47203",[],[3954,3955,3956],{"path":3947,"name":60,"lang":66,"published":60},{"path":3947,"name":60,"lang":72,"published":60},{"path":3947,"name":60,"lang":74,"published":60},{"name":3958,"created_at":3959,"published_at":3960,"updated_at":3961,"id":3962,"uuid":3963,"content":3964,"slug":4102,"full_slug":4103,"sort_by_date":60,"position":3949,"tag_list":4104,"is_startpage":28,"parent_id":628,"meta_data":60,"group_id":4105,"first_published_at":4106,"release_id":60,"lang":66,"path":60,"alternates":4107,"default_full_slug":4108,"translated_slugs":4109},"Charges directes vs indirectes : Guide essentiel pour 2025","2025-05-06T12:53:43.388Z","2026-03-20T15:27:33.969Z","2026-03-20T15:27:33.992Z",665213688,"3169392a-b4db-45ec-bb3a-5b17b375bf36",{"_uid":3165,"title":3965,"topics":3966,"noIndex":28,"category":4003,"language":4012,"component":532,"heroMedia":4013,"publishedAt":4020,"redirectUrl":22,"listingImage":4021,"metaDescription":4022,"componentsAfterTheArticle":4023},"Charges directes vs indirectes : clarifier et systématiser la catégorisation",[3967,3975,3983],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":3968,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":3969,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":3970,"default_full_slug":94,"translated_slugs":3971,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[3972,3973,3974],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":2759,"created_at":2760,"published_at":6,"updated_at":2761,"id":2762,"uuid":2763,"content":3976,"slug":2766,"full_slug":2767,"sort_by_date":60,"position":2768,"tag_list":3977,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2770,"first_published_at":2771,"release_id":60,"lang":66,"path":60,"alternates":3978,"default_full_slug":2773,"translated_slugs":3979,"_stopResolving":75},{"_uid":2765,"name":2759,"component":85},[],[],[3980,3981,3982],{"path":2773,"name":60,"lang":66,"published":60},{"path":2773,"name":60,"lang":72,"published":60},{"path":2773,"name":60,"lang":74,"published":60},{"name":3984,"created_at":3985,"published_at":6,"updated_at":3986,"id":3987,"uuid":3988,"content":3989,"slug":3991,"full_slug":3992,"sort_by_date":60,"position":3993,"tag_list":3994,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":3995,"first_published_at":3996,"release_id":60,"lang":66,"path":60,"alternates":3997,"default_full_slug":3998,"translated_slugs":3999,"_stopResolving":75},"Définitions","2022-10-19T17:57:53.036Z","2026-03-12T10:47:23.228Z",206171414,"4eb63393-291f-41de-88a9-d09d440119df",{"_uid":3990,"name":3984,"component":85},"4b129421-c813-4491-8835-bb3b4776fcc3","definitions","fr/blog/topic/definitions",-180,[],"a6a39cd8-f138-4757-9ab3-b801e1ea1a0d","2022-11-02T15:24:51.468Z",[],"blog/topic/definitions",[4000,4001,4002],{"path":3998,"name":60,"lang":66,"published":60},{"path":3998,"name":60,"lang":72,"published":60},{"path":3998,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":4004,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":4006,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":4007,"default_full_slug":540,"translated_slugs":4008,"_stopResolving":75},{"_uid":526,"icon":4005,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[4009,4010,4011],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[4014],{"_uid":3196,"type":22,"asset":4015,"caption":22,"overlay":4019,"component":552},{"id":4016,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":4017,"copyright":22,"fieldtype":27,"meta_data":4018,"is_external_url":28},22137223,"https://a.storyblok.com/f/146026/1020x680/8e227951c9/books-green.jpg",{},[],"2025-04-29 00:00",[],"Découvrez la différence entre charges directes et indirectes, et comment une gestion optimisée de ces deux types de dépenses peut améliorer la performance financière de votre entreprise. Guide complet pour 2025.",[4024],{"_uid":4025,"items":4026,"heading":4079,"reverse":28,"component":614,"sectionSettings":4096},"6154f608-393f-4efd-b316-6b600f016b9d",[4027,4035,4043,4052,4061,4070],{"_uid":4028,"title":2356,"component":562,"description":4029},"56f8ef00-21a0-4adf-bf0c-7f7369596fd5",{"type":51,"content":4030},[4031],{"type":54,"content":4032},[4033],{"text":4034,"type":58},"La gestion des dépenses est le processus de suivi, contrôle et catégorisation de toutes les dépenses professionnelles pour garantir la conformité comptable. Spendesk centralise paiements, justificatifs et approbations grâce aux cartes physiques et virtuelles, capture mobile des reçus, règles de validation et exports comptables automatiques, ce qui réduit les erreurs et accélère la clôture financière.",{"_uid":4036,"title":2415,"component":562,"description":4037},"b5723c49-0fb5-4733-9a4a-c5c61a7f1a86",{"type":51,"content":4038},[4039],{"type":54,"content":4040},[4041],{"text":4042,"type":58},"Spendesk est une plateforme qui centralise moyens de paiement, approbations et réconciliation pour automatiser la gestion des dépenses. Spendesk fournit cartes physiques et virtuelles, capture mobile des reçus, workflows d'approbation et règles de budgétisation, puis exporte automatiquement les écritures vers les outils comptables pour accélérer la réconciliation et la visibilité des coûts.",{"_uid":4044,"title":4045,"component":562,"description":4046},"260d3c57-10a6-49cc-86e1-748b6180bbc1","Quelles sont les charges directes et comment les identifier ?",{"type":51,"content":4047},[4048],{"type":54,"content":4049},[4050],{"text":4051,"type":58},"Les charges directes sont des coûts qui peuvent être attribués directement à un produit, projet ou centre de profit. Spendesk permet d'identifier ces charges via le tagging des dépenses, l'affectation de budgets par projet et les règles de catégorisation automatique, ce qui facilite l'imputation comptable et le calcul précis de la marge par activité.",{"_uid":4053,"title":4054,"component":562,"description":4055},"cf6ae950-40ed-43f6-aced-6bd02c7c0726","Quelles sont les charges indirectes et comment les gérer ?",{"type":51,"content":4056},[4057],{"type":54,"content":4058},[4059],{"text":4060,"type":58},"Les charges indirectes sont des coûts partagés entre plusieurs activités et non imputables directement à un seul produit. Spendesk facilite la gestion des charges indirectes en centralisant dépenses, en appliquant tags et règles d'allocation, et en exportant des rapports multi-dimensionnels pour répartir les frais généraux dans la comptabilité.",{"_uid":4062,"title":4063,"component":562,"description":4064},"697609ae-3213-4d0d-8fad-e5842bc2d8b5","Comment automatiser la catégorisation des charges directes et indirectes avec Spendesk ?",{"type":51,"content":4065},[4066],{"type":54,"content":4067},[4068],{"text":4069,"type":58},"Spendesk automatise la catégorisation des charges avec des règles de mappage fournisseur, tags automatiques, attribution de comptes de charge et paramètres de TVA. Les cartes virtuelles et les workflows d'approbation garantissent que chaque dépense est étiquetée et exportée vers le bon compte comptable sans saisie manuelle.",{"_uid":4071,"title":4072,"component":562,"description":4073},"b9d2655a-5a65-476d-9a36-d7c3fb710286","Pourquoi une catégorisation correcte des charges est-elle importante pour la comptabilité ?",{"type":51,"content":4074},[4075],{"type":54,"content":4076},[4077],{"text":4078,"type":58},"Une catégorisation correcte assure des états financiers fiables, un calcul exact de la TVA et des décisions budgétaires pertinentes. Spendesk fournit rapports granulaires, contrôle des approbations et exports comptables (CSV, Xero, QuickBooks) pour réduire les erreurs, accélérer les clôtures et améliorer la visibilité financière.",[4080],{"cta":4081,"_uid":4082,"title":4083,"eyebrow":4089,"subtitle":4092,"component":193,"textAlign":22,"sectionSettings":4095,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"55d6439e-2d6e-4d0b-811f-88833524e113",{"type":51,"content":4084},[4085],{"type":193,"attrs":4086,"content":4087},{"level":195},[4088],{"text":1208,"type":58},{"type":51,"content":4090},[4091],{"type":54},{"type":51,"content":4093},[4094],{"type":54},[],[4097],{"_uid":4098,"hide":28,"theme":618,"anchorId":22,"component":619,"spacingTop":22,"hideOnDevices":4099,"spacingBottom":22,"floatingImages":4100,"variableOverrides":4101},"887f5da9-8cd7-4c15-b74a-887884072568",[],[],[],"charges-directes-vs-indirectes","fr/blog/charges-directes-vs-indirectes",[],"c5aaf963-de62-4c46-b57d-cd48a4a26b74","2025-05-06T13:41:51.421Z",[],"blog/charges-directes-vs-indirectes",[4110,4111,4112],{"path":4108,"name":60,"lang":66,"published":60},{"path":4108,"name":60,"lang":72,"published":60},{"path":4108,"name":60,"lang":74,"published":60},{"name":4114,"created_at":4115,"published_at":4116,"updated_at":4117,"id":4118,"uuid":4119,"content":4120,"slug":4239,"full_slug":4240,"sort_by_date":60,"position":4241,"tag_list":4242,"is_startpage":28,"parent_id":60,"meta_data":60,"group_id":4243,"first_published_at":4116,"release_id":60,"lang":66,"path":60,"alternates":4244,"default_full_slug":4239,"translated_slugs":4245},"Virement SEPA fournisseur 2026 : pourquoi le \"Verification of Payee\" peut bloquer vos paiements et comment l'éviter","2026-06-19T05:19:27.826Z","2026-06-19T05:50:53.428Z","2026-06-19T05:50:53.448Z",189058121048356,"7a10bd8e-3482-40ed-9e06-35d17f9b09ca",{"_uid":4121,"title":4114,"topics":4122,"noIndex":28,"category":4131,"language":4140,"component":532,"heroMedia":4141,"publishedAt":3548,"redirectUrl":22,"listingImage":4148,"metaDescription":4149,"bottomArticleCta":4150,"componentsAfterTheArticle":4151},"eec835b2-3545-4b39-a855-06a20b5ffd72",[4123],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":4124,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":4125,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":4126,"default_full_slug":94,"translated_slugs":4127,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[4128,4129,4130],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":4132,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":4134,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":4135,"default_full_slug":540,"translated_slugs":4136,"_stopResolving":75},{"_uid":526,"icon":4133,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[4137,4138,4139],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[4142],{"_uid":4143,"asset":4144,"caption":22,"component":552},"ace26819-6228-4e11-b469-fc1e0e2d3464",{"id":4145,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":4146,"copyright":22,"fieldtype":27,"meta_data":4147,"is_external_url":28},158248270548124,"https://a.storyblok.com/f/146026/1536x1024/168b93ea18/financial-due-diligence.png",{},[],"Le controle IBAN VoP bloque les virements SEPA mal renseignés depuis octobre 2025. Découvrez comment fiabiliser vos données fournisseurs et éviter les rejets.",[],[4152],{"cta":4153,"_uid":4154,"items":4155,"heading":4216,"reverse":28,"component":614,"sectionSettings":4238},[],"9c4d638a-7892-4d4b-9664-0a23339644fa",[4156,4166,4176,4186,4196,4206],{"_uid":4157,"hide":28,"title":4158,"component":562,"description":4159},"3025f11c-567d-4eb0-b71b-d59b9cbedaf4","Comment préparer mes coordonnées fournisseurs pour que le Verification of Payee ne bloque pas mes virements ?",{"type":51,"content":4160},[4161],{"type":54,"attrs":4162,"content":4163},{"textAlign":60},[4164],{"text":4165,"type":58},"Deux priorités avant novembre 2026 : fiabiliser les dénominations légales du référentiel fournisseurs (audit SIRENE, standardisation de la forme juridique, validation de chaque IBAN par sa clé de contrôle) et instaurer un workflow de double vérification pour tout changement de coordonnées bancaires. Les cinq étapes détaillées dans cet article permettent de traiter un référentiel fournisseurs actif et de réduire les alertes \"No Match\" dès la prochaine campagne de paiement.",{"_uid":4167,"hide":28,"title":4168,"component":562,"description":4169},"b1bd087a-9bf4-489a-89ac-fcefae747138","Qu'est-ce que la clé de contrôle IBAN et comment l'utiliser pour détecter une erreur ?",{"type":51,"content":4170},[4171],{"type":54,"attrs":4172,"content":4173},{"textAlign":60},[4174],{"text":4175,"type":58},"Les deux chiffres situés après le code pays constituent la clé de controle iban. Ils valident mathématiquement la cohérence du numéro selon l'algorithme MOD-97 (norme ISO 13616). Un IBAN dont la clé est invalide signale une erreur de saisie ou un numéro fabriqué, avant même que le contrôle VoP ne soit déclenché par le PSP. C'est un premier filtre rapide, réalisable dans Excel ou tout logiciel de gestion.",{"_uid":4177,"hide":28,"title":4178,"component":562,"description":4179},"e1bfe1d9-be1f-4a3c-a2e6-83f75fd58f71","Quelles étapes internes prévoir avant que le VoP SEPA s'applique à tous mes paiements ?",{"type":51,"content":4180},[4181],{"type":54,"attrs":4182,"content":4183},{"textAlign":60},[4184],{"text":4185,"type":58},"Coordonnez-vous avec votre banque pour comprendre le paramétrage VoP retenu (seuils d'alerte, mode opt-in ou opt-out) et préparez simultanément vos fichiers de paiement au format ISO 20022 avec adresses structurées avant novembre 2026. Les cinq étapes détaillées dans cet article couvrent l'essentiel du projet.",{"_uid":4187,"hide":28,"title":4188,"component":562,"description":4189},"51e48def-8638-46e8-91a7-8e71823d5f80","Comment le \"Verification of Payee\" aide-t-il à prévenir la fraude au virement fournisseur ?",{"type":51,"content":4190},[4191],{"type":54,"attrs":4192,"content":4193},{"textAlign":60},[4194],{"text":4195,"type":58},"Le VoP détecte automatiquement les incohérences entre le nom du bénéficiaire et le titulaire de l'IBAN. Si l'IBAN transmis ne correspond pas au fournisseur légitime, le PSP renvoie \"No Match\" et suspend le virement avant tout mouvement de fonds. Ce mécanisme couvre l'ensemble des virements SEPA standards et instantanés pour les PSP de la zone euro depuis le 9 octobre 2025.",{"_uid":4197,"hide":28,"title":4198,"component":562,"description":4199},"bf352a69-8ba5-4a7a-a4a6-b885a1479e5d","Comment vérifier et fiabiliser les IBAN de mes fournisseurs avant un paiement de masse ?",{"type":51,"content":4200},[4201],{"type":54,"attrs":4202,"content":4203},{"textAlign":60},[4204],{"text":4205,"type":58},"Auditez votre référentiel fournisseurs en comparant les dénominations avec le registre SIRENE, standardisez le format des noms légaux, validez chaque IBAN par sa clé de contrôle (2 chiffres après le code pays), et instaurez un workflow de double vérification pour tout changement de coordonnées bancaires. La durée d'un audit dépend de la taille et de la qualité initiale du référentiel : mieux vaut l'anticiper avant une campagne de paiement que le découvrir sous pression.",{"_uid":4207,"hide":28,"title":4208,"component":562,"description":4209},"95f4d885-b2b0-4926-a559-92e6502e9978","Pourquoi un virement SEPA est-il rejeté quand le nom du bénéficiaire et l'IBAN ne correspondent pas ?",{"type":51,"content":4210},[4211],{"type":54,"attrs":4212,"content":4213},{"textAlign":60},[4214],{"text":4215,"type":58},"Depuis le 9 octobre 2025, le Verification of Payee (VoP) oblige les PSP de la zone euro à comparer le nom du bénéficiaire renseigné avec le titulaire réel du compte IBAN. Un écart significatif renvoie \"No Match\" : le PSP suspend le virement en attendant confirmation ou correction. La grande majorité des rejets observés depuis l'entrée en vigueur sont liés à des incohérences de dénomination plutôt qu'à des tentatives de fraude.",[4217],{"cta":4218,"_uid":4219,"title":4220,"eyebrow":4227,"subtitle":4233,"component":193,"textAlign":22,"eyebrowPill":28,"flexibleSection":4236,"sectionSettings":4237,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"273bb014-5645-4d04-b82c-07f3e5f4c0d3",{"type":51,"content":4221},[4222],{"type":193,"attrs":4223,"content":4224},{"level":195,"textAlign":60},[4225],{"text":4226,"type":58},"Ce qu'on nous demande souvent",{"type":51,"content":4228},[4229],{"type":54,"attrs":4230,"content":4231},{"textAlign":60},[4232],{"text":1208,"type":58},{"type":51,"content":4234},[4235],{"type":54},[],[],[],"controle-iban-virement-fournisseur","fr/controle-iban-virement-fournisseur",-610,[],"4dbb530f-c571-46bf-b167-d00a36df77f2",[],[4246,4247,4248],{"path":4239,"name":60,"lang":66,"published":60},{"path":4239,"name":60,"lang":72,"published":60},{"path":4239,"name":60,"lang":74,"published":60},{"name":4250,"created_at":4251,"published_at":4252,"updated_at":4253,"id":4254,"uuid":4255,"content":4256,"slug":4374,"full_slug":4375,"sort_by_date":60,"position":4376,"tag_list":4377,"is_startpage":28,"parent_id":60,"meta_data":60,"group_id":4378,"first_published_at":4252,"release_id":60,"lang":66,"path":60,"alternates":4379,"default_full_slug":4374,"translated_slugs":4380},"Code BIC/SWIFT : définition, format et méthode pour ne pas se tromper lors pour d'un virement international","2026-06-12T15:38:21.318Z","2026-06-12T16:16:48.141Z","2026-06-12T16:16:48.164Z",186732959024944,"95cc4240-69c6-431a-8e77-42e9997ff532",{"_uid":4257,"title":4258,"topics":4259,"noIndex":28,"category":4284,"language":4293,"component":532,"heroMedia":4294,"publishedAt":4301,"redirectUrl":22,"listingImage":4302,"metaDescription":4303,"bottomArticleCta":4304,"componentsAfterTheArticle":4305},"4467bec0-d64a-4a6d-9b4a-635b1337facd","Code BIC/SWIFT : définition, format et méthode pour ne pas se tromper (lors d'un transfert international)",[4260,4268,4276],{"name":2759,"created_at":2760,"published_at":6,"updated_at":2761,"id":2762,"uuid":2763,"content":4261,"slug":2766,"full_slug":2767,"sort_by_date":60,"position":2768,"tag_list":4262,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2770,"first_published_at":2771,"release_id":60,"lang":66,"path":60,"alternates":4263,"default_full_slug":2773,"translated_slugs":4264,"_stopResolving":75},{"_uid":2765,"name":2759,"component":85},[],[],[4265,4266,4267],{"path":2773,"name":60,"lang":66,"published":60},{"path":2773,"name":60,"lang":72,"published":60},{"path":2773,"name":60,"lang":74,"published":60},{"name":3984,"created_at":3985,"published_at":6,"updated_at":3986,"id":3987,"uuid":3988,"content":4269,"slug":3991,"full_slug":3992,"sort_by_date":60,"position":3993,"tag_list":4270,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":3995,"first_published_at":3996,"release_id":60,"lang":66,"path":60,"alternates":4271,"default_full_slug":3998,"translated_slugs":4272,"_stopResolving":75},{"_uid":3990,"name":3984,"component":85},[],[],[4273,4274,4275],{"path":3998,"name":60,"lang":66,"published":60},{"path":3998,"name":60,"lang":72,"published":60},{"path":3998,"name":60,"lang":74,"published":60},{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":4277,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":4278,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":4279,"default_full_slug":94,"translated_slugs":4280,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[4281,4282,4283],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":4285,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":4287,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":4288,"default_full_slug":540,"translated_slugs":4289,"_stopResolving":75},{"_uid":526,"icon":4286,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[4290,4291,4292],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[4295],{"_uid":4296,"asset":4297,"caption":22,"component":552},"79080c1b-5cd4-487d-948d-2c9c57002790",{"id":4298,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":4299,"copyright":22,"fieldtype":27,"meta_data":4300,"is_external_url":28},123992245019406,"https://a.storyblok.com/f/146026/1020x680/90cdc17e54/spendesk-international-payments.jpg",{},"2026-06-12 00:00",[],"Le code SWIFT (ou BIC) identifie une banque lors d'un virement international. Découvrez sa structure, sa différence avec l'IBAN et comment trouver le bon code.",[],[4306],{"cta":4307,"_uid":4308,"items":4309,"heading":4350,"reverse":28,"component":614,"sectionSettings":4373},[],"befd26d7-efbc-4547-b962-adcc04f65826",[4310,4320,4330,4340],{"_uid":4311,"hide":28,"title":4312,"component":562,"description":4313},"ada4ffc1-fd17-4b8a-bc9f-9db853ed2f01","Que se passe-t-il si le code SWIFT est incorrect ?",{"type":51,"content":4314},[4315],{"type":54,"attrs":4316,"content":4317},{"textAlign":60},[4318],{"text":4319,"type":58},"Le virement est rejeté. Des frais de retour de 15 à 25 € s'appliquent dans la plupart des cas, et le bénéficiaire subit un retard de paiement pouvant atteindre une semaine supplémentaire.",{"_uid":4321,"hide":28,"title":4322,"component":562,"description":4323},"57fecd02-9c21-458f-9f48-8556cb56b75e","Peut-on retrouver un code BIC à partir d'un IBAN ?",{"type":51,"content":4324},[4325],{"type":54,"attrs":4326,"content":4327},{"textAlign":60},[4328],{"text":4329,"type":58},"Non directement. Le format IBAN (27 caractères pour un compte français) et le code BIC (8 ou 11 caractères) reposent sur des référentiels distincts. L'annuaire SWIFT permet de retrouver le BIC à partir du nom de la banque et du pays, pas à partir de l'IBAN seul.",{"_uid":4331,"hide":28,"title":4332,"component":562,"description":4333},"82995bda-869b-4d44-aa54-e554ae2a6798","Faut-il un code SWIFT pour un virement SEPA ?",{"type":51,"content":4334},[4335],{"type":54,"attrs":4336,"content":4337},{"textAlign":60},[4338],{"text":4339,"type":58},"Non. Pour un virement en euros au sein des 36 pays de la zone SEPA, l'IBAN suffit. Le code BIC/SWIFT devient nécessaire pour les virements hors zone SEPA ou dans une devise autre que l'euro.",{"_uid":4341,"hide":28,"title":4342,"component":562,"description":4343},"7a70cf01-14f7-4adc-9ffe-2b34b031d07a","Un code SWIFT et un code BIC, est-ce la même chose ?",{"type":51,"content":4344},[4345],{"type":54,"attrs":4346,"content":4347},{"textAlign":60},[4348],{"text":4349,"type":58},"Oui, les deux termes sont parfaitement interchangeables. Sur tout formulaire de virement, c'est toujours le même code à 8 ou 11 caractères à renseigner.",[4351],{"cta":4352,"_uid":4353,"title":4354,"eyebrow":4362,"subtitle":4368,"component":193,"textAlign":22,"eyebrowPill":28,"flexibleSection":4371,"sectionSettings":4372,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"5c7ee3aa-b512-4f5f-a8c7-d9581888b444",{"type":51,"content":4355},[4356],{"type":193,"attrs":4357,"content":4359},{"level":4358,"textAlign":60},3,[4360],{"text":4361,"type":58},"Ce qu'on nous demande souvent sur le sujet",{"type":51,"content":4363},[4364],{"type":54,"attrs":4365,"content":4366},{"textAlign":60},[4367],{"text":1208,"type":58},{"type":51,"content":4369},[4370],{"type":54},[],[],[],"code-bic-swift","fr/code-bic-swift",-600,[],"37a887be-888a-435a-9935-7b987d21c4bd",[],[4381,4382,4383],{"path":4374,"name":60,"lang":66,"published":60},{"path":4374,"name":60,"lang":72,"published":60},{"path":4374,"name":60,"lang":74,"published":60},{"name":4385,"created_at":4386,"published_at":4387,"updated_at":4388,"id":4389,"uuid":4390,"content":4391,"slug":4516,"full_slug":4517,"sort_by_date":60,"position":4518,"tag_list":4519,"is_startpage":28,"parent_id":60,"meta_data":60,"group_id":4520,"first_published_at":4387,"release_id":60,"lang":66,"path":60,"alternates":4521,"default_full_slug":4516,"translated_slugs":4522},"Cash flow : tout comprendre pour ne plus piloter votre PME à l'aveugle","2026-06-12T14:24:33.466Z","2026-06-12T15:18:14.870Z","2026-06-12T15:18:14.889Z",186714822549836,"29524e86-70f3-4363-b3c7-eebfaf409798",{"_uid":4392,"title":4385,"topics":4393,"noIndex":28,"category":4418,"language":4427,"component":532,"heroMedia":4428,"publishedAt":4301,"redirectUrl":22,"listingImage":4429,"metaDescription":4436,"bottomArticleCta":4437,"componentsAfterTheArticle":4438},"a7868c7f-056d-4e7e-b938-12fb1b374287",[4394,4402,4410],{"name":78,"created_at":79,"published_at":6,"updated_at":80,"id":81,"uuid":82,"content":4395,"slug":86,"full_slug":87,"sort_by_date":60,"position":88,"tag_list":4396,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":91,"first_published_at":92,"release_id":60,"lang":66,"path":60,"alternates":4397,"default_full_slug":94,"translated_slugs":4398,"_stopResolving":75},{"_uid":84,"name":78,"component":85},[],[],[4399,4400,4401],{"path":94,"name":60,"lang":66,"published":60},{"path":94,"name":60,"lang":72,"published":60},{"path":94,"name":60,"lang":74,"published":60},{"name":100,"created_at":101,"published_at":6,"updated_at":102,"id":103,"uuid":104,"content":4403,"slug":107,"full_slug":108,"sort_by_date":60,"position":109,"tag_list":4404,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":111,"first_published_at":112,"release_id":60,"lang":66,"path":60,"alternates":4405,"default_full_slug":114,"translated_slugs":4406,"_stopResolving":75},{"_uid":106,"name":100,"component":85},[],[],[4407,4408,4409],{"path":114,"name":60,"lang":66,"published":60},{"path":114,"name":60,"lang":72,"published":60},{"path":114,"name":60,"lang":74,"published":60},{"name":2759,"created_at":2760,"published_at":6,"updated_at":2761,"id":2762,"uuid":2763,"content":4411,"slug":2766,"full_slug":2767,"sort_by_date":60,"position":2768,"tag_list":4412,"is_startpage":28,"parent_id":90,"meta_data":60,"group_id":2770,"first_published_at":2771,"release_id":60,"lang":66,"path":60,"alternates":4413,"default_full_slug":2773,"translated_slugs":4414,"_stopResolving":75},{"_uid":2765,"name":2759,"component":85},[],[],[4415,4416,4417],{"path":2773,"name":60,"lang":66,"published":60},{"path":2773,"name":60,"lang":72,"published":60},{"path":2773,"name":60,"lang":74,"published":60},{"name":520,"created_at":521,"published_at":6,"updated_at":522,"id":523,"uuid":524,"content":4419,"slug":532,"full_slug":533,"sort_by_date":60,"position":534,"tag_list":4421,"is_startpage":28,"parent_id":536,"meta_data":60,"group_id":537,"first_published_at":538,"release_id":60,"lang":66,"path":60,"alternates":4422,"default_full_slug":540,"translated_slugs":4423,"_stopResolving":75},{"_uid":526,"icon":4420,"name":520,"component":531},{"id":528,"alt":529,"name":22,"focus":22,"title":22,"filename":530,"copyright":22,"fieldtype":27,"is_external_url":28},[],[],[4424,4425,4426],{"path":540,"name":60,"lang":66,"published":60},{"path":540,"name":60,"lang":72,"published":60},{"path":540,"name":60,"lang":74,"published":60},[66],[],[4430],{"_uid":4431,"asset":4432,"caption":22,"component":552},"94df491d-5b57-475b-8e2b-9c0b9ab36ef4",{"id":4433,"alt":22,"name":22,"focus":22,"title":22,"source":22,"filename":4434,"copyright":22,"fieldtype":27,"meta_data":4435,"is_external_url":28},21785633,"https://a.storyblok.com/f/146026/3060x2040/4cf07a2704/procurement-manager_header.png",{},"Cash flow : définition, formules de calcul (CFO, free cash flow) et leviers concrets pour améliorer la trésorerie de votre PME. Guide complet pour les DAF.",[],[4439],{"cta":4440,"_uid":4441,"items":4442,"heading":4493,"reverse":28,"component":614,"sectionSettings":4515},[],"9f4994c7-e987-48cd-867e-6140b39dc84b",[4443,4453,4463,4473,4483],{"_uid":4444,"hide":28,"title":4445,"component":562,"description":4446},"dc08235c-92a3-471e-aa7d-ec72d6c3465a","Comment traduire “cash flow” en français ?",{"type":51,"content":4447},[4448],{"type":54,"attrs":4449,"content":4450},{"textAlign":60},[4451],{"text":4452,"type":58},"L’équivalent français est “flux de trésorerie”. Dans la pratique, les professionnels de la finance utilisent indifféremment les deux termes. Le PCG et l’ANC emploient “tableau des flux de trésorerie” dans leurs textes normatifs.",{"_uid":4454,"hide":28,"title":4455,"component":562,"description":4456},"76939d01-80ac-406d-ac68-1dc19e65a8a1","Qu’est-ce que le cash pooling ?",{"type":51,"content":4457},[4458],{"type":54,"attrs":4459,"content":4460},{"textAlign":60},[4461],{"text":4462,"type":58},"Le cash pooling est une technique de gestion de trésorerie utilisée par les groupes multi-entités. Il consiste à centraliser les soldes bancaires de plusieurs filiales sur un compte unique pour optimiser la trésorerie globale, en compensant les excédents des unes avec les besoins des autres.",{"_uid":4464,"hide":28,"title":4465,"component":562,"description":4466},"fac9d191-26a7-42b8-9fb3-710f4fadaf2f","Le cash flow peut-il être négatif sans que l’entreprise soit en danger ?",{"type":51,"content":4467},[4468],{"type":54,"attrs":4469,"content":4470},{"textAlign":60},[4471],{"text":4472,"type":58},"Oui, dans deux cas fréquents : un investissement ponctuel important ou une saisonnalité marquée. Le signal d’alerte survient quand le cash flow reste négatif sur plusieurs trimestres consécutifs sans explication structurelle.",{"_uid":4474,"hide":28,"title":4475,"component":562,"description":4476},"dffc6104-d8ea-46ae-be7d-9e2bb991e7bd","Quelle est la différence entre cash flow et résultat net ?",{"type":51,"content":4477},[4478],{"type":54,"attrs":4479,"content":4480},{"textAlign":60},[4481],{"text":4482,"type":58},"Le résultat net inclut des écritures comptables sans impact de trésorerie (amortissements, provisions). Le cash flow ne retient que les mouvements réels d’argent. Une entreprise peut afficher un bénéfice net tout en manquant de liquidités.",{"_uid":4484,"hide":28,"title":4485,"component":562,"description":4486},"985e7d6f-893a-4760-802c-0b331a306fdf","Quelle est la formule du cash flow ?",{"type":51,"content":4487},[4488],{"type":54,"attrs":4489,"content":4490},{"textAlign":60},[4491],{"text":4492,"type":58},"La formule directe est : produits encaissés moins charges décaissées. En méthode indirecte, le cash flow opérationnel se calcule ainsi : résultat net, plus amortissements et provisions, moins la variation du BFR.",[4494],{"cta":4495,"_uid":4496,"title":4497,"eyebrow":4504,"subtitle":4510,"component":193,"textAlign":22,"eyebrowPill":28,"flexibleSection":4513,"sectionSettings":4514,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":22},[],"d6f717fc-977e-4c61-950c-2eb5456901dc",{"type":51,"content":4498},[4499],{"type":193,"attrs":4500,"content":4501},{"level":195,"textAlign":60},[4502],{"text":4503,"type":58},"Les questions qu'on nous pose souvent",{"type":51,"content":4505},[4506],{"type":54,"attrs":4507,"content":4508},{"textAlign":60},[4509],{"text":1208,"type":58},{"type":51,"content":4511},[4512],{"type":54},[],[],[],"cash-flow-tout-comprendre","fr/cash-flow-tout-comprendre",-590,[],"1c0c0162-e38a-46c7-a692-721ee303aedb",[],[4523,4524,4525],{"path":4516,"name":60,"lang":66,"published":60},{"path":4516,"name":60,"lang":72,"published":60},{"path":4516,"name":60,"lang":74,"published":60},[4527,4528,4529,4530],["Reactive",2635],["Reactive",2574],["Reactive",3513],["Reactive",3957],1781949687044]